NEVEN
ActiveNEVEN has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €521k and a net result of €52k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 90% of 444 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+8
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 5.39 against 4.16 in 2024), and 20.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.2%
Return on assets
7.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
22 d late
2023
5 d late
2022
25 d late
2021
24 d late
2020
29 d late
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€521k▲ 4.2%
2024 · €500k
2023: €458k
2024: €500k
2023 → 2025
Total assets
€658k▼ 1.9%
2024 · €671k
2023: €638k
2024: €671k
2023 → 2025
Net result
€52k▲ 24.0%
2024 · €42k
2023: €72k
2024: €42k
2023 → 2025
Working capital
€422k▲ 11.3%
2024 · €380k
2023: €323k
2024: €380k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€458k-€500k▲ 9.2%€521k▲ 4.2%
Operating result€102k-€54k▼ 47.3%€64k▲ 18.3%
Net result€72k-€42k▼ 41.7%€52k▲ 24.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €658k
Fixed assets
€139k▼ 18.6%
Current assets
€519k▲ 3.8%
Equity and liabilities €658k
Equity
€521k▲ 4.2%
Debt
€137k▼ 20.0%
The debt ratio falls from 25.5% to 20.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€99k▲
2024 · €88k
Cash flow
€87k▲
2024 · €76k
Solvency
79.2%▲
2024 · 74.5%
Current ratio
5.39▲
2024 · 4.16
Quick ratio
5.36▲
2024 · 4.14
Debt / equity
0.26▼
2024 · 0.34
ROE
10.0%▲
2024 · 8.4%
ROA
7.9%▲
2024 · 6.3%
Interest coverage
30.19▲
2024 · 24.03
Debt
€137k▼
2024 · €171k
Debt ≤ 1 year
€96k▼
2024 · €120k
Debt > 1 year
€37k▼
2024 · €50k
Income taxes
€22k▼
2024 · €22k
Staff costs
€207k▼
2024 · €224k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€671k€658k▼
Fixed assets
21/28€171k€139k▼
Tangible fixed assets
22/27€170k€139k▼
Financial fixed assets
28€1k€0▼
Current assets
29/58€500k€519k▲
Stocks & contracts in progress
3€3k€3k▲
Amounts receivable within one year
40/41€155k€211k▲
Cash & bank
54/58€206k€194k▼
Total equity & liabilities
10/49€671k€658k▼
Equity
10/15€500k€521k▲
Contributions / capital
10/11€97k€97k=
Reserves
13€407k€428k▲
Accumulated profits (losses)
14€-5k€-5k=
Amounts payable
17/49€171k€137k▼
Amounts payable after one year
17€50k€37k▼
Amounts payable within one year
42/48€120k€96k▼
Trade debts payable within one year
44€7k€13k▲
Income statement
Code20242025
Gross operating margin
9900€329k€308k▼
Operating result
9901€54k€64k▲
Financial income
75€14k€13k▼
Financial charges
65€4k€3k▼
Result before taxes
9903€64k€74k▲
Income taxes
67/77€22k€22k▼
Net result for the period
9904€42k€52k▲
Result to be appropriated
9905€42k€52k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €521k ▲4.2%
3 profitable years in a row build equity to €521k.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €42k ▼41.7%
Net result drops to €42k, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
22-09
State Gazette act
Capital & shares
v3.2
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 1 act read
Directors · office · real estate
Directors
under verification, no change since 2023
All 3 current directors first appear in the same act (23395181). Founders or capital subscribers may have been counted as directors here.
LEMMENS Brigitte
CurrentNon-statutory director · since 22-09-2023
NEVEN Jan
CurrentNon-statutory director · since 22-09-2023
NEVEN Jan Marie
CurrentNon-statutory director · since 22-09-2023
22-09-2023
LEMMENS Brigitte: Appointed as Non-statutory director
22-09-2023
NEVEN Jan: Appointed as Non-statutory director
22-09-2023
NEVEN Jan Marie: Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 1998
Ground area
669 m²
Building footprint
1,195 m²
Volume, LiDAR
5,181 m³
Parcel 73009B0439/00K002, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Industrieweg 1, 3840 Tongeren-Borgloon
since 19982.089.262.313
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73009B0439/00K002 | Flanders | 669 m² | 1 · 1,195 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
Cleaning Van Renterghem
BE 0719.704.168
Aalter · Eq €518k
Tapis Rent
BE 0420.293.971
Eupen · Eq €525k
SCHOONMAAK LEMAN
BE 0817.020.013
Wielsbeke · Eq €516k
QUALITY CLEAN
BE 0438.721.397
Keerbergen · Eq €527k
BNS
BE 0630.853.257
Roeselare · Eq €527k
Of 6,995 companies in sector 81220 we hold annual accounts for 2,269. 1,314 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-1998
Fiscal year end31-12
Activities, NACEBEL
74700
81220Other building cleaning and industrial cleaning
93011
96101Personal service activities
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 22-07-2026. Scores and ratios are computed by Checked and are not a credit decision.