NEW RESTO 1815
ActiveSummary
The computed 12-month bankruptcy probability of NEW RESTO 1815 is 3.0% (moderate). The 2025 annual accounts show equity of €31k and a net result of €-3k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 29% of 3674 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+2
Solvency34▲+1
Growth71=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.73 against 0.52 in 2024; short-term debt: 77.4% and cash: 8.6% of total assets), and 90.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.1%
Return on assets
-0.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
41 d early
2023
45 d early
2022
5 d late
2021
61 d late
2020
23 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€2.95M▲ 6.2%
2024 · €2.78M
2018: €1.84M
2019: €1.49M
2020: €1.02M
2021: €1.42M
2022: €2.31M
2023: €2.49M
2024: €2.78M
2018 → 2025
EBIT margin
1.1%▼ 1.0pp
2024 · 2.1%
2018: -1.9%
2019: 2.0%
2020: 7.2%
2021: 9.2%
2022: 1.4%
2023: -1.1%
2024: 2.1%
2018 → 2025
Net result
€-3k
2024 · €20k
2018: €-47k
2019: €13k
2020: €51k
2021: €57k
2022: €8k
2023: €-52k
2024: €20k
2018 → 2025
Working capital
€-72k▲ 52.4%
2024 · €-151k
2018: €-65k
2019: €-58k
2020: €428
2021: €-23k
2022: €-82k
2023: €-152k
2024: €-151k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.42M-€2.31M▲ 62.4%€2.49M▲ 7.8%€2.78M▲ 11.5%€2.95M▲ 6.2%
Equity€57k-€66k▲ 14.6%€14k▼ 78.5%€34k▲ 144%€31k▼ 9.0%
Operating result€131k-€32k▼ 75.9%€-26k€59k€34k▼ 43.2%
Net result€57k-€8k▼ 85.3%€-52k€20k€-3k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €344k
Fixed assets
€150k ▼ 48.0%
Current assets
€194k ▲ 17.7%
Equity and liabilities €344k
Equity
€31k ▼ 9.0%
Debt
€312k ▼ 25.3%
Debt's share of the balance-sheet total falls from 92.4% to 90.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€205k▲
2024 · €191k
Cash flow
€168k▲
2024 · €152k
Current ratio
0.73▲
2024 · 0.52
Quick ratio
0.46▲
2024 · 0.27
Debt to equity
9.97▼
2024 · 12.14
ROE
-9.9%▼
2024 · 58.9%
ROA
-0.9%▼
2024 · 4.5%
Interest coverage
7.60▲
2024 · 4.88
Debt ≤ 1 year
€266k▼
2024 · €316k
Debt > 1 year
€46k▼
2024 · €103k
Income taxes
€10k
Staff costs
€954k▲
2024 · €824k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€453k€344k▼
Fixed assets21/28€288k€150k▼
Intangible fixed assets21€58k€0▼
Tangible fixed assets22/27€230k€150k▼
Furniture and vehicles24€220k€143k▼
Other tangible fixed assets26€9k€7k▼
Current assets29/58€165k€194k▲
Stocks and contracts in progress3€81k€71k▼
Stocks30/36€81k€71k▼
Amounts receivable within one year40/41€79k€67k▼
Trade receivables40€79k€67k▼
Cash at bank and in hand54/58€2k€30k▲
Deferred charges and accrued income490/1€3k€27k▲
Equity and liabilities
Total equity and liabilities10/49€453k€344k▼
Equity10/15€34k€31k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€45k€45k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€-29k€-32k▼
Amounts payable17/49€418k€312k▼
Amounts payable after more than one year17€103k€46k▼
Financial debts170/4€103k€46k▼
Amounts payable within one year42/48€316k€266k▼
Current portion of amounts payable after more than one year42€69k€56k▼
Trade debts44€78k€39k▼
Suppliers440/4€78k€39k▼
Taxes, remuneration and social security45€169k€171k▲
Taxes450/3€52k€48k▼
Remuneration and social security454/9€116k€123k▲
Income statement
Code20242025
Turnover70€2.78M€2.95M▲
Non-recurring operating income76A€61k-
Goods, raw materials, services and sundry goods60/61€1.77M€1.79M▲
Remuneration, social security and pensions62€824k€954k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€132k€171k▲
Other operating charges640/8€15k€3k▼
Non-recurring operating charges66A€36k-
Gross operating margin9900€1.07M€1.16M▲
Operating profit (loss)9901€59k€34k▼
Financial income75/76B€286-
Recurring financial income75€286-
Non-recurring financial income76B€286-
Financial charges65/66B€39k€27k▼
Recurring financial charges65€39k€27k▼
Profit (loss) for the period before taxes9903€20k€7k▼
Income taxes67/77-€10k
Profit (loss) for the period9904€20k€-3k▼
Profit (loss) for the period to be appropriated9905€20k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-32k▼
Profit (loss) brought forward from the previous period14P€-49k€-29k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-52k ▼714%
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 5 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Highest result since 2018net €57k ▲11.3%
Operating result €131k, net result €57k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 25 days late
2018
08-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 69 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 3 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin Saint-Joseph(W-B) 41440 Braine-le-ChâteauGround area
2.9 ha
Building footprint
1,341 m²
Volume, LiDAR
5,859 m³
4 parcels, Wallonia · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
NEW RESTO 1815
since 20102.194.033.892
MAXIMUS
since 20142.230.909.334
Buffet de la Grange
since 20222.332.624.920
4 parcels
Wallonia
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25111C0104/00F003 | Wallonia | 1.2 ha | 1 · 281 m² | 11.3 m · 2 fl. |
| 25783E0247/00K000 | Wallonia | 1.0 ha | 1 · 494 m² | - |
| 25764T0122/00C000 ProtectedSite or landscape |
Wallonia | 4,560 m² | 1 · 166 m² | 11.9 m · 3 fl. |
| 25004B0039/00P000 | Wallonia | 1,892 m² | 1 · 401 m² | 13.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
2 sitesNivelles2.230.909.334
Waterloo2.194.033.892
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,510 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2010
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.