NFD-GES
ActiveSummary
NFD-GES has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €116k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+21
Solvency26▼-7
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.8%
Return on assets
69.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
92 d early
2024
190 d early
2023
36 d early
2022
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 98.0%
2024 · €66k
2022: €5k
2023: €62k
2024: €66k
2022 → 2025
Total assets
€167k▼ 79.2%
2024 · €802k
2022: €879k
2023: €896k
2024: €802k
2022 → 2025
Net result
€116k▲ 80.7%
2024 · €64k
2022: €4k
2023: €57k
2024: €64k
2022 → 2025
Working capital
€-669▲ 96.1%
2024 · €-17k
2022: €-81k
2023: €-20k
2024: €-17k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€5k-€62k▲ 1,188%€66k▲ 6.5%€1k▼ 98.0%
Operating result€16k-€93k▲ 486%€92k▼ 1.2%€156k▲ 69.3%
Net result€4k-€57k▲ 1,401%€64k▲ 12.5%€116k▲ 80.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 69% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets
€2k ▼ 99.6%
Current assets
€165k ▼ 29.6%
Equity and liabilities €167k
Equity
€1k ▼ 98.0%
Debt
€166k ▼ 77.5%
Debt's share of the balance-sheet total rises from 91.8% to 99.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€157k▼
2024 · €172k
Cash flow
€117k▼
2024 · €145k
Current ratio
1.00▲
2024 · 0.93
ROA
69.2%▲
2024 · 8.0%
Interest coverage
11.51▲
2024 · 9.21
Debt ≤ 1 year
€166k▼
2024 · €252k
Income taxes
€39k▲
2024 · €18k
Staff costs
€83k▼
2024 · €237k
A ratio outside any meaningful range has been withheld (balance sheet total €167k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€802k€167k▼
Fixed assets21/28€568k€2k▼
Intangible fixed assets21€551k-
Tangible fixed assets22/27€17k€2k▼
Furniture and vehicles24€17k€2k▼
Current assets29/58€234k€165k▼
Amounts receivable within one year40/41€51k€58k▲
Trade receivables40€51k-
Other amounts receivable41-€58k
Cash at bank and in hand54/58€181k€104k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€802k€167k▼
Equity10/15€66k€1k▼
Contributions10/11€1k€1k=
Reserves13€64k-
Distributable reserves133€64k-
Profit (loss) carried forward14€670€290▼
Amounts payable17/49€737k€166k▼
Amounts payable after more than one year17€483k-
Financial debts170/4€483k-
Amounts payable within one year42/48€252k€166k▼
Current portion of amounts payable after more than one year42€73k-
Trade debts44€16k€90▼
Suppliers440/4€16k€90▼
Taxes, remuneration and social security45€96k€6k▼
Taxes450/3€69k€3k▼
Remuneration and social security454/9€28k€3k▼
Other amounts payable47/48€65k€159k▲
Accrued charges and deferred income492/3€2k€217▼
Income statement
Code20242025
Remuneration, social security and pensions62€237k€83k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€81k€1k▼
Other operating charges640/8€14k€4k▼
Gross operating margin9900€424k€245k▼
Operating profit (loss)9901€92k€156k▲
Financial income75/76B€8k€12k▲
Recurring financial income75€8k€12k▲
Financial charges65/66B€19k€14k▼
Recurring financial charges65€19k€14k▼
Profit (loss) for the period before taxes9903€82k€154k▲
Income taxes67/77€18k€39k▲
Profit (loss) for the period9904€64k€116k▲
Profit (loss) for the period to be appropriated9905€64k€116k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€116k▲
Profit (loss) brought forward from the previous period14P€674€670▼
Transfer from equity791/2€60k€64k▲
Transfer to equity691/2€64k-
To other reserves6921€64k-
Profit to be distributed694/7€60k€180k▲
Return on contributions (dividend)694€60k€180k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €116k ▲80.7%
Operating result €156k, net result €116k, both a record.
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Queteletplein 11210 Sint-Joost-ten-NodeGround area
519 m²
Building footprint
218 m²
Volume, LiDAR
7,630 m³
Parcel 21014A0503/04S000, Brussels · tallest building 38.0 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
François Dhont, société notariale
since 20222.333.777.042
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0503/04S000 | Brussels | 519 m² | 1 · 218 m² | 38.0 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Exan
BE 0784.460.576
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LUCIGO
BE 0757.979.477
Ramillies · Eq €1,216
INTERFLIX
BE 0805.273.214
Zonnebeke · Eq €1,522
MALOIX
BE 1032.047.039
Brussel · Eq €1,526
XLA Advice
BE 0739.887.987
Villers-la-Ville · Eq €1,040
Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 127 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.