Niels De Lathouwer
ActiveSummary
Niels De Lathouwer has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €52k. Its solvency ranks better than 75% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+9
Growth78
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.5 against 2.93 in 2024; short-term debt: 21.3% and cash: 72.8% of total assets), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.7%
Return on assets
36.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-12-2025, 34 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
34 d early
2024
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€112k▲ 88.3%
2024 · €59k
2024: €59k
2024 → 2025
Total assets
€142k▲ 57.5%
2024 · €90k
2024: €90k
2024 → 2025
Net result
€52k▲ 18.2%
2024 · €44k
2024: €44k
2024 → 2025
Working capital
€75k▲ 27.2%
2024 · €59k
2024: €59k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€59k-€112k▲ 88.3%
Operating result€56k-€67k▲ 19.3%
Net result€44k-€52k▲ 18.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142k
Fixed assets
€36k
Current assets
€106k
Equity and liabilities €142k
Equity
€112k ▲ 88.3%
Debt
€30k ▼ 1.8%
Debt's share of the balance-sheet total falls from 34.2% to 21.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k
Cash flow
€60k
Current ratio
3.50▲
2024 · 2.93
Debt to equity
0.27▼
2024 · 0.52
ROE
46.9%▼
2024 · 74.7%
ROA
36.9%▼
2024 · 49.2%
Interest coverage
267.81
Debt ≤ 1 year
€30k▼
2024 · €31k
Income taxes
€14k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€90k€142k▲
Fixed assets21/28-€36k
Tangible fixed assets22/27-€36k
Furniture and vehicles24-€36k
Current assets29/58€90k€106k▲
Amounts receivable within one year40/41-€1k
Other amounts receivable41-€1k
Cash at bank and in hand54/58€90k€103k▲
Deferred charges and accrued income490/1€355€894▲
Equity and liabilities
Total equity and liabilities10/49€90k€142k▲
Equity10/15€59k€112k▲
Contributions10/11€15k€15k=
Reserves13€44k€97k▲
Distributable reserves133€44k€97k▲
Amounts payable17/49€31k€30k▼
Amounts payable within one year42/48€31k€30k▼
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€25k€24k▼
Taxes450/3€19k€21k▲
Remuneration and social security454/9€6k€2k▼
Other amounts payable47/48€784€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€8k
Other operating charges640/8€50€184▲
Gross operating margin9900€56k€75k▲
Operating profit (loss)9901€56k€67k▲
Financial income75/76B-€16
Recurring financial income75-€16
Financial charges65/66B€106€279▲
Recurring financial charges65€106€279▲
Profit (loss) for the period before taxes9903€56k€67k▲
Income taxes67/77€12k€14k▲
Profit (loss) for the period9904€44k€52k▲
Profit (loss) for the period to be appropriated9905€44k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€52k▲
Transfer to equity691/2€44k€52k▲
To other reserves6921€44k€52k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Equity above €100kEq €112k ▲88.3%
2 profitable years in a row build equity to €112k.
2024
13-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Impestraat 429420 Erpe-MereGround area
736 m²
Building footprint
104 m²
Volume, LiDAR
540 m³
Parcel 41015A0257/00E000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Niels De Lathouwer
since 20232.349.858.454
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41015A0257/00E000 | Flanders | 736 m² | 1 · 104 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 5,355 EUR awarded · 5,355 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 5,355 EUR | 5,355 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,761 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2023
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.