NIMA
ActiveNIMA has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €374k and a net result of €53k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 52% of 6537 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▲+24
Solvency59▲+5
Growth66▲+13
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.23 against 0.27 in 2023; short-term debt: 15.9% and cash: 0% of total assets), and 65.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
59 d late
2021
72 d late
2020
73 d late
2019
63 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€543k▼ 11.3%
2023 · €613k
2018: €461k
2019: €449k
2020: €414k
2021: €435k
2022: €537k
2023: €613k
2018 → 2024
EBIT margin
12.1%▲ 5.8pp
2023 · 6.3%
2018: 14.4%
2019: 10.1%
2020: 14.9%
2021: 23.5%
2022: 8.6%
2023: 6.3%
2018 → 2024
Net result
€53k▲ 516%
2023 · €9k
2018: €50k
2019: €14k
2020: €48k
2021: €75k
2022: €11k
2023: €9k
2018 → 2024
Working capital
€-133k▲ 27.7%
2023 · €-184k
2018: €-237k
2019: €-246k
2020: €-244k
2021: €-197k
2022: €-170k
2023: €-184k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€414k-€435k▲ 5.0%€537k▲ 23.6%€613k▲ 14.0%€543k▼ 11.3%
Equity€229k-€303k▲ 32.2%€313k▲ 3.4%€321k▲ 2.5%€374k▲ 16.4%
Operating result€62k-€102k▲ 65.4%€46k▼ 54.6%€39k▼ 17.1%€66k▲ 70.4%
Net result€48k-€75k▲ 55.4%€11k▼ 84.9%€9k▼ 22.8%€53k▲ 516%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 70% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.09M
Fixed assets
€1.05M▼ 0.9%
Current assets
€39k▼ 42.9%
Equity and liabilities €1.09M
Equity
€374k▲ 16.4%
Debt
€713k▼ 11.3%
The debt ratio falls from 71.4% to 65.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k▲
2023 · €53k
Cash flow
€62k▲
2023 · €23k
Solvency
34.4%▲
2023 · 28.6%
Current ratio
0.23▼
2023 · 0.27
Quick ratio
0.22▼
2023 · 0.24
Debt / equity
1.91▼
2023 · 2.50
ROE
14.3%▲
2023 · 2.7%
ROA
4.9%▲
2023 · 0.8%
Interest coverage
6.21▲
2023 · 3.48
Debt
€713k▼
2023 · €803k
Debt ≤ 1 year
€172k▼
2023 · €253k
Debt > 1 year
€540k▼
2023 · €551k
Income taxes
€385▼
2023 · €15k
Staff costs
€174k▼
2023 · €218k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.12M€1.09M▼
Fixed assets21/28€1.06M€1.05M▼
Intangible fixed assets21€3k€1k▼
Tangible fixed assets22/27€1.05M€1.05M▼
Land and buildings22€1.03M€1.03M=
Plant, machinery and equipment23€20k€16k▼
Furniture and vehicles24€4k€309▼
Current assets29/58€68k€39k▼
Stocks and contracts in progress3€8k€523▼
Stocks30/36€8k€523▼
Amounts receivable within one year40/41€54k€38k▼
Trade receivables40€40k€38k▼
Other amounts receivable41€14k-
Cash at bank and in hand54/58€6k€398▼
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.09M▼
Equity10/15€321k€374k▲
Contributions10/11€45k€45k=
Reserves13€23k€23k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€18k€18k=
Profit (loss) carried forward14€251k€305k▲
Investment grants15€3k€2k▼
Amounts payable17/49€803k€713k▼
Amounts payable after more than one year17€551k€540k▼
Financial debts170/4€271k€254k▼
Other amounts payable178/9€280k€286k▲
Amounts payable within one year42/48€253k€172k▼
Current portion of amounts payable after more than one year42€41k€34k▼
Financial debts43€9k€4k▼
Credit institutions430/8€9k€4k▼
Trade debts44€62k€5k▼
Suppliers440/4€62k€5k▼
Advances received on contracts in progress46-€40
Taxes, remuneration and social security45€64k€54k▼
Taxes450/3€15k€13k▼
Remuneration and social security454/9€49k€41k▼
Other amounts payable47/48€76k€74k▼
Income statement
Code20232024
Turnover70€613k€543k▼
Non-recurring operating income76A-€1k
Goods, raw materials, services and sundry goods60/61€307k€292k▼
Remuneration, social security and pensions62€218k€174k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€9k▼
Other operating charges640/8€24k€3k▼
Non-recurring operating charges66A€10k-
Gross operating margin9900€306k€251k▼
Operating profit (loss)9901€39k€66k▲
Financial income75/76B-€227
Recurring financial income75-€227
Financial charges65/66B€15k€12k▼
Recurring financial charges65€15k€12k▼
Profit (loss) for the period before taxes9903€23k€54k▲
Income taxes67/77€15k€385▼
Profit (loss) for the period9904€9k€53k▲
Profit (loss) for the period to be appropriated9905€9k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€251k€305k▲
Profit (loss) brought forward from the previous period14P€243k€251k▲
Social balance
Average headcount (FTE)9087-3.3
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €9k ▼22.8%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 59 days late
2022
11-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 72 days late
2021
31-12
Financial
Highest result since 2018net €75k ▲55.4%
Operating result €102k, net result €75k, both a record.
12-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 73 days late
2020
31-12
Financial
Equity above €200kEq €229k ▲25.9%
3 profitable years in a row build equity to €229k.
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 1986
Ground area
42 m²
Building footprint
42 m²
Volume, LiDAR
394 m³
Parcel 21463D0288/00R000, Brussels · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NIMA
since 19862.035.033.967
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0288/00R000 | Brussels | 42 m² | 1 · 42 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Anhée Motor
BE 0427.100.797
Anhée · Eq €374k
GA.MA.KO.BIE
BE 0420.625.157
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Rock n Roll Classics
BE 0636.873.690
Jabbeke · Eq €373k
Of 10,672 companies in sector 47811 we hold annual accounts for 5,223. 3,572 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded01-09-1986
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45204
50200
95314Bodywork repair (including spraying and painting)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50103
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.