NEROM
ActiveSummary
NEROM has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €9k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 56% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-8
Solvency90▼-10
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 8.04 in 2024; short-term debt: 34.6% and cash: 39.7% of total assets), and 34.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.4%
Return on assets
8.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
29 d early
2023
5 d late
2022
8 d late
2021
26 d late
2020
30 d late
2019
41 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▼ 23.5%
2024 · €89k
2018: €97k
2019: €67k
2020: €30k
2021: €62k
2022: €61k
2023: €78k
2024: €89k
2018 → 2025
Total assets
€104k▲ 4.1%
2024 · €100k
2018: €134k
2019: €79k
2020: €58k
2021: €75k
2022: €69k
2023: €87k
2024: €100k
2018 → 2025
Net result
€9k▼ 40.7%
2024 · €15k
2018: €54k
2019: €43k
2020: €38k
2021: €47k
2022: €9k
2023: €27k
2024: €15k
2018 → 2025
Working capital
€58k▼ 25.4%
2024 · €77k
2018: €78k
2019: €46k
2020: €12k
2021: €46k
2022: €45k
2023: €62k
2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€61k▼ 0.9%€78k▲ 27.3%€89k▲ 13.4%€68k▼ 23.5%
Operating result€63k-€14k▼ 77.9%€34k▲ 144%€23k▼ 33.3%€14k▼ 36.2%
Net result€47k-€9k▼ 80.1%€27k▲ 184%€15k▼ 42.1%€9k▼ 40.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€10k ▼ 10.4%
Current assets
€93k ▲ 6.0%
Equity and liabilities €104k
Equity
€68k ▼ 23.5%
Debt
€36k ▲ 227%
Debt's share of the balance-sheet total rises from 11.0% to 34.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€18k▼
2024 · €27k
Cash flow
€13k▼
2024 · €20k
Current ratio
2.60▼
2024 · 8.04
Debt to equity
0.53▲
2024 · 0.12
ROE
13.6%▼
2024 · 17.5%
ROA
8.9%▼
2024 · 15.6%
Interest coverage
18.06▼
2024 · 22.22
Debt ≤ 1 year
€36k▲
2024 · €11k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€100k€104k▲
Fixed assets21/28€11k€10k▼
Tangible fixed assets22/27€11k€10k▼
Plant, machinery and equipment23€2k-
Furniture and vehicles24€7k€8k▲
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€300€300=
Current assets29/58€88k€93k▲
Amounts receivable within one year40/41€45k€50k▲
Trade receivables40€15k€10k▼
Other amounts receivable41€31k€40k▲
Cash at bank and in hand54/58€41k€41k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€100k€104k▲
Equity10/15€89k€68k▼
Contributions10/11€20k€20k=
Reserves13€67k€45k▼
Distributable reserves133€67k€45k▼
Profit (loss) carried forward14€1k€3k▲
Amounts payable17/49€11k€36k▲
Amounts payable within one year42/48€11k€36k▲
Current portion of amounts payable after more than one year42€1k-
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€8k€3k▼
Taxes450/3€7k€3k▼
Remuneration and social security454/9€540-
Other amounts payable47/48-€30k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€31k€21k▼
Operating profit (loss)9901€23k€14k▼
Financial income75/76B-€172
Recurring financial income75-€172
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€21k€14k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€15k€9k▼
Profit (loss) for the period to be appropriated9905€15k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€10k▼
Profit (loss) brought forward from the previous period14P€622€1k▲
Transfer from equity791/2-€30k
Transfer to equity691/2€10k€8k▼
To other reserves6921€10k€8k▼
Profit to be distributed694/7€5k€30k▲
Return on contributions (dividend)694-€30k
Directors or managers695€5k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-12
Financial
Weakest financial yearnet €9k ▼40.7%
Net result drops to €9k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 4.44
Current ratio from 1.42 to 4.44; short-term debt falls from €28k to €13k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Baty Saint Martin 51474 GenappeGround area
595 m²
Building footprint
65 m²
Volume, LiDAR
398 m³
Parcel 25113C0248/00H004, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NEROM
since 20022.115.038.082
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25113C0248/00H004 | Wallonia | 595 m² | 1 · 65 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SAS WORX
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,381 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2002
Fiscal year end31-12
Trade name FR
Maurice-le-limonadier- Bar à vin et casse-croûte
Activities, NACEBEL 2025
62900Other information technology and computer services
60310News agency activities
62100Computer programming
62200Computer consultancy and computer facilities management
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@nerom.be