NEMERY DIDIER
ActiveNEMERY DIDIER has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €6k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-6
Solvency66▲+6
Growth54▼-24
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.14 in 2024; short-term debt: 53.4% and cash: 1.7% of total assets), and 58.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.4%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
31 d early
2023
32 d early
2022
4 d late
2021
61 d late
2020
9 d early
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€335k▼ 26.4%
2024 · €455k
2018: €209k
2019: €238k
2020: €353k
2021: €390k
2022: €480k
2023: €407k
2024: €455k
2018 → 2025
EBIT margin
2.6%▼ 4.0pp
2024 · 6.6%
2018: 7.6%
2019: 3.2%
2020: 2.8%
2021: 8.3%
2022: 0.1%
2023: -5.3%
2024: 6.6%
2018 → 2025
Net result
€6k▼ 76.7%
2024 · €26k
2018: €15k
2019: €8k
2020: €11k
2021: €22k
2022: €2k
2023: €-26k
2024: €26k
2018 → 2025
Working capital
€41k▲ 79.8%
2024 · €23k
2018: €66k
2019: €66k
2020: €69k
2021: €86k
2022: €71k
2023: €39k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€390k-€480k▲ 22.9%€407k▼ 15.2%€455k▲ 11.7%€335k▼ 26.4%
Equity€101k-€103k▲ 2.1%€77k▼ 25.0%€103k▲ 33.3%€109k▲ 5.8%
Operating result€32k-€359▼ 98.9%€-22k€30k€9k▼ 71.2%
Net result€22k-€2k▼ 90.5%€-26k€26k€6k▼ 76.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €263k
Fixed assets
€82k▼ 23.1%
Current assets
€182k▼ 1.4%
Equity and liabilities €263k
Equity
€109k▲ 5.8%
Debt
€154k▼ 17.7%
The debt ratio falls from 64.5% to 58.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▼
2024 · €56k
Cash flow
€36k▼
2024 · €52k
Solvency
41.4%▲
2024 · 35.5%
Current ratio
1.29▲
2024 · 1.14
Quick ratio
1.29▲
2024 · 1.14
Debt / equity
1.42▼
2024 · 1.82
ROE
5.5%▼
2024 · 25.0%
ROA
2.3%▼
2024 · 8.9%
Interest coverage
5.99▼
2024 · 7.70
Debt
€154k▼
2024 · €188k
Debt ≤ 1 year
€141k▼
2024 · €162k
Debt > 1 year
€13k▼
2024 · €26k
Income taxes
€3k▼
2024 · €4k
Staff costs
€90k▼
2024 · €119k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€291k€263k▼
Fixed assets21/28€106k€82k▼
Tangible fixed assets22/27€106k€81k▼
Plant, machinery and equipment23€40k€32k▼
Furniture and vehicles24€38k€28k▼
Leasing and similar rights25€28k€21k▼
Financial fixed assets28€443€443=
Current assets29/58€184k€182k▼
Amounts receivable within one year40/41€172k€174k▲
Trade receivables40€52k€43k▼
Other amounts receivable41€120k€132k▲
Cash at bank and in hand54/58€9k€4k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€291k€263k▼
Equity10/15€103k€109k▲
Contributions10/11€19k€19k=
Reserves13€61k€66k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€59k€65k▲
Profit (loss) carried forward14€24k€24k▲
Amounts payable17/49€188k€154k▼
Amounts payable after more than one year17€26k€13k▼
Financial debts170/4€26k€13k▼
Amounts payable within one year42/48€162k€141k▼
Current portion of amounts payable after more than one year42€18k€12k▼
Financial debts43€2k€2k▲
Credit institutions430/8€2k€2k▲
Trade debts44€134k€117k▼
Suppliers440/4€134k€117k▼
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€6k€8k▲
Remuneration and social security454/9€1k€945▼
Accrued charges and deferred income492/3€89€108▲
Income statement
Code20242025
Turnover70€455k€335k▼
Non-recurring operating income76A€2k€20k▲
Goods, raw materials, services and sundry goods60/61€280k€222k▼
Remuneration, social security and pensions62€119k€90k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€30k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€554€4k▲
Gross operating margin9900€177k€133k▼
Operating profit (loss)9901€30k€9k▼
Financial income75/76B€7k€6k▼
Recurring financial income75€7k€6k▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€30k€9k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€26k€6k▼
Profit (loss) for the period to be appropriated9905€26k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€30k▼
Profit (loss) brought forward from the previous period14P€24k€24k▲
Transfer to equity691/2€26k€6k▼
To other reserves6921€26k€6k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
31-12
Financial
Equity above €100kEq €103k ▲33.3%
Equity rises from €77k to €103k.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-26k ▼1306%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Equity above €100kEq €101k ▲28.7%
4 profitable years in a row build equity to €101k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
29-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 60 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vresse-sur-Semois · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Perlins,Alle 115550 Vresse-sur-SemoisGround area
1,601 m²
Building footprint
116 m²
Parcel 91003B0544/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
NEMERY DIDIER
since 20052.146.172.015
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91003B0544/00E000 | Wallonia | 1,601 m² | 1 · 116 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,220 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-03-2005
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.