NEW IMMO CONSTRUCT
ActiveSummary
NEW IMMO CONSTRUCT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €-19k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 95% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▲+4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 55.39 against 6.63 in 2024; short-term debt: 1.4% and cash: 3.7% of total assets), and 1.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-19k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
22 d late
2023
192 d late
2022
158 d late
2021
31 d late
2020
45 d late
2019
82 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€162k▼ 10.4%
2024 · €181k
2018: €156k
2019: €166k
2020: €183k
2021: €187k
2022: €221k
2023: €224k
2024: €181k
2018 → 2025
Total assets
€164k▼ 21.4%
2024 · €209k
2018: €218k
2019: €181k
2020: €206k
2021: €315k
2022: €240k
2023: €246k
2024: €209k
2018 → 2025
Net result
€-19k▲ 56.8%
2024 · €-44k
2018: €1k
2019: €10k
2020: €18k
2021: €3k
2022: €34k
2023: €3k
2024: €-44k
2018 → 2025
Working capital
€128k▼ 13.2%
2024 · €148k
2018: €149k
2019: €162k
2020: €181k
2021: €186k
2022: €220k
2023: €189k
2024: €148k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€187k-€221k▲ 18.3%€224k▲ 1.4%€181k▼ 19.4%€162k▼ 10.4%
Operating result€4k-€47k▲ 989%€11k▼ 75.8%€-43k€-18k▲ 59.2%
Net result€3k-€34k▲ 924%€3k▼ 91.1%€-44k€-19k▲ 56.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2025 against €43k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€33k ▼ 3.4%
Current assets
€131k ▼ 25.0%
Equity and liabilities €164k
Equity
€162k ▼ 10.4%
Debt
€2k ▼ 91.6%
Debt's share of the balance-sheet total falls from 13.5% to 1.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-17k▲
2024 · €-42k
Cash flow
€-18k▲
2024 · €-42k
Current ratio
55.39▲
2024 · 6.63
Debt to equity
0.01▼
2024 · 0.16
ROE
-11.6%▲
2024 · -24.1%
ROA
-11.4%▲
2024 · -20.8%
Interest coverage
-15.19▲
2024 · -297.26
Debt ≤ 1 year
€2k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€209k€164k▼
Fixed assets21/28€34k€33k▼
Tangible fixed assets22/27€34k€33k▼
Land and buildings22€34k€33k▼
Current assets29/58€174k€131k▼
Amounts receivable within one year40/41€125k€125k=
Trade receivables40€341-
Other amounts receivable41€124k€125k▲
Cash at bank and in hand54/58€25k€6k▼
Deferred charges and accrued income490/1€25k-
Equity and liabilities
Total equity and liabilities10/49€209k€164k▼
Equity10/15€181k€162k▼
Contributions10/11€6k€6k=
Capital10€6k-
Issued capital100€19k-
Uncalled capital101€12k-
Reserves13€2k€156k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Reserves not available under the articles1311-€2k
Distributable reserves133-€154k
Profit (loss) carried forward14€172k-
Amounts payable17/49€28k€2k▼
Amounts payable within one year42/48€26k€2k▼
Financial debts43-€22
Credit institutions430/8-€22
Trade debts44€737-
Suppliers440/4€737-
Advances received on contracts in progress46€15k-
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€7k-
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€296€56▼
Non-recurring operating charges66A-€341
Gross operating margin9900€-42k€-16k▲
Operating profit (loss)9901€-43k€-18k▲
Financial charges65/66B€141€1k▲
Recurring financial charges65€141€1k▲
Profit (loss) for the period before taxes9903€-44k€-19k▲
Profit (loss) for the period9904€-44k€-19k▲
Profit (loss) for the period to be appropriated9905€-44k€-19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€172k€154k▼
Profit (loss) brought forward from the previous period14P€216k€172k▼
Transfer to equity691/2-€154k
To other reserves6921-€154k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity times 8current ratio 55.39
Current ratio from 6.63 to 55.39; short-term debt falls from €26k to €2k.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 192 days late
08-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 192 days late
2024
31-12
Financial
Weakest financial yearnet €-44k ▼1532%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 158 days late
2022
31-12
Financial
Highest result since 2018net €34k ▲924%
Operating result €47k, net result €34k, both a record.
31-12
Financial
Liquidity times 5current ratio 12.42
Current ratio from 2.45 to 12.42; short-term debt falls from €128k to €19k.
31-12
Financial
Equity above €200kEq €221k ▲18.3%
5 profitable years in a row build equity to €221k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 45 days late
Show earlier events
2020
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 82 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 11.60
Current ratio from 3.39 to 11.60; short-term debt falls from €63k to €15k.
05-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 36 days late
19-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 384 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Pieds d'Alouette(NN) 75100 NamurGround area
3,409 m²
Building footprint
188 m²
Volume, LiDAR
650 m³
2 parcels, Wallonia · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Chaussée de Marche(WD) 929, 5100 Namur
since 20112.202.552.472
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92095B0209/00X005 | Wallonia | 1,889 m² | 1 · 188 m² | 6.0 m · 1 fl. |
| 92039A0075/00E003indicative | Wallonia | 1,520 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WATERPAS PROJECTS
BE 0897.322.155
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IMGOVA
BE 0444.871.890
Awans · Eq €161,634
IMMAS
BE 0449.961.125
Schilde · Eq €161,619
JB.C-REAL ESTATE
BE 0674.912.637
Waregem · Eq €161,578
CARSAN
BE 0449.914.902
Middelkerke · Eq €161,565
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,334 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2011
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jcimmoconcept@gmail.com
Phone:0474/425.169