NEVIMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €12.95M and a net result of €214k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 63% of 4501 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 05-08-2026, 36 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
36 d late
2024
4 d early
2023
1 d late
2022
4 d late
2021
on the day
2020
62 d late
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-11-2026 close30-06-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€12.95M▲ 1.7%
2024 · €12.74M
2018: €11.09M
2019: €11.55M
2020: €11.70M
2021: €11.89M
2022: €12.32M
2023: €12.38M
2024: €12.74M
2018 → 2025
Net result
€214k▼ 40.4%
2024 · €359k
2018: €148k
2019: €462k
2020: €149k
2021: €191k
2022: €427k
2023: €59k
2024: €359k
2018 → 2025
Total assets
€23.93M▲ 1.0%
2024 · €23.69M
2018: €26.39M
2019: €32.23M
2020: €15.12M
2021: €15.32M
2022: €15.40M
2023: €22.50M
2024: €23.69M
2018 → 2025
Solvency
54.1%▲ 0.3pp
2024 · 53.8%
2018: 42.0%
2019: 35.8%
2020: 77.4%
2021: 77.6%
2022: 80.0%
2023: 55.0%
2024: 53.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11.89M-€12.32M▲ 3.6%€12.38M▲ 0.5%€12.74M▲ 2.9%€12.95M▲ 1.7%
Operating result€911k-€1.14M▲ 25.0%€875k▼ 23.2%€1.61M▲ 83.7%€750k▼ 53.4%
Net result€191k-€427k▲ 123%€59k▼ 86.2%€359k▲ 510%€214k▼ 40.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23.93M
Fixed assets
€11.19M▼ 12.4%
Current assets
€12.74M▲ 16.7%
Equity and liabilities €23.93M
Equity
€12.95M▲ 1.7%
Debt
€10.98M▲ 0.3%
The debt ratio falls from 46.2% to 45.9%. Equity and debt are higher.
Key figures and ratios
Solvency
54.1%▲
2024 · 53.8%
ROE
1.7%▼
2024 · 2.8%
ROA
0.9%▼
2024 · 1.5%
Debt
€10.98M▲
2024 · €10.95M
Debt ≤ 1 year
€4.66M▲
2024 · €4.09M
Debt > 1 year
€6.31M▼
2024 · €6.85M
Income taxes
€261k▼
2024 · €1.02M
Staff costs
€466k▼
2024 · €473k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23.69M€23.93M▲
Fixed assets21/28€12.77M€11.19M▼
Tangible fixed assets22/27€12.65M€11.16M▼
Land and buildings22€9.87M€8.93M▼
Plant, machinery and equipment23€381k€450k▲
Furniture and vehicles24€62k€30k▼
Leasing and similar rights25€2.33M€1.74M▼
Financial fixed assets28€121k€32k▼
Current assets29/58€10.92M€12.74M▲
Amounts receivable within one year40/41€10.63M€10.77M▲
Trade receivables40€2.53M€1.77M▼
Other amounts receivable41€8.10M€9.01M▲
Cash at bank and in hand54/58€285k€1.97M▲
Equity and liabilities
Total equity and liabilities10/49€23.69M€23.93M▲
Equity10/15€12.74M€12.95M▲
Contributions10/11€1.05M€1.05M=
Capital10€1.05M€1.05M=
Issued capital100€1.05M€1.05M=
Reserves13€117k€117k=
Non-distributable reserves130/1€105k€105k=
Legal reserve130€105k€105k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€11.58M€11.79M▲
Amounts payable17/49€10.95M€10.98M▲
Amounts payable after more than one year17€6.85M€6.31M▼
Financial debts170/4€6.85M€6.31M▼
Amounts payable within one year42/48€4.09M€4.66M▲
Current portion of amounts payable after more than one year42€718k€572k▼
Financial debts43€500k€500k=
Credit institutions430/8€500k€500k=
Trade debts44€80k€390k▲
Suppliers440/4€80k€390k▲
Taxes, remuneration and social security45€634k€347k▼
Taxes450/3€586k€317k▼
Remuneration and social security454/9€48k€30k▼
Other amounts payable47/48€2.16M€2.85M▲
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Non-recurring operating income76A-€1
Remuneration, social security and pensions62€473k€466k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.57M€1.34M▼
Other operating charges640/8€180k€178k▼
Non-recurring operating charges66A-€39k
Gross operating margin9900€3.83M€2.78M▼
Operating profit (loss)9901€1.61M€750k▼
Financial income75/76B€178k€333k▲
Recurring financial income75€178k€333k▲
Financial charges65/66B€408k€608k▲
Recurring financial charges65€408k€608k▲
Profit (loss) for the period before taxes9903€1.38M€475k▼
Income taxes67/77€1.02M€261k▼
Profit (loss) for the period9904€359k€214k▼
Profit (loss) for the period to be appropriated9905€359k€214k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11.58M€11.79M▲
Profit (loss) brought forward from the previous period14P€11.22M€11.58M▲
Social balance
Average headcount (FTE)90874.74.7=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 36 days late
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-11
Financial
Liquidity doublescurrent ratio 2.67
Current ratio from 1.11 to 2.67; short-term debt falls from €9.04M to €4.09M.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 1 day late
2023
30-11
Financial
Weakest financial yearnet €59k ▼86.2%
Net result drops to €59k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 4 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 62 days late
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 14 days late
2019
30-11
Financial
Highest result since 2018net €462k ▲213%
Net result €462k, the highest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
2016
22-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
02-12
State Gazette act
Incorporation · Founding capital
Share issue · Bank account
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Esplanade Oscar Van de Voorde 19000 GentGround area
3,175 m²
Building footprint
1,010 m²
Volume, LiDAR
1,563 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Esplanade Oscar Van de Voorde 1, 9000 Gent
since 19992.057.080.483
Bijlkenstraat 13, 9850 Deinze
since 20162.258.566.410
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0649/52A002 | Flanders | 1,701 m² | 1 · 822 m² | 4.8 m |
| 44049E0339/00B000 | Flanders | 1,474 m² | 1 · 189 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 5,942 EUR awarded · 888 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 194 EUR | 194 EUR |
| 2024 | 1 | 250 EUR | 31 EUR |
| 2023 | 1 | 300 EUR | 663 EUR |
| 2022 | 2 | 5,198 EUR | 0 EUR |
Schemes
Call groene stroom (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteDeinze2.258.566.410
Legal Entity Identifier
6994000BOE61JT1Y6W02
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 5,298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-02-1992
Fiscal year end30-11
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.