Summary
Nigra Ovium is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €284k and a net result of €253k. Equity is growing by ~413.2% per year across the filed fiscal years. Its solvency ranks better than 44% of 5527 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
22 d early
2024
148 d early
2023
120 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€284k▲ 826%
2024 · €31k
2023: €31k
2024: €31k
2023 → 2025
Net result
€253k▲ 19.7%
2024 · €211k
2023: €2k
2024: €211k
2023 → 2025
Total assets
€631k▲ 80.7%
2024 · €349k
2023: €143k
2024: €349k
2023 → 2025
Solvency
44.9%▲ 36.2pp
2024 · 8.8%
2023: 21.4%
2024: 8.8%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€31k-€31k=€284k▲ 826%
Operating result€3k-€260k▲ 9,446%€326k▲ 25.3%
Net result€2k-€211k▲ 10,255%€253k▲ 19.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €631k
Fixed assets
€425k ▲ 1,149%
Current assets
€206k ▼ 34.6%
Equity and liabilities €631k
Equity
€284k ▲ 826%
Debt
€348k ▲ 9.0%
Debt's share of the balance-sheet total falls from 91.2% to 55.1%. Equity and debt are higher.
Key figures and ratios
ROE
89.2%▼
2024 · 690.3%
ROA
40.1%▼
2024 · 60.5%
Debt ≤ 1 year
€192k▼
2024 · €319k
Debt > 1 year
€156k
Income taxes
€72k▲
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€349k€631k▲
Fixed assets21/28€34k€425k▲
Tangible fixed assets22/27€34k€420k▲
Land and buildings22€27k€388k▲
Plant, machinery and equipment23€7k€10k▲
Furniture and vehicles24-€22k
Financial fixed assets28€135€5k▲
Current assets29/58€315k€206k▼
Amounts receivable within one year40/41€117k€161k▲
Trade receivables40€101k€97k▼
Other amounts receivable41€16k€64k▲
Cash at bank and in hand54/58€198k€44k▼
Deferred charges and accrued income490/1€540€1k▲
Equity and liabilities
Total equity and liabilities10/49€349k€631k▲
Equity10/15€31k€284k▲
Contributions10/11€11k€11k=
Reserves13€19k€273k▲
Distributable reserves133€19k€273k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€319k€348k▲
Amounts payable after more than one year17-€156k
Financial debts170/4-€156k
Amounts payable within one year42/48€319k€192k▼
Current portion of amounts payable after more than one year42-€41k
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€136k€145k▲
Taxes450/3€132k€140k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€180k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€8k▲
Other operating charges640/8€6k€4k▼
Gross operating margin9900€268k€337k▲
Operating profit (loss)9901€260k€326k▲
Financial income75/76B€17k€757▼
Recurring financial income75€17k€757▼
Financial charges65/66B€170€994▲
Recurring financial charges65€170€994▲
Profit (loss) for the period before taxes9903€276k€326k▲
Income taxes67/77€65k€72k▲
Profit (loss) for the period9904€211k€253k▲
Profit (loss) for the period to be appropriated9905€211k€253k▲
Appropriation of the result
Profit (loss) to be appropriated9906€211k€253k▲
Transfer from equity791/2€0-
Transfer to equity691/2-€253k
To other reserves6921-€253k
Profit to be distributed694/7€211k€0▼
Return on contributions (dividend)694€211k€0▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2023net €253k ▲19.7%
Operating result €326k, net result €253k, both a record.
31-12
Financial
Equity above €200kEq €284k ▲826%
3 profitable years in a row build equity to €284k.
05-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spierhoofseweg 33520 ZonhovenGround area
961 m²
Building footprint
207 m²
Volume, LiDAR
1,096 m³
Parcel 71442C0893/00F000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nigra Ovium
since 20232.351.266.538
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442C0893/00F000 | Flanders | 961 m² | 1 · 207 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
648870CB20W50ZM5DY18
Similar companies · same sector, comparable size
GEEBELEN PROJECTS
BE 0688.518.470
Hasselt · Eq €283,806
AGRI INVEST
BE 0817.283.396
Ieper · Eq €283,739
WFC KARSON
BE 0849.502.640
Puurs-Sint-Amands · Eq €283,723
GOVAERTS PRINTING
BE 0832.134.987
Brugge · Eq €283,862
WPO-MANAGEMENT
BE 0599.815.831
Brugge · Eq €283,663
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,740 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.