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Complete company report
Generated 06-09-2026
Active BE 0672.683.221Private limited company

NDM dakexpert

Groenstraat 272 ·9041 Gent, Belgium· 9 yrs active
Sector: General construction of residential buildings (41001)
Conclusion Checked

NDM dakexpert has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €101k. Its solvency ranks better than 45% of 7039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €113k
Net result €101k
Staff (FTE) 2
Better than sector 45%
Financial profile 5 of 5 axes measured · computed by Checked
Health94Profitability100Solvency83Growth78Stability100
91 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 100
Solvency 83
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
94 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€11k
estimate, not credit advice
Score history
86 2024
94 2025
purely financial, excl. current insolvency signals
Score components
Liquidity Current ratio 2.99 (≥ 1.5) +10
Quick ratio Quick ratio 2.99 (≥ 1.0) +5
Leverage Debt/equity 1.53 (< 2.0) +3
Profitability ROE 89% (≥ 10%) +10
Interest coverage Interest coverage 37.5× (≥ 3×) +8
Profit trend Net profit up YoY +5
Equity growth Equity growing YoY +3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 08-06-2026 with the NBB · fiscal year 2025 · micro schema
€0€50k€100k€150kOperating result 2024: €68k€68kNet result 2024: €49k€49kOperating result 2025: €137k€137kNet result 2025: €101k€101k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 41, Construction of residential and non-residential buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 39.5% 43.8%
better than 45% of 7039 sector peers
Net result €101k €8k
better than 95% of 7033 sector peers
Equity €113k €49k
better than 74% of 7044 sector peers
Gross operating margin €308k €32k
better than 95% of 7029 sector peers
Staff costs €130k €34k
higher than 86% of 2335 sector peers
EBITDA
€169k
+130.5% 24-25
Net profit
€101k
+106.1% 24-25
Cash flow
€133k
+145.2% 24-25
Total assets
€285k
+21.9% 24-25
Equity
€113k
+11.1% 24-25
Working capital
€100k
-35.5% 24-25
Employees (FTE)
2
+566.7% 24-25
Staff costs
€130k
+657.8% 24-25
Income taxes
€34k
+93.2% 24-25
Dividends
€89k
+595.7% 24-25
Debt
€172k
+30.1% 24-25
Debt ≤ 1y
€50k
+32.3% 24-25
Debt > 1y
€81k
+15.7% 24-25
Current ratio
2.99
-41.1% 24-25
Quick ratio
2.99
-41.1% 24-25
Solvency
39.5%
-8.8% 24-25
Debt / equity
1.53
+17.1% 24-25
ROE
89.4%
+85.5% 24-25
ROA
35.3%
+69.1% 24-25
Interest coverage
37.52
-11.4% 24-25
Figures by fiscal year and ratios
Fiscal year20252024
Depositmicro schemamicro schema
Revenue--
EBITDA€169k€73k
Net profit€101k€49k
Cash flow€133k€54k
Staff costs€130k€17k
Income taxes€34k€18k
Dividends€89k€13k
Total assets€285k€234k
Equity€113k€101k
Debt€172k€132k
of which ≤ 1y€50k€38k
of which > 1y€81k€70k
Working capital€100k€155k
Employees (FTE)2.00.3
Ratios (computed)
20252024
Current ratio2.995.08
Quick ratio2.995.08
Working capital ratio35.1%66.3%
Solvency39.5%43.4%
Debt / equity1.531.31
Long-term debt ratio0.720.69
Interest coverage37.5242.34
Gross margin--
Net margin--
ROA35.3%20.9%
ROE89.4%48.2%
EBITDA margin--
Days sales outstanding--
Days payable outstanding--
Inventory turnover--
Days inventory (DSI)--
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code20252024
Balance sheet, Assets
TOTAL ASSETS 20/58€285k€234k
Fixed assets 21/28€135k€41k
Tangible fixed assets 22/27€135k€41k
Current assets 29/58€151k€193k
Amounts receivable within one year 40/41€18k€9k
Investments 50/53€85k€159k
Cash & bank 54/58€45k€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€285k€234k
Equity 10/15€113k€101k
Contributions / capital 10/11€12k€12k
Reserves 13€101k€89k
Amounts payable 17/49€172k€132k
Amounts payable after one year 17€81k€70k
Amounts payable within one year 42/48€50k€38k
Trade debts payable within one year 44€14k€6k
Income statement
Gross operating margin 9900€308k€93k
Operating result 9901€137k€68k
Financial income 75€3k€461
Financial charges 65€5k€2k
Result before taxes 9903€135k€67k
Income taxes 67/77€34k€18k
Net result for the period 9904€101k€49k
Result to be appropriated 9905€101k€49k
Directors & mandates 1 directors
Current directors & mandates
  • Nico De Moor
    Niet statutair zaakvoerder
    State Gazette act 24060315 (12-04-2024)
    Current
    12-04-2024 → present
Legal Structure
NACE primary General construction of residential buildings(41001)
Legal form Private limited company(610)
Incorporation14-03-2017
StatusActive
Postal code9041
Establishment units 1 location
BRRY Construct Com V
Groenstraat 272, 9041 GentGeneral construction of buildings
since 20172.263.018.215
Real-estate footprint Source: CBE × cadastre
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44051B1179/00H000 Flanders 615 m² 1 · 83 m² 8.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events
Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
05-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
12-04
State Gazette act Capital & shares
State Gazette actNBB filing
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Capital history · 1
12-04-2024
Capital change
All acts · 1 updated 2 years ago
2024
12-04-2024 Capital increase of €12,000 Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "statutory_reserve_release",
      "after_eur": null,
      "delta_eur": 12000.0,
      "before_eur": 12000.0,
      "decrease_purpose": null,
      "contribution_type": "reserves_incorporation",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_distributable"
    },
    {
      "kind": "statutory_reserve_release",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": "reserves_incorporation",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_distributable"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-04-12",
    "filing_date": "2024-04-03",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2024-04-03",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2024-01-26"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0672.683.221",
    "name_full": "BRRY Construct",
    "legal_form": "Commanditaire vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Notulen van de buitengewone algemene vergadering dd. 26/01/2024",
    "Gec\u00F6ordineerde statuten dd. 26/01/2024"
  ],
  "shareholders_after": [],
  "share_classes_after": []
}
Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
General construction of residential buildings41001Roofing work43410Specialised construction activities43994Business and other management consultancy70200Business consulting70220
Names & trade names
Legal nameNL NDM dakexpert
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative

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