Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of NETPAD is 0.4% (very low). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 11-08-2025 | 11 d late | 2025-00368310 |
| 31-12-2023 | 31-07-2024 | 29-08-2024 | 29 d late | 2024-00392262 |
| 31-12-2022 | 31-07-2023 | 24-08-2023 | 24 d late | 2023-00355088 |
| 31-12-2021 | 31-07-2022 | 19-09-2022 | 50 d late | 2022-20430814 |
| 31-12-2020 | 31-07-2021 | 06-07-2021 | 25 d early | 2021-31400118 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 11-08-2025 | 2025-00368310 |
| 31-12-2023 | micro | 29-08-2024 | 2024-00392262 |
| 31-12-2022 | micro | 24-08-2023 | 2023-00355088 |
| 31-12-2021 | micro | 19-09-2022 | 2022-20430814 |
| 31-12-2020 | micro | 06-07-2021 | 2021-31400118 |
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3937/00M000 | Flanders | 71 m² | 1 · 71 m² | 19.3 m · 6 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
1 acts02-06-2022 Registered office moved within Antwerpen
- BORREWATERSTRAAT 57- 2170 ANTWERPEN → De Gerlachekaai 37 -2000 Antwerpen
Analysis
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Credit advice
verdict per customer and amountSimilar
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Same sector and regionCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | NETPAD |