NMS INVEST
ActiveSummary
NMS INVEST has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €246k and a net result of €66k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 43% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79=
Solvency56▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.63 in 2024; short-term debt: 14% and cash: 8.9% of total assets), and 68.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.2%
Return on assets
8.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-02-2026, 155 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
155 d early
2024
16 d early
2023
19 d early
2022
151 d early
2021
16 d early
2020
16 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€66k▼ 1.2%
2024 · €67k
2018: €17k
2019: €-92k
2020: €-79k
2021: €283k
2022: €13k
2023: €69k
2024: €67k
2018 → 2025
Working capital
€-35k▲ 14.1%
2024 · €-40k
2018: €23k
2019: €47k
2020: €-16k
2021: €359k
2022: €293k
2023: €-47k
2024: €-40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€373k-€386k▲ 3.5%€246k▼ 36.3%€246k▲ 0.1%€246k▼ 0.1%
Operating result€302k-€29k▼ 90.5%€76k▲ 166%€88k▲ 15.5%€94k▲ 6.5%
Net result€283k-€13k▼ 95.5%€69k▲ 437%€67k▼ 2.8%€66k▼ 1.2%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €787k
Fixed assets
€712k ▼ 6.4%
Current assets
€75k ▲ 7.9%
Equity and liabilities €787k
Equity
€246k ▼ 0.1%
Debt
€542k ▼ 7.4%
Debt's share of the balance-sheet total falls from 70.4% to 68.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€143k▲
2024 · €137k
Cash flow
€115k▼
2024 · €116k
Current ratio
0.69▲
2024 · 0.63
Debt to equity
2.21▼
2024 · 2.38
ROE
27.0%▼
2024 · 27.3%
ROA
8.4%▲
2024 · 8.1%
Interest coverage
27.06▲
2024 · 24.20
Debt ≤ 1 year
€110k▼
2024 · €110k
Debt > 1 year
€432k▼
2024 · €475k
Income taxes
€22k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€831k€787k▼
Fixed assets21/28€761k€712k▼
Tangible fixed assets22/27€761k€712k▼
Land and buildings22€761k€712k▼
Current assets29/58€70k€75k▲
Amounts receivable within one year40/41€6k€4k▼
Trade receivables40€1k€1k▲
Other amounts receivable41€5k€3k▼
Current investments50/53€0-
Cash at bank and in hand54/58€62k€70k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€831k€787k▼
Equity10/15€246k€246k▼
Contributions10/11€244k€244k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€349€79▼
Amounts payable17/49€585k€542k▼
Amounts payable after more than one year17€475k€432k▼
Financial debts170/4€472k€429k▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€110k€110k▼
Current portion of amounts payable after more than one year42€42k€43k▲
Trade debts44€0€0=
Suppliers440/4€0€0=
Taxes, remuneration and social security45€697€478▼
Taxes450/3€697€478▼
Other amounts payable47/48€67k€67k▼
Accrued charges and deferred income492/3-€0
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€49k=
Other operating charges640/8€9k€10k▲
Gross operating margin9900€147k€153k▲
Operating profit (loss)9901€88k€94k▲
Financial income75/76B€4k-
Recurring financial income75€4k-
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€86k€89k▲
Income taxes67/77€19k€22k▲
Profit (loss) for the period9904€67k€66k▼
Profit (loss) for the period to be appropriated9905€67k€66k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€67k▼
Profit (loss) brought forward from the previous period14P€182€349▲
Profit to be distributed694/7€67k€67k▼
Return on contributions (dividend)694€67k€67k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
02-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €283k
Net result €283k after 2 loss-making years.
31-12
Financial
Liquidity times 12current ratio 4.40
Current ratio from 0.36 to 4.40.
31-12
Financial
Equity above €200kEq €373k ▲316%
Equity rises from €90k to €373k.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-92k ▼635%
Net result drops to €-92k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €169k ▲623%
Equity rises from €23k to €169k.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Rosa Luxembourg 1204630 SoumagneGround area
1,406 m²
Building footprint
83 m²
Volume, LiDAR
420 m³
Parcel 62099C0260/00D000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NMS INVEST
since 20182.272.642.001
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62099C0260/00D000 | Wallonia | 1,406 m² | 1 · 83 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
REINAERT
BE 0752.572.817
Waregem · Eq €245,582
AUBELIX
BE 1008.098.333
Aubel · Eq €245,039
Brussels Zaventem Centre
BE 0846.899.971
Elsene · Eq €246,068
IMMO DENIS
BE 0751.861.747
Oupeye · Eq €244,983
DE BENGEL MANAGEMENT
BE 0476.697.095
Geraardsbergen · Eq €244,900
Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 4,334 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2018
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
43211General electrical installation work
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.