NMD
ActiveSummary
NMD has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €-1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 66% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-44
Solvency73▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.31 in 2024; short-term debt: 52% and cash: 30.3% of total assets), and 52% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48%
Return on assets
-3.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
29 d early
2023
58 d early
2022
48 d early
2021
2 d late
2020
2 d early
2019
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▼ 7.1%
2024 · €19k
2018: €5k
2019: €7k
2020: €-855
2021: €-16k
2022: €8k
2023: €9k
2024: €19k
2018 → 2025
Total assets
€36k▼ 35.2%
2024 · €56k
2018: €86k
2019: €72k
2020: €58k
2021: €59k
2022: €42k
2023: €46k
2024: €56k
2018 → 2025
Net result
€-1k
2024 · €10k
2018: €-9k
2019: €1k
2020: €-8k
2021: €-15k
2022: €24k
2023: €619
2024: €10k
2018 → 2025
Working capital
€9k▼ 22.4%
2024 · €12k
2018: €-31k
2019: €-28k
2020: €-26k
2021: €-43k
2022: €-10k
2023: €-3k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-16k-€8k€9k▲ 7.3%€19k▲ 107%€17k▼ 7.1%
Operating result€-11k-€29k€8k▼ 73.1%€19k▲ 141%€3k▼ 84.4%
Net result€-15k-€24k€619▼ 97.4%€10k▲ 1,462%€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€8k ▲ 17.8%
Current assets
€28k ▼ 43.0%
Equity and liabilities €36k
Equity
€17k ▼ 7.1%
Debt
€19k ▼ 49.3%
Debt's share of the balance-sheet total falls from 66.5% to 52.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €24k
Cash flow
€4k▼
2024 · €15k
Current ratio
1.48▲
2024 · 1.31
Quick ratio
1.23▲
2024 · 1.16
Debt to equity
1.08▼
2024 · 1.99
ROE
-7.6%▼
2024 · 51.6%
ROA
-3.7%▼
2024 · 17.3%
Interest coverage
3.74▼
2024 · 5.83
Debt ≤ 1 year
€19k▼
2024 · €37k
Income taxes
€2k▼
2024 · €5k
Staff costs
€54k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€56k€36k▼
Fixed assets21/28€7k€8k▲
Intangible fixed assets21-€1k
Tangible fixed assets22/27€7k€7k▼
Plant, machinery and equipment23€3k€616▼
Furniture and vehicles24€853€74▼
Other tangible fixed assets26€3k€6k▲
Financial fixed assets28€320€320=
Current assets29/58€49k€28k▼
Stocks and contracts in progress3€6k€5k▼
Stocks30/36€6k€5k▼
Amounts receivable within one year40/41€33k€12k▼
Trade receivables40€16k-
Other amounts receivable41€17k€12k▼
Cash at bank and in hand54/58€10k€11k▲
Deferred charges and accrued income490/1€223€223=
Equity and liabilities
Total equity and liabilities10/49€56k€36k▼
Equity10/15€19k€17k▼
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-4k€-5k▼
Amounts payable17/49€37k€19k▼
Amounts payable within one year42/48€37k€19k▼
Financial debts43-€7k
Other loans439-€7k
Trade debts44€23k€3k▼
Suppliers440/4€23k€3k▼
Taxes, remuneration and social security45€14k€10k▼
Taxes450/3€12k€7k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€323-
Income statement
Code20242025
Remuneration, social security and pensions62€48k€54k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€75k€64k▼
Operating profit (loss)9901€19k€3k▼
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€15k€670▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€10k€-1k▼
Profit (loss) for the period to be appropriated9905€10k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-5k▼
Profit (loss) brought forward from the previous period14P€-13k€-4k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 62 days late
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dinant · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tienne de l'Europe 145500 DinantGround area
3,443 m²
Parcel 91034B0103/00K002, Wallonia. Linked by address, not a title deed.
1 establishment unit
ENREGIK COIFFURE
since 20132.223.078.068
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91034B0103/00K002 | Wallonia | 3,443 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PRYSM
BE 0729.696.356
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BE 0650.862.674
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CADIAT
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,833. 2,369 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2013
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.