Age3 yrs
Real estate1 parcel · 92 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Norbert is 6.7% (elevated). The 2024 annual accounts show equity of €189k and a net result of €-96k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone6.7%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+No NACE activity registered
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideFiled after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2024 | 31-07-2025 | 21-08-2025 | 21 d late | 2025-00388790 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-96k
Working capital€-4k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 21-08-2025 with the NBB · fiscal year 2024 · micro
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-48k |
| Net profit | €-96k |
| Cash flow | €-67k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €534k |
| Equity | €189k |
| Debt | €345k |
| of which ≤ 1y | €7k |
| of which > 1y | €338k |
| Working capital | €-4k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.44 |
| Quick ratio | 0.44 |
| Working capital ratio | -0.8% |
| Solvency | 35.4% |
| Debt / equity | 1.83 |
| Long-term debt ratio | 1.79 |
| Interest coverage | -2.54 |
| Gross margin | - |
| Net margin | - |
| ROA | -18.0% |
| ROE | -50.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €534k |
| Fixed assets | 21/28 | €531k |
| Tangible fixed assets | 22/27 | €531k |
| Current assets | 29/58 | €3k |
| Amounts receivable within one year | 40/41 | €958 |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €534k |
| Equity | 10/15 | €189k |
| Contributions / capital | 10/11 | €285k |
| Accumulated profits (losses) | 14 | €-96k |
| Amounts payable | 17/49 | €345k |
| Amounts payable after one year | 17 | €338k |
| Amounts payable within one year | 42/48 | €7k |
| Trade debts payable within one year | 44 | €5k |
| Income statement | ||
| Gross operating margin | 9900 | €-47k |
| Operating result | 9901 | €-77k |
| Financial income | 75 | €16 |
| Financial charges | 65 | €19k |
| Result before taxes | 9903 | €-96k |
| Net result for the period | 9904 | €-96k |
| Result to be appropriated | 9905 | €-96k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed18
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Locations & real estate
Parcels1
Ground area92 m²
Buildings1
Building footprint86 m²
Volume (LiDAR)1,786 m³
Tallest building23.1 m · ±7 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0270/00X002 | Brussels | 92 m² | 1 · 85 m² | 23.1 m · 7 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Address history · 1
13-04-2026
Seat change: new_address: Rue Gustave Defnet 1 à 1060 Saint-Gilles, old_address: Boulevard Paepsem 20 à 1070 Anderlecht
All acts · 2
updated 4 months ago
2026
13-04-2026 Act object · General meeting · Seat change · Accounting effect
- Act object: Transfert Siège social · NORBERT
- General meeting: date: 2026-03-11, type: assemblée générale extraordinaire · NORBERT
- Seat change: new_address: Rue Gustave Defnet 1 à 1060 Saint-Gilles, old_address: Boulevard Paepsem 20 à 1070 Anderlecht · NORBERT
- Accounting effect: date: 2026-02-01, description: effet rétroactif · NORBERT
- Power of attorney: purpose: procéder à la modification de la présente société auprès du greffe du Tribunal de l'entreprise · ATOUT FISC
- Filing: date: 2026-04-03, location: greffe du tribunal de l'entreprise francophone de Bruxelles · NORBERT
- Publication: date: 2026-04-13, source: Belgisch Staatsblad / Moniteur belge · NORBERT
Summary:
Act object · General meeting · Seat change · Accounting effect
2023
03-04-2023 Incorporation of a new SRL
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes35
/ 100
Fragile profile, watch profitability in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
18
Profitability
0
Solvency
44
Growth
-
Stability
79
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verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameFR | Norbert |
Registered office
Gustave Defnetstraat 1
1060 Sint-Gillis (bij-Brussel), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.