Nerilac
ActiveNerilac has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €792k and a net result of €120k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 34% of 643 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▲+2
Solvency51▲+4
Growth74▲+19
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.23 in 2024; short-term debt: 73.7% and cash: 14.8% of total assets), and 73.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.3%
Return on assets
4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €792k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
36 d early
2023
5 d early
2022
35 d early
2021
34 d early
2020
37 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€25.53M▲ 17.5%
2024 · €21.74M
2018: €13.38M
2019: €14.09M
2020: €14.24M
2021: €15.98M
2022: €24.00M
2023: €20.34M
2024: €21.74M
2018 → 2025
EBIT margin
0.6%▲ 0.1pp
2024 · 0.5%
2018: 1.1%
2019: 0.5%
2020: 1.2%
2021: 1.2%
2022: 0.5%
2023: 0.5%
2024: 0.5%
2018 → 2025
Net result
€120k▲ 29.4%
2024 · €93k
2018: €99k
2019: €73k
2020: €153k
2021: €158k
2022: €122k
2023: €75k
2024: €93k
2018 → 2025
Working capital
€668k▲ 21.9%
2024 · €548k
2018: €489k
2019: €487k
2020: €639k
2021: €758k
2022: €380k
2023: €456k
2024: €548k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€15.98M-€24.00M▲ 50.2%€20.34M▼ 15.2%€21.74M▲ 6.9%€25.53M▲ 17.5%
Equity€882k-€504k▼ 42.9%€580k▲ 15.0%€672k▲ 16.0%€792k▲ 17.8%
Operating result€194k-€132k▼ 32.0%€99k▼ 25.0%€114k▲ 15.1%€156k▲ 36.9%
Net result€158k-€122k▼ 23.1%€75k▼ 38.0%€93k▲ 22.6%€120k▲ 29.4%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 37% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.01M
Fixed assets
€124k=
Current assets
€2.88M▼ 0.9%
Equity and liabilities €3.01M
Equity
€792k▲ 17.8%
Debt
€2.22M▼ 6.2%
The debt ratio falls from 77.9% to 73.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
26.3%▲
2024 · 22.1%
Current ratio
1.30▲
2024 · 1.23
Quick ratio
1.30▲
2024 · 1.23
Debt / equity
2.80▼
2024 · 3.52
ROE
15.1%▲
2024 · 13.8%
ROA
4.0%▲
2024 · 3.0%
Debt
€2.22M▼
2024 · €2.36M
Debt ≤ 1 year
€2.22M▼
2024 · €2.36M
Income taxes
€40k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.03M€3.01M▼
Fixed assets21/28€124k€124k=
Financial fixed assets28€124k€124k=
Affiliated companies280/1€124k€124k=
Participating interests280€124k€124k=
Current assets29/58€2.91M€2.88M▼
Amounts receivable within one year40/41€2.37M€2.23M▼
Trade receivables40€2.18M€2.09M▼
Other amounts receivable41€187k€137k▼
Current investments50/53€10k€210k▲
Other investments51/53€10k€210k▲
Cash at bank and in hand54/58€535k€445k▼
Equity and liabilities
Total equity and liabilities10/49€3.03M€3.01M▼
Equity10/15€672k€792k▲
Contributions10/11€90k€90k=
Capital10€90k€90k=
Issued capital100€90k€90k=
Reserves13€274k€274k=
Non-distributable reserves130/1€9k€9k=
Legal reserve130€9k€9k=
Tax-exempt reserves132€45k€45k=
Distributable reserves133€220k€220k=
Profit (loss) carried forward14€308k€428k▲
Amounts payable17/49€2.36M€2.22M▼
Amounts payable within one year42/48€2.36M€2.22M▼
Trade debts44€2.31M€2.11M▼
Suppliers440/4€2.31M€2.11M▼
Taxes, remuneration and social security45-€4k
Taxes450/3-€4k
Other amounts payable47/48€50k€100k▲
Income statement
Code20242025
Operating income70/76A€21.74M€25.53M▲
Turnover70€21.74M€25.53M▲
Other operating income74€3k€481▼
Operating charges60/66A€21.62M€25.37M▲
Goods for resale, raw materials and consumables60€21.59M€25.33M▲
Purchases600/8€21.59M€25.33M▲
Services and other goods61€34k€39k▲
Other operating charges640/8€664€766▲
Operating profit (loss)9901€114k€156k▲
Financial income75/76B€9k€5k▼
Recurring financial income75€9k€5k▼
Income from current assets751€7k€5k▼
Other financial income752/9€1k€696▼
Non-recurring financial income76B€0€0▼
Financial charges65/66B€989€1k▲
Recurring financial charges65€989€1k▲
Other financial charges652/9€989€1k▲
Profit (loss) for the period before taxes9903€121k€160k▲
Income taxes67/77€29k€40k▲
Taxes670/3€29k€40k▲
Profit (loss) for the period9904€93k€120k▲
Profit (loss) for the period to be appropriated9905€93k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€308k€428k▲
Profit (loss) brought forward from the previous period14P€215k€308k▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €158k ▲3.8%
Operating result €194k, net result €158k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €73k ▼26.4%
Net result drops to €73k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meulestraat 199520 Sint-Lievens-HoutemGround area
6.1 ha
Building footprint
2.3 ha
Volume, LiDAR
193,562 m³
Parcel 41007B0477/00N000, Flanders · tallest building 16.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Meulestraat 19, 9520 Sint-Lievens-Houtem
since 20022.111.670.303
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41007B0477/00N000 | Flanders | 6.1 ha | 1 · 2.3 ha | 16.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Lievens-Houtem2.111.670.303
Similar companies · same sector, comparable size
ZUIVELHOEVE KEYMEULEN
BE 0777.938.416
Aalst · Eq €763k
PUR ARDENNE
BE 0825.730.910
Manhay · Eq €705k
KINDERBOERDERIJ BARELHOEVE
BE 0568.688.036
Bornem · Eq €694k
NUTKAO BELGIUM
BE 0412.757.764
Puurs-Sint-Amands · Eq €914k
KAASBOERDERIJ ‘T LEENHOF
BE 0756.567.930
Zele · Eq €641k
Of 273 companies in sector 10510 we hold annual accounts for 121. 67 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
10510Manufacture of food products
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Business parks
1 parkContact point for business park:Maalbroekstraat