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NL CONSTRUCT

Active
Private limited company·Plaatsen van vloer- en wandtegels· 4 yrs active
Steenweg op Mechelen 455 ·1950 Kraainem, Belgium
KBO/BCE: BE 0788.319.889
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Age4 yrs
Board2
Real estate2 parcels · 1.1 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of NL CONSTRUCT is 4.3% (elevated). The 2023 annual accounts show equity of €6k and a net result of €4k. Its solvency ranks better than 68% of 9100 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.3% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

Insufficient current data: the most recent filed accounts (financial year 2023) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Filed more than 90 days late
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 26-06-2024, 147 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
There is a single filed set of accounts, closing on 30-06. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2023, that is 31-01-2024.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2023 31-01-2024 26-06-2024 147 d late 2024-00165732

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

Turnover€22k
EBIT margin22.0%
Net result€4k
Working capital€6k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 26-06-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 54.1% 38.7%
better than 68% of 9100 sector peers
Net result €4k €12k
better than 31% of 9085 sector peers
Equity €6k €30k
better than 17% of 9106 sector peers
Gross operating margin €5k €33k
better than 15% of 9074 sector peers
Total assets €11k €89k
better than 5% of 9101 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2023
Depositmicro
Revenue€22k
EBITDA-
Net profit€4k
Cash flow-
Staff costs-
Income taxes€1k
Dividends-
Total assets€11k
Equity€6k
Debt€5k
of which ≤ 1y€5k
of which > 1y-
Working capital€6k
Employees (FTE)-
Ratios (computed)
2023
Current ratio2.18
Quick ratio2.18
Working capital ratio54.1%
Solvency54.1%
Debt / equity0.85
Long-term debt ratio-
Interest coverage-
Gross margin23.6%
Net margin16.5%
ROA32.0%
ROE59.1%
EBITDA margin-
Days sales outstanding84d
Days payable outstanding4d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€11k
Current assets 29/58€11k
Amounts receivable within one year 40/41€5k
Investments 50/53€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€11k
Equity 10/15€6k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€4k
Amounts payable 17/49€5k
Amounts payable within one year 42/48€5k
Trade debts payable within one year 44€182
Income statement
Turnover 70€22k
Gross operating margin 9900€5k
Operating result 9901€5k
Financial charges 65€49
Result before taxes 9903€5k
Income taxes 67/77€1k
Net result for the period 9904€4k
Result to be appropriated 9905€4k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
85 / 100 Excellent
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Directors

Directors & mandates

3 directors
Current directors & mandates
  • Ait Allal Hamaid
    Beheerder bestuurder
    State Gazette act 24176041 (16-12-2024)
    Current
    08-11-2024 → present
  • Ait Allal Karim
    Beheerder bestuurder
    State Gazette act 24176041 (16-12-2024)
    Current
    08-11-2024 → present
Former directors (1)
  • Niculită, Liviu
    Beheerder bestuurder
    State Gazette act 24176041 (16-12-2024)
    Former
    - → 16-12-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Plaatsen van vloer- en wandtegels(43331)
Legal form Private limited company(610)
Incorporation07-07-2022
StatusActive
Postal code1950

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Steenweg op Mechelen 4551950 Kraainem

Establishment units

1 location
Rue Grande 77, 7370 Dour
Plaatsen van vloer- en wandtegels
since 20222.334.507.710
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1.1 ha
Buildings2
Building footprint893 m²
Volume (LiDAR)34,201 m³
Tallest building42.8 m · ±14 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
22002C0073/00N009 Flanders 1.1 ha 1 · 865 m² 42.8 m · 14 fl.
53020D0177/00H000 Wallonia 157 m² 1 · 28 m² 8.7 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Capital history · 1
16-12-2024
Capital change
All acts · 1 updated 1 year ago
2024
16-12-2024 All shares are now held by a single shareholder Capital & shares

Analysis

Snowflake analysis

financial profile on 5 axes
Health85Profitability100Solvency97Growth-Stability79
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 85
Profitability 100
Solvency 97
Growth -
Stability 79

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 490 of the 3,952 companies in this sector. 317 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels43331
Primary activity highlighted.
Names & trade names
Legal nameNL NL CONSTRUCT
Registered office
Steenweg op Mechelen 455
1950 Kraainem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.