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Complete company report
Generated 05-09-2026
Active BE 1022.226.481Private limited company

NCU

Rue Lamarche 25 ·4020 Liège, Belgium· 1 yrs active
Sector: Activities of professional membership organisations (94120)
Conclusion Checked

NCU has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €44k. Its solvency ranks better than 61% of 376 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €46k
Net result €44k
Better than sector 61%
Active 1 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health93Profitability100Solvency100Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2025, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€5k
estimate, not credit advice
Score components
Liquidity Current ratio 4.09 (≥ 1.5) +10
Quick ratio Quick ratio 4.09 (≥ 1.0) +5
Leverage Debt/equity 0.31 (< 1.0) +10
Profitability ROE 95% (≥ 10%) +10
Interest coverage Interest coverage 2094.7× (≥ 3×) +8
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 31-07-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 94, Activities of membership organisations · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 76.1% 67.4%
better than 61% of 376 sector peers
Net result €44k €5k
better than 81% of 377 sector peers
Equity €46k €160k
better than 26% of 376 sector peers
Gross operating margin €57k €189k
better than 31% of 379 sector peers
Total assets €61k €300k
better than 13% of 380 sector peers
Figures by fiscal year and ratios
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€57k
Net profit€44k
Cash flow€45k
Staff costs-
Income taxes€12k
Dividends-
Total assets€61k
Equity€46k
Debt€15k
of which ≤ 1y€15k
of which > 1y-
Working capital€45k
Employees (FTE)-
Ratios (computed)
2025
Current ratio4.09
Quick ratio4.09
Working capital ratio73.9%
Solvency76.1%
Debt / equity0.31
Long-term debt ratio-
Interest coverage2094.71
Gross margin-
Net margin-
ROA72.0%
ROE94.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€61k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€1k
Current assets 29/58€59k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€52k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€61k
Equity 10/15€46k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€44k
Amounts payable 17/49€15k
Amounts payable within one year 42/48€15k
Trade debts payable within one year 44€695
Income statement
Gross operating margin 9900€57k
Operating result 9901€56k
Financial charges 65€27
Result before taxes 9903€56k
Income taxes 67/77€12k
Net result for the period 9904€44k
Result to be appropriated 9905€44k
Legal Structure
NACE primary Activities of professional membership organisations(94120)
Legal form Private limited company(610)
Incorporation10-04-2025
StatusActive
Postal code4020
Establishment units 1 location
NCU
Rue Lamarche 25, 4020 LiègeActivities of building architects
since 20252.373.104.703
Real-estate footprint Source: CBE × cadastre
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62020B0024/00E009 Wallonia 185 m² 1 · 53 m² 12.6 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Activities of professional membership organisations94120
Names & trade names
Legal nameFR NCU
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative