NOCHO
ActiveNOCHO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €23k. Equity is growing by ~29.7% per year across the filed fiscal years. Its solvency ranks better than 31% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency56▼-44
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 3.81 in 2024; short-term debt: 68.5% and cash: 9.5% of total assets), and 68.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.5%
Return on assets
26.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
23 d late
2024
2 d early
2023
28 d late
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 44.2%
2024 · €49k
2022: €15k
2023: €26k
2024: €49k
2022 → 2025
Total assets
€87k▲ 38.1%
2024 · €63k
2022: €26k
2023: €42k
2024: €63k
2022 → 2025
Net result
€23k▲ 2.4%
2024 · €23k
2022: €12k
2023: €12k
2024: €23k
2022 → 2025
Working capital
€21k▼ 47.1%
2024 · €39k
2022: €6k
2023: €17k
2024: €39k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€15k-€26k▲ 79.9%€49k▲ 86.4%€27k▼ 44.2%
Operating result€16k-€18k▲ 12.3%€31k▲ 69.6%€31k▼ 0.8%
Net result€12k-€12k▼ 3.6%€23k▲ 94.5%€23k▲ 2.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€7k▼ 32.4%
Current assets
€81k▲ 51.0%
Equity and liabilities €87k
Equity
€27k▼ 44.2%
Debt
€60k▲ 326%
The debt ratio rises from 22.2% to 68.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€35k▼
2024 · €36k
Cash flow
€28k▲
2024 · €27k
Solvency
31.5%▼
2024 · 77.8%
Current ratio
1.35▼
2024 · 3.81
Quick ratio
1.35▼
2024 · 3.81
Debt / equity
2.18▲
2024 · 0.29
ROE
85.1%▲
2024 · 46.4%
ROA
26.8%▼
2024 · 36.1%
Interest coverage
73.82▲
2024 · 52.95
Debt
€60k▲
2024 · €14k
Debt ≤ 1 year
€60k▲
2024 · €14k
Income taxes
€8k▲
2024 · €8k
Staff costs
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63k€87k▲
Fixed assets21/28€10k€7k▼
Tangible fixed assets22/27€10k€7k▼
Plant, machinery and equipment23€4k€4k▲
Furniture and vehicles24€5k€2k▼
Current assets29/58€53k€81k▲
Amounts receivable within one year40/41€646€11k▲
Trade receivables40€646€11k▲
Current investments50/53€35k€60k▲
Cash at bank and in hand54/58€16k€8k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€63k€87k▲
Equity10/15€49k€27k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€47k€25k▼
Amounts payable17/49€14k€60k▲
Amounts payable within one year42/48€14k€60k▲
Trade debts44€375€598▲
Suppliers440/4€375€598▲
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€5k€5k▲
Other amounts payable47/48€9k€54k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€679€701▲
Gross operating margin9900€39k€39k▲
Operating profit (loss)9901€31k€31k▼
Financial income75/76B€326€1k▲
Recurring financial income75€326€1k▲
Financial charges65/66B€674€480▼
Recurring financial charges65€674€480▼
Profit (loss) for the period before taxes9903€31k€32k▲
Income taxes67/77€8k€8k▲
Profit (loss) for the period9904€23k€23k▲
Profit (loss) for the period to be appropriated9905€23k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€70k▲
Profit (loss) brought forward from the previous period14P€24k€47k▲
Profit to be distributed694/7-€45k
Return on contributions (dividend)694-€45k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 23 days late
2025
31-12
Financial
Highest result since 2022net €23k ▲2.4%
Net result €23k, the highest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €12k ▼3.6%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bekkevoort · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijnrode 453460 BekkevoortGround area
6,039 m²
Building footprint
213 m²
Volume, LiDAR
1,203 m³
Parcel 24002H0196/00B003, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rijnrode 45, 3460 Bekkevoort
since 20222.332.393.902
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24002H0196/00B003 | Flanders | 6,038 m² | 1 · 213 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NORTH GROUP
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AMS Financial Services
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Castlight
BE 1015.502.601
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ALEA
BE 0729.546.502
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HARLAZ
BE 0690.829.743
Herk-de-Stad · Eq €27k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 33,688 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46211Wholesale trade
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.