NOORD ARCHITECTEN
ActiveNOORD ARCHITECTEN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €482k and a net result of €32k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 70% of 723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-3
Solvency88▼-11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.54 against 3.61 in 2024; short-term debt: 37.1% and cash: 56.5% of total assets), and 37.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.9%
Return on assets
4.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
27 d early
2023
20 d early
2022
6 d early
2021
30 d late
2020
11 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€32k▼ 27.2%
2024 · €44k
2018: €145k
2019: €27k
2020: €55k
2021: €17k
2022: €29k
2023: €41k
2024: €44k
2018 → 2025
Working capital
€437k▲ 0.9%
2024 · €433k
2018: €271k
2019: €329k
2020: €403k
2021: €410k
2022: €427k
2023: €416k
2024: €433k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€439k-€446k▲ 1.7%€459k▲ 2.8%€477k▲ 4.0%€482k▲ 1.0%
Operating result€36k-€48k▲ 33.3%€65k▲ 34.2%€70k▲ 7.9%€52k▼ 26.0%
Net result€17k-€29k▲ 73.6%€41k▲ 40.8%€44k▲ 5.2%€32k▼ 27.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €766k
Fixed assets
€45k▼ 0.5%
Current assets
€721k▲ 20.5%
Equity and liabilities €766k
Equity
€482k▲ 1.0%
Debt
€285k▲ 70.8%
The debt ratio rises from 25.9% to 37.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€58k▼
2024 · €83k
Cash flow
€38k▼
2024 · €57k
Solvency
62.9%▼
2024 · 74.1%
Current ratio
2.54▼
2024 · 3.61
Quick ratio
2.54▼
2024 · 3.61
Debt / equity
0.59▲
2024 · 0.35
ROE
6.6%▼
2024 · 9.1%
ROA
4.1%▼
2024 · 6.8%
Interest coverage
35.56▼
2024 · 49.47
Debt
€285k▲
2024 · €167k
Debt ≤ 1 year
€284k▲
2024 · €166k
Income taxes
€18k▼
2024 · €25k
Staff costs
€127k▲
2024 · €114k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€644k€766k▲
Formation expenses20€0€0=
Fixed assets21/28€45k€45k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€45k€45k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€6k€11k▲
Other tangible fixed assets26€35k€31k▼
Current assets29/58€598k€721k▲
Amounts receivable within one year40/41€440k€280k▼
Trade receivables40€399k€276k▼
Other amounts receivable41€41k€4k▼
Cash at bank and in hand54/58€126k€433k▲
Deferred charges and accrued income490/1€32k€9k▼
Equity and liabilities
Total equity and liabilities10/49€644k€766k▲
Equity10/15€477k€482k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€416k€420k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€409k€414k▲
Amounts payable17/49€167k€285k▲
Amounts payable after more than one year17€911-
Financial debts170/4€911-
Amounts payable within one year42/48€166k€284k▲
Current portion of amounts payable after more than one year42€11k€911▼
Trade debts44€107k€183k▲
Suppliers440/4€107k€183k▲
Taxes, remuneration and social security45€38k€59k▲
Taxes450/3€22k€39k▲
Remuneration and social security454/9€16k€20k▲
Other amounts payable47/48€10k€41k▲
Accrued charges and deferred income492/3-€121
Income statement
Code20242025
Remuneration, social security and pensions62€114k€127k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€7k▼
Other operating charges640/8€590€607▲
Gross operating margin9900€198k€186k▼
Operating profit (loss)9901€70k€52k▼
Financial income75/76B€30€0▼
Recurring financial income75€30€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€68k€50k▼
Income taxes67/77€25k€18k▼
Profit (loss) for the period9904€44k€32k▼
Profit (loss) for the period to be appropriated9905€44k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€32k▼
Transfer from equity791/2€25k€27k▲
Transfer to equity691/2€44k€32k▼
To other reserves6921€44k€32k▼
Profit to be distributed694/7€25k€27k▲
Return on contributions (dividend)694€25k€27k▲
Social balance
Average headcount (FTE)90872.52.9▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €17k ▼69.3%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity doublescurrent ratio 4.94
Current ratio from 2.08 to 4.94; short-term debt falls from €304k to €102k.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lodewijk De Konincklaan 2622320 HoogstratenGround area
818 m²
Building footprint
102 m²
Volume, LiDAR
877 m³
Parcel 13014F0150/00F005, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lodewijk De Konincklaan 262, 2320 Hoogstraten
since 20102.195.446.728
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014F0150/00F005 | Flanders | 818 m² | 1 · 102 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 900 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 900 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 18,252 companies in sector 71111 we hold annual accounts for 6,319. 4,053 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-12-2010
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.