Active BE 0427.686.856Private limited company

NIVELLES DIS

Grand'Place 39 ·1400 Nivelles, Belgium· 41 yrs active

Sector: Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen (47110)

Conclusion Checked

The computed 12-month bankruptcy probability of NIVELLES DIS is 0.6% (low). The 2025 annual accounts show equity of €104k and a net result of €73k. The company has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€104k
Net result	€73k
Staff (FTE)	5.8
Active	41 yrs

Financial profile 4 of 5 axes measured · computed by Checked

66 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 48

Profitability 100

Solvency 32

Growth -

Stability 85

Bankruptcy probability (12 mo) Checked model v1 · free

0.6% Low

0%0,5%1,5%4%10%≥25%

Long track record −Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1985, 41 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

48 / 100 Fair

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview39 NBB filings

Annual accounts filed on 05-06-2026 with the NBB · fiscal year 2025 · volledig

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	volledig
Revenue	-
EBITDA	€161k
Net profit	€73k
Cash flow	€123k
Staff costs	€186k
Income taxes	€28k
Dividends	€80k
Total assets	€457k
Equity	€104k
Debt	€348k
of which ≤ 1y	€335k
of which > 1y	-
Working capital	€-7k
Employees (FTE)	5.8

Ratios (computed)

	2025
Current ratio	0.98
Quick ratio	0.74
Working capital ratio	-1.5%
Solvency	22.7%
Debt / equity	3.35
Long-term debt ratio	-
Interest coverage	13.61
Gross margin	-
Net margin	-
ROA	15.9%
ROE	69.9%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €129k · 28.3% Current assets €328k · 71.7%

Equity & liabilities

Equity €104k · 22.7% Provisions €5k · 1.1% Debt €348k · 76.2%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€457k
Fixed assets	21/28	€129k
Tangible fixed assets	22/27	€126k
Financial fixed assets	28	€3k
Current assets	29/58	€328k
Stocks & contracts in progress	3	€82k
Amounts receivable within one year	40/41	€6k
Cash & bank	54/58	€225k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€457k
Equity	10/15	€104k
Contributions / capital	10/11	€69k
Reserves	13	€35k
Provisions & deferred taxes	16	€5k
Amounts payable	17/49	€348k
Amounts payable within one year	42/48	€335k
Trade debts payable within one year	44	€183k
Income statement
Gross operating margin	9900	€359k
Operating result	9901	€110k
Financial income	75	€167
Financial charges	65	€12k
Result before taxes	9903	€98k
Income taxes	67/77	€28k
Net result for the period	9904	€73k
Result to be appropriated	9905	€80k

Ratios computed by Checked.

Legal Structure

NACE primary	Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form	Private limited company(610)
Incorporation	29-07-1985
Status	Active
Postal code	1400

Establishment units 1 location

NOPRI

Grand'Place 39, 1400 NivellesNiet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)

since 19852.028.042.445

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25782D0966/00E000	Wallonia	222 m²	1 · 107 m²	15.1 m · 4 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

05-06-2026