NINOPTICS
ActiveSummary
NINOPTICS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.57M and a net result of €298k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 9624 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 5.98 against 3.32 in 2023; short-term debt: 12.6% and cash: 61.8% of total assets), and 12.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
87.4%
Return on assets
16.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
92 d late
2022
122 d late
2021
87 d late
2020
61 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€1.57M▲ 23.3%
2023 · €1.28M
2018: €775k
2019: €919k
2020: €1.17M
2021: €1.05M
2022: €1.32M
2023: €1.28M
2018 → 2024
Total assets
€1.80M▲ 6.2%
2023 · €1.70M
2018: €967k
2019: €1.17M
2020: €1.38M
2021: €1.39M
2022: €1.62M
2023: €1.70M
2018 → 2024
Net result
€298k▲ 6.9%
2023 · €279k
2018: €174k
2019: €210k
2020: €249k
2021: €245k
2022: €274k
2023: €279k
2018 → 2024
Working capital
€1.13M▲ 16.6%
2023 · €973k
2018: €688k
2019: €855k
2020: €1.11M
2021: €767k
2022: €982k
2023: €973k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.17M-€1.05M▼ 10.4%€1.32M▲ 26.1%€1.28M▼ 3.3%€1.57M▲ 23.3%
Operating result€351k-€357k▲ 1.7%€386k▲ 8.1%€393k▲ 1.9%€422k▲ 7.3%
Net result€249k-€245k▼ 1.7%€274k▲ 11.9%€279k▲ 1.8%€298k▲ 6.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 7% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.80M
Fixed assets
€441k ▲ 44.8%
Current assets
€1.36M ▼ 2.2%
Equity and liabilities €1.80M
Equity
€1.57M ▲ 23.3%
Debt
€228k ▼ 45.7%
Debt's share of the balance-sheet total falls from 24.7% to 12.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€488k▲
2023 · €433k
Cash flow
€364k▲
2023 · €318k
Current ratio
5.98▲
2023 · 3.32
Quick ratio
5.21▲
2023 · 2.92
Debt to equity
0.14▼
2023 · 0.33
ROE
18.9%▼
2023 · 21.8%
ROA
16.5%▲
2023 · 16.4%
Interest coverage
101.51▼
2023 · 128.47
Debt ≤ 1 year
€228k▼
2023 · €419k
Income taxes
€135k▲
2023 · €126k
Staff costs
€80k▲
2023 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.70M€1.80M▲
Fixed assets21/28€304k€441k▲
Tangible fixed assets22/27€304k€441k▲
Land and buildings22€213k€370k▲
Plant, machinery and equipment23€64k€51k▼
Furniture and vehicles24€27k€19k▼
Current assets29/58€1.39M€1.36M▼
Stocks and contracts in progress3€168k€174k▲
Stocks30/36€168k€174k▲
Amounts receivable within one year40/41€17k€25k▲
Trade receivables40€17k€25k▲
Current investments50/53€224k€34k▼
Cash at bank and in hand54/58€972k€1.11M▲
Deferred charges and accrued income490/1€12k€15k▲
Equity and liabilities
Total equity and liabilities10/49€1.70M€1.80M▲
Equity10/15€1.28M€1.57M▲
Contributions10/11€2k€2k=
Reserves13€1.28M€1.57M▲
Distributable reserves133€1.28M€1.57M▲
Amounts payable17/49€420k€228k▼
Amounts payable within one year42/48€419k€228k▼
Trade debts44€109k€98k▼
Suppliers440/4€109k€98k▼
Taxes, remuneration and social security45€81k€69k▼
Taxes450/3€65k€60k▼
Remuneration and social security454/9€16k€9k▼
Other amounts payable47/48€229k€61k▼
Accrued charges and deferred income492/3€137-
Income statement
Code20232024
Remuneration, social security and pensions62€76k€80k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€66k▲
Other operating charges640/8€5k€5k▲
Non-recurring operating charges66A€495€461▼
Gross operating margin9900€514k€573k▲
Operating profit (loss)9901€393k€422k▲
Financial income75/76B€15k€16k▲
Recurring financial income75€15k€16k▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€405k€433k▲
Income taxes67/77€126k€135k▲
Profit (loss) for the period9904€279k€298k▲
Profit (loss) for the period to be appropriated9905€279k€298k▲
Appropriation of the result
Profit (loss) to be appropriated9906€279k€298k▲
Transfer from equity791/2€305k-
Transfer to equity691/2€279k€298k▲
To other reserves6921€279k€298k▲
Profit to be distributed694/7€305k-
Return on contributions (dividend)694€305k-
Social balance
Average headcount (FTE)90871.31.1▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 57 days late
2024
31-12
Financial
Highest result since 2018net €298k ▲6.9%
Operating result €422k, net result €298k, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 92 days late
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 122 days late
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 87 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
31-12
Financial
Equity above €1MEq €1.17M ▲27.1%
3 profitable years in a row build equity to €1.17M.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 2 establishment units since 2007
Ground area
488 m²
Building footprint
393 m²
Volume, LiDAR
2,713 m³
2 parcels, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
NINOPTICS
since 20072.159.335.806
NINOPTICS
since 20212.314.794.934
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41362B1257/00H000 | Flanders | 336 m² | 1 · 223 m² | 12.0 m · 3 fl. |
| 41362B1260/00D000 | Flanders | 152 m² | 1 · 170 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8945008Y95F3BNMEEP16
Similar companies · same sector, comparable size
LOUISE OPTIC
BE 0859.582.029
Elsene · Eq €1.58M
OPTIEK EN HOORCENTRUM MICHAËL CHRISTIAENS
BE 0889.598.084
Avelgem · Eq €1.53M
SOLUTIONS4MATERIALS
BE 0456.550.789
Herentals · Eq €1.52M
OPTIEK FREIJA
BE 0831.458.165
Halle · Eq €1.64M
OPTIQUE - POINT DE VUE
BE 0479.766.156
Quiévrain · Eq €1.47M
Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 499 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
46180Agents specialised in the wholesale of other particular products
46432Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:054/322912