NEPSYS
ActiveNEPSYS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €18k and a net result of €0. Equity is growing by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 71% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 4.21 against 3.36 in 2023), and 24% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76%
Return on assets
0%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
30 d late
2022
28 d late
2021
21 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€18k=
2023 · €18k
2021: €9k
2022: €6k
2023: €18k
2021 → 2024
Total assets
€23k▼ 7.8%
2023 · €25k
2021: €23k
2022: €23k
2023: €25k
2021 → 2024
Net result
€0▼ 100%
2023 · €12k
2021: €7k
2022: €-3k
2023: €12k
2021 → 2024
Working capital
€18k▲ 0.4%
2023 · €18k
2021: €-7k
2022: €-58
2023: €18k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€9k-€6k▼ 34.6%€18k▲ 197%€18k=
Operating result€12k-€-2k€16k€-10
Net result€7k-€-3k€12k€0▼ 100%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €10 after €16k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €23k
Equity
€18k=
Debt
€6k▼ 26.1%
The debt ratio falls from 30.0% to 24.0%: debt is paid down.
Key figures and ratios
EBITDA
€52▼
2023 · €17k
Cash flow
€63▼
2023 · €12k
Solvency
76.0%▲
2023 · 70.0%
Current ratio
4.21▲
2023 · 3.36
Quick ratio
4.21▲
2023 · 3.36
Debt / equity
0.32▼
2023 · 0.43
ROE
0.0%▼
2023 · 66.3%
ROA
0.0%▼
2023 · 46.4%
Interest coverage
0.87▼
2023 · 124.10
Debt
€6k▼
2023 · €8k
Debt ≤ 1 year
€6k▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€25k€23k▼
Formation expenses20-€0
Fixed assets21/28€63€0▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€63-
Furniture and vehicles24€63-
Current assets29/58€25k€23k▼
Amounts receivable within one year40/41€25k€23k▼
Trade receivables40€2k€2k▼
Other amounts receivable41€23k€22k▼
Cash at bank and in hand54/58€119€50▼
Deferred charges and accrued income490/1€498€45▼
Equity and liabilities
Total equity and liabilities10/49€25k€23k▼
Equity10/15€18k€18k=
Contributions10/11€3k€3k=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€9k€9k=
Amounts payable17/49€8k€6k▼
Amounts payable within one year42/48€8k€6k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Accrued charges and deferred income492/3€64€66▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€407€63▼
Other operating charges640/8€1k€387▼
Gross operating margin9900€18k€440▼
Operating profit (loss)9901€16k€-10▼
Financial income75/76B€154€70▼
Recurring financial income75€154€70▼
Financial charges65/66B€135€60▼
Recurring financial charges65€135€60▼
Profit (loss) for the period before taxes9903€16k€0▼
Income taxes67/77€5k-
Profit (loss) for the period9904€12k€0▼
Profit (loss) for the period to be appropriated9905€12k€0▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€9k=
Profit (loss) brought forward from the previous period14P€-3k€9k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.36
Current ratio from 1.00 to 3.36; short-term debt falls from €15k to €8k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €-3k ▼147%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Nalinnes 4236001 CharleroiGround area
720 m²
Building footprint
381 m²
Volume, LiDAR
3,458 m³
Parcel 52392D0143/00D003, Wallonia · tallest building 14.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NEPSYS
since 20202.302.758.224
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52392D0143/00D003 | Wallonia | 720 m² | 1 · 381 m² | 14.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JAYH CONSULT
BE 0780.715.584
Braine-l'Alleud · Eq €18k
SALVO
BE 0478.913.744
Leuven · Eq €18k
Olmi Vision
BE 1028.350.349
Hamois · Eq €18k
Wok Dilbeek
BE 0792.742.297
Brussel · Eq €18k
ORORA
BE 1013.027.913
Huy · Eq €18k
Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 29,260 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.