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NC MOTOR

Active
Route d'Ath(J) 152 ·7050 Jurbise, Belgium
KBO/BCE: BE 0788.992.258
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of NC MOTOR is 1.2% (low). The 2024 annual accounts show equity of €262k and a net result of €150k. Its solvency ranks better than 50% of 78 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 20 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 24-07-2025 7 d early 2025-00302247
31-12-2023 31-07-2024 22-08-2024 22 d late 2024-00365157

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.2% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€150k+13.1%
Working capital€184k+320.6%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 24-07-2025 with the NBB · fiscal year 2024 · volledig
€0€50k€100k€150k€200kOperating result 2023: €164k€164kNet result 2023: €132k€132kOperating result 2024: €199k€199kNet result 2024: €150k€150k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 95 · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 26.3% 26.1%
better than 50% of 78 sector peers
Net result €150k €4k
better than 90% of 78 sector peers
Equity €262k €116k
better than 63% of 78 sector peers
Gross operating margin €340k €102k
better than 75% of 63 sector peers
Staff costs €87k €225k
higher than 29% of 57 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€224k
+22.2% 23-24
Net profit
€150k
+13.1% 23-24
Cash flow
€175k
+15.2% 23-24
Total assets
€999k
+31.3% 23-24
Equity
€262k
+98.0% 23-24
Working capital
€184k
+320.6% 23-24
Employees (FTE)
2
+60.0% 23-24
Staff costs
€87k
+32.5% 23-24
Show 11 other metrics
Income taxes
€49k
+55.6% 23-24
Debt
€736k
+17.2% 23-24
Debt ≤ 1y
€699k
+18.0% 23-24
Debt > 1y
€22k
+12.4% 23-24
Current ratio
1.26
+17.7% 23-24
Quick ratio
0.45
+5.5% 23-24
Solvency
26.3%
+50.8% 23-24
Debt / equity
2.81
-40.8% 23-24
ROE
57.1%
-42.9% 23-24
ROA
15.0%
-13.8% 23-24
Interest coverage
104.64
+173.5% 23-24
Figures by fiscal year
Fiscal year2024
Depositvolledig
Revenue-
EBITDA€224k
Net profit€150k
Cash flow€175k
Staff costs€87k
Income taxes€49k
Dividends-
Total assets€999k
Equity€262k
Debt€736k
of which ≤ 1y€699k
of which > 1y€22k
Working capital€184k
Employees (FTE)1.6
Ratios (computed)
2024
Current ratio1.26
Quick ratio0.45
Working capital ratio18.5%
Solvency26.3%
Debt / equity2.81
Long-term debt ratio0.08
Interest coverage104.64
Gross margin-
Net margin-
ROA15.0%
ROE57.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€999k
Fixed assets 21/28€115k
Intangible fixed assets 21€4k
Tangible fixed assets 22/27€112k
Financial fixed assets 28€113
Current assets 29/58€883k
Stocks & contracts in progress 3€566k
Amounts receivable within one year 40/41€22k
Cash & bank 54/58€295k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€999k
Equity 10/15€262k
Contributions / capital 10/11€20k
Reserves 13€50k
Accumulated profits (losses) 14€192k
Amounts payable 17/49€736k
Amounts payable after one year 17€22k
Amounts payable within one year 42/48€699k
Trade debts payable within one year 44€355k
Income statement
Gross operating margin 9900€340k
Operating result 9901€199k
Financial income 75€2k
Financial charges 65€2k
Result before taxes 9903€198k
Income taxes 67/77€49k
Net result for the period 9904€150k
Result to be appropriated 9905€150k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
76 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
NC MOTOR
Route d'Ath(J) 152, 7050 JurbiseVervaardiging van carrosserieën voor motorvoertuigen
since 20222.334.656.475
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,127 m²
Buildings1
Building footprint309 m²
Volume (LiDAR)1,669 m³
Tallest building6.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53044B0767/00M007 Wallonia 2,127 m² 1 · 309 m² 6.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 3 years ago
2023
20-01-2023 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: Fiscal year change

Analysis

Financial profile

5 of 5 axes measured
Health76Profitability100Solvency46Growth78Stability94
79 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 76
Profitability 100
Solvency 46
Growth 78
Stability 94

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Reparatie en montage van specifieke auto-onderdelen95313Bandenservicebedrijven95315Wassen en poetsen van motorvoertuigen95316Detailhandel in onderdelen en accessoires van motorvoertuigen47820
Primary activity highlighted.
Names & trade names
Legal nameFR NC MOTOR
Registered office
Route d'Ath(J) 152
7050 Jurbise, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.