NEW LOWLAND FIELD - TREE
ActiveSummary
NEW LOWLAND FIELD - TREE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €10k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 27% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+25
Solvency37▲+24
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
30 d early
2023
8 d late
2022
1 d late
2021
21 d late
2020
1 d late
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k
2024 · €-4k
2019: €-1k
2020: €-5k
2021: €-6k
2022: €-3k
2023: €-4k
2024: €-4k
2019 → 2025
Total assets
€51k▲ 34.7%
2024 · €38k
2019: €18k
2020: €6k
2021: €21k
2022: €51k
2023: €38k
2024: €38k
2019 → 2025
Net result
€10k▲ 23,882%
2024 · €43
2019: €-798
2020: €-4k
2021: €-1k
2022: €3k
2023: €-1k
2024: €43
2019 → 2025
Working capital
€-15k▲ 49.5%
2024 · €-29k
2019: €-10k
2020: €-9k
2021: €-11k
2022: €-36k
2023: €-33k
2024: €-29k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-6k-€-3k▲ 47.4%€-4k▼ 30.6%€-4k▲ 1.0%€6k
Operating result€-1k-€3k€-93€134€13k▲ 9,524%
Net result€-1k-€3k€-1k€43€10k▲ 23,882%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9,524% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€21k ▼ 16.7%
Current assets
€30k ▲ 134%
Equity and liabilities €51k
Equity
€6k
Debt
€45k
Debt finances 88.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€17k▲
2024 · €4k
Cash flow
€14k▲
2024 · €4k
Current ratio
0.67▲
2024 · 0.31
Debt to equity
7.52▲
2024 · -9.66
ROE
173.1%
ROA
20.3%▲
2024 · 0.1%
Interest coverage
40.68▼
2024 · 46.55
Debt ≤ 1 year
€45k▲
2024 · €42k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€38k€51k▲
Fixed assets21/28€25k€21k▼
Tangible fixed assets22/27€25k€21k▼
Furniture and vehicles24€25k€21k▼
Current assets29/58€13k€30k▲
Amounts receivable within one year40/41€4k€4k▲
Trade receivables40€3k€4k▲
Other amounts receivable41€482€294▼
Cash at bank and in hand54/58€9k€26k▲
Equity and liabilities
Total equity and liabilities10/49€38k€51k▲
Equity10/15€-4k€6k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-25k€-15k▲
Amounts payable17/49€42k€45k▲
Amounts payable within one year42/48€42k€45k▲
Trade debts44€291€797▲
Suppliers440/4€291€797▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€42k€42k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€907€1k▲
Gross operating margin9900€5k€18k▲
Operating profit (loss)9901€134€13k▲
Financial charges65/66B€92€419▲
Recurring financial charges65€92€419▲
Profit (loss) for the period before taxes9903€43€13k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€43€10k▲
Profit (loss) for the period to be appropriated9905€43€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-15k▲
Profit (loss) brought forward from the previous period14P€-25k€-25k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €10k ▲23882%
Operating result €13k, net result €10k, both a record.
01-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €43
Net result €43 after one loss-making year.
08-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
01-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
30-06
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
13-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ezelstraat 1318000 BruggeGround area
317 m²
Building footprint
191 m²
Volume, LiDAR
643 m³
2 parcels, Flanders · tallest building 12.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
NEW LOWLAND FIELD-TREE
since 19962.075.216.416
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31804D0022/00C000 | Flanders | 166 m² | 1 · 101 m² | 12.4 m · 1 fl. |
| 31434C0097/00V000 | Flanders | 150 m² | 1 · 90 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BABY BOOMING BUSINESS
BE 0740.944.396
Torhout · Eq €5,855
Entourage Benelux
BE 0679.552.108
Ravels · Eq €6,083
ZELICAT
BE 0750.738.923
Liège · Eq €6,090
Rose
BE 0695.438.827
Merchtem · Eq €6,148
DEV
BE 0863.538.045
Vorst · Eq €5,727
Of 1,311 companies in sector 46423 we hold annual accounts for 812. 253 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-1995
Fiscal year end30-06
Activities, NACEBEL 2025
46423Wholesale of clothing, excluding workwear and underwear
46431Wholesale of electrical household appliances and audio-video equipment
46480Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:naom_ii@hotmail.com