NICOBERT
ActiveNICOBERT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €297k and a net result of €329. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 78% of 1624 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-1
Solvency99▲+3
Growth35=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity short (current ratio 0.7 against 0.64 in 2024; short-term debt: 24.9% and cash: 0.9% of total assets), and 25.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.4%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
57 d late
2023
7 d early
2022
31 d late
2021
3 d late
2020
10 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€31k▲ 1.6%
2022 · €31k
2018: €71k
2019: €188k
2020: €19k
2021: €42k
2022: €31k
2018 → 2023
EBIT margin
13.6%▼ 12.3pp
2022 · 25.9%
2018: 55.2%
2019: 82.1%
2020: 20.7%
2021: 39.1%
2022: 25.9%
2018 → 2023
Net result
€329▼ 93.9%
2024 · €5k
2018: €23k
2019: €103k
2020: €861
2021: €15k
2022: €5k
2023: €2k
2024: €5k
2018 → 2025
Working capital
€-29k▲ 32.3%
2024 · €-43k
2018: €-255k
2019: €-7k
2020: €13k
2021: €13k
2022: €2k
2023: €-12k
2024: €-43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€42k-€31k▼ 27.6%€31k▲ 1.6%
Equity€322k-€327k▲ 1.5%€329k▲ 0.5%€296k▼ 9.8%€297k▲ 0.1%
Operating result€17k-€8k▼ 52.0%€4k▼ 46.8%€5k▲ 11.6%€970▼ 79.4%
Net result€15k-€5k▼ 66.9%€2k▼ 64.8%€5k▲ 218%€329▼ 93.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €399k
Fixed assets
€329k▼ 3.2%
Current assets
€70k▼ 7.5%
Equity and liabilities €399k
Equity
€297k▲ 0.1%
Debt
€102k▼ 14.1%
The debt ratio falls from 28.6% to 25.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2024 · €15k
Cash flow
€11k▼
2024 · €16k
Solvency
74.4%▲
2024 · 71.4%
Current ratio
0.70▲
2024 · 0.64
Quick ratio
0.70▲
2024 · 0.64
Debt / equity
0.34▼
2024 · 0.40
ROE
0.1%▼
2024 · 1.8%
ROA
0.1%▼
2024 · 1.3%
Interest coverage
25.14▲
2024 · 11.27
Debt
€102k▼
2024 · €119k
Debt ≤ 1 year
€99k▼
2024 · €119k
Debt > 1 year
€3k▲
2024 · €0
Income taxes
€174▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€415k€399k▼
Fixed assets21/28€340k€329k▼
Tangible fixed assets22/27€339k€329k▼
Land and buildings22€339k€329k▼
Financial fixed assets28€130€130=
Current assets29/58€76k€70k▼
Amounts receivable within one year40/41€74k€66k▼
Trade receivables40€0-
Other amounts receivable41€74k€66k▼
Cash at bank and in hand54/58€1k€4k▲
Deferred charges and accrued income490/1€274€372▲
Equity and liabilities
Total equity and liabilities10/49€415k€399k▼
Equity10/15€296k€297k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€0-
Profit (loss) carried forward14€228k€228k▲
Provisions and deferred taxes16€0-
Deferred taxes168€0-
Amounts payable17/49€119k€102k▼
Amounts payable after more than one year17€0€3k▲
Financial debts170/4€0-
Other amounts payable178/9-€3k
Amounts payable within one year42/48€119k€99k▼
Current portion of amounts payable after more than one year42€10k€0▼
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Taxes, remuneration and social security45€36k€36k▼
Taxes450/3€36k€36k▼
Other amounts payable47/48€67k€58k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Other operating charges640/8€4k€5k▲
Gross operating margin9900€20k€17k▼
Operating profit (loss)9901€5k€970▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1k€467▼
Recurring financial charges65€1k€467▼
Profit (loss) for the period before taxes9903€3k€503▼
Transfer from deferred taxes780€38k€0▼
Income taxes67/77€36k€174▼
Profit (loss) for the period9904€5k€329▼
Transfer from tax-exempt reserves789€90k€0▼
Profit (loss) for the period to be appropriated9905€95k€329▼
Appropriation of the result
Profit (loss) to be appropriated9906€228k€228k▲
Profit (loss) brought forward from the previous period14P€133k€228k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €329 ▼93.9%
Net result drops to €329, the lowest in the series.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 3 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 10 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 26 days late
2019
31-12
Financial
Highest result since 2018net €103k ▲337%
Operating result €154k, net result €103k, both a record.
31-12
Financial
Equity above €200kEq €266k ▲62.8%
2 profitable years in a row build equity to €266k.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 13 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Viaducs(N) 2347020 MonsGround area
467 m²
Building footprint
164 m²
Volume, LiDAR
1,530 m³
2 parcels, Wallonia · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Nicobert SA
since 20032.134.133.919
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53059D0092/00L004 | Wallonia | 235 m² | 1 · 114 m² | 10.5 m · 3 fl. |
| 53059C0005/00B002 | Wallonia | 232 m² | 1 · 50 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,863 companies in sector 73110 we hold annual accounts for 3,754. 2,567 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-07-2003
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.