NOBLEHAYE
ActiveNOBLEHAYE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9.32M and a net result of €4.49M. Equity is growing by ~46.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-43
Solvency100▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €700k at 30 days acceptable
Liquidity ample (current ratio 3.09 against 1.64 in 2024; short-term debt: 10% and cash: 0.2% of total assets), and 15.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.3%
Return on assets
40.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
28 d late
2023
30 d late
2022
69 d late
2021
75 d late
2020
59 d late
2019
104 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4.49M▲ 53.7%
2024 · €2.92M
2018: €75k
2019: €32k
2020: €341k
2021: €442k
2022: €248k
2023: €252k
2024: €2.92M
2018 → 2025
Working capital
€2.31M▲ 70.1%
2024 · €1.36M
2018: €-1.17M
2019: €-325k
2020: €-1.31M
2021: €-1.36M
2022: €-2.12M
2023: €-1.61M
2024: €1.36M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.41M-€1.66M▲ 17.6%€1.91M▲ 15.2%€4.83M▲ 153%€9.32M▲ 92.9%
Operating result€41k-€59k▲ 45.7%€64k▲ 8.1%€64k▼ 0.8%€-328k
Net result€442k-€248k▼ 43.9%€252k▲ 1.7%€2.92M▲ 1,056%€4.49M▲ 53.7%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €328k after €64k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11.06M
Fixed assets
€7.64M▲ 77.1%
Current assets
€3.42M▼ 2.1%
Equity and liabilities €11.06M
Equity
€9.32M▲ 92.9%
Provisions
€207k▼ 2.0%
Debt
€1.53M▼ 44.5%
The debt ratio falls from 35.4% to 13.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-277k▼
2024 · €104k
Cash flow
€4.54M▲
2024 · €2.96M
Solvency
84.3%▲
2024 · 61.9%
Current ratio
3.09▲
2024 · 1.64
Quick ratio
3.09▲
2024 · 1.64
Debt / equity
0.16▼
2024 · 0.57
ROE
48.1%▼
2024 · 60.4%
ROA
40.6%▲
2024 · 37.4%
Interest coverage
-3.98▼
2024 · 5.15
Debt
€1.53M▼
2024 · €2.76M
Debt ≤ 1 year
€1.11M▼
2024 · €2.13M
Debt > 1 year
€428k▼
2024 · €627k
Income taxes
€-3k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.81M€11.06M▲
Fixed assets21/28€4.32M€7.64M▲
Tangible fixed assets22/27€931k€959k▲
Land and buildings22€836k€809k▼
Furniture and vehicles24€26k€15k▼
Other tangible fixed assets26€69k€136k▲
Financial fixed assets28€3.39M€6.69M▲
Current assets29/58€3.49M€3.42M▼
Amounts receivable after more than one year29€2.54M€2.16M▼
Other amounts receivable291€2.54M€2.16M▼
Amounts receivable within one year40/41€716k€987k▲
Trade receivables40€365k€360k▼
Other amounts receivable41€351k€627k▲
Current investments50/53€60k€200k▲
Cash at bank and in hand54/58€141k€20k▼
Deferred charges and accrued income490/1€32k€48k▲
Equity and liabilities
Total equity and liabilities10/49€7.81M€11.06M▲
Equity10/15€4.83M€9.32M▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€4.82M€9.30M▲
Provisions and deferred taxes16€212k€207k▼
Provisions for liabilities and charges160/5€212k€207k▼
Environmental obligations163€212k€207k▼
Amounts payable17/49€2.76M€1.53M▼
Amounts payable after more than one year17€627k€428k▼
Financial debts170/4€627k€428k▼
Amounts payable within one year42/48€2.13M€1.11M▼
Current portion of amounts payable after more than one year42€191k€200k▲
Trade debts44€20k€52k▲
Suppliers440/4€20k€52k▲
Taxes, remuneration and social security45€178k€157k▼
Taxes450/3€178k€157k▼
Other amounts payable47/48€1.74M€697k▼
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€51k▲
Other operating charges640/8€4k€205k▲
Gross operating margin9900€108k€-72k▼
Operating profit (loss)9901€64k€-328k▼
Financial income75/76B€2.89M€4.88M▲
Recurring financial income75€2.89M€4.88M▲
Financial charges65/66B€20k€70k▲
Recurring financial charges65€20k€70k▲
Profit (loss) for the period before taxes9903€2.94M€4.48M▲
Income taxes67/77€18k€-3k▼
Profit (loss) for the period9904€2.92M€4.49M▲
Profit (loss) for the period to be appropriated9905€2.92M€4.49M▲
Appropriation of the result
Profit (loss) to be appropriated9906€4.82M€9.30M▲
Profit (loss) brought forward from the previous period14P€1.90M€4.82M▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €4.49M ▲53.7%
Net result €4.49M, the highest in the series.
31-12
Financial
Equity above €5MEq €9.32M ▲92.9%
8 profitable years in a row build equity to €9.32M.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Liquidity times 5current ratio 1.64
Current ratio from 0.35 to 1.64; short-term debt falls from €2.47M to €2.13M.
31-12
Financial
Equity above €2MEq €4.83M ▲153%
7 profitable years in a row build equity to €4.83M.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 69 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
31-12
Financial
Equity above €1MEq €1.41M ▲45.6%
4 profitable years in a row build equity to €1.41M.
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 104 days late
2019
31-12
Financial
Weakest financial yearnet €32k ▼56.9%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
02-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 63 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-08-2022
Pascale GILAIN: Resigned as Director
02-03-2022
Marc Beyens: Resigned as Director
Location & real-estate footprint
Registered office, Grez-Doiceau
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Bryle 611390 Grez-DoiceauGround area
3,148 m²
Building footprint
108 m²
Volume, LiDAR
799 m³
Parcel 25012F0274/00B000, Wallonia · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25012F0274/00B000 | Wallonia | 3,148 m² | 1 · 108 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
648800R7JRQNR69R5W74
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OREA
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GERISCO
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 7,205 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.