NAYIL PARTNERS
ActiveThe computed 12-month bankruptcy probability of NAYIL PARTNERS is 2.4% (moderate). The 2025 annual accounts show equity of €74k and a net result of €-10k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 13240 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 71.32 against 76.4 in 2024; short-term debt: 1.4% and cash: 31.8% of total assets), and 1.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-10k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
30 d late
2022
23 d late
2021
31 d late
2020
31 d late
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-10k▲ 5.1%
2024 · €-11k
2018: €-9k
2019: €14k
2020: €-3k
2021: €23k
2022: €22k
2023: €-12k
2024: €-11k
2018 → 2025
Working capital
€74k▼ 11.9%
2024 · €84k
2018: €45k
2019: €59k
2020: €55k
2021: €93k
2022: €105k
2023: €93k
2024: €84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€107k▲ 25.9%€95k▼ 11.0%€84k▼ 11.2%€74k▼ 11.9%
Operating result€28k-€28k▲ 2.1%€-14k€-16k▼ 18.1%€-11k▲ 34.7%
Net result€23k-€22k▼ 3.1%€-12k€-11k▲ 10.8%€-10k▲ 5.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €16k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €75k
Equity
€74k▼ 11.9%
Debt
€1k▼ 5.6%
The debt ratio rises from 1.3% to 1.4%. Equity and debt are lower.
Key figures and ratios
Solvency
98.6%▼
2024 · 98.7%
Current ratio
71.32▼
2024 · 76.40
Quick ratio
71.32▼
2024 · 76.40
Debt / equity
0.01▲
2024 · 0.01
ROE
-13.5%▼
2024 · -12.6%
ROA
-13.3%▼
2024 · -12.4%
Debt
€1k▼
2024 · €1k
Debt ≤ 1 year
€1k▼
2024 · €1k
Income taxes
€1k▲
2024 · €11
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€75k▼
Current assets29/58€85k€75k▼
Amounts receivable within one year40/41€61k€51k▼
Other amounts receivable41€61k€51k▼
Cash at bank and in hand54/58€25k€24k▼
Equity and liabilities
Total equity and liabilities10/49€85k€75k▼
Equity10/15€84k€74k▼
Contributions10/11€18k€18k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€64k€54k▼
Amounts payable17/49€1k€1k▼
Amounts payable within one year42/48€1k€1k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€410-
Other operating charges640/8€98-
Gross operating margin9900€-16k€-11k▲
Operating profit (loss)9901€-16k€-11k▲
Financial income75/76B€8k€3k▼
Recurring financial income75€4k€3k▼
Non-recurring financial income76B€4k-
Financial charges65/66B€2k€663▼
Recurring financial charges65€2k€663▼
Profit (loss) for the period before taxes9903€-11k€-9k▲
Income taxes67/77€11€1k▲
Profit (loss) for the period9904€-11k€-10k▲
Profit (loss) for the period to be appropriated9905€-11k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€54k▼
Profit (loss) brought forward from the previous period14P€75k€64k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity times 9current ratio 76.40
Current ratio from 8.63 to 76.40; short-term debt falls from €12k to €1k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-12k ▼154%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Equity above €100kEq €107k ▲25.9%
2 profitable years in a row build equity to €107k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 35 days late
2019
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
12-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterloolaan 1331000 BrusselGround area
142 m²
Building footprint
111 m²
Volume, LiDAR
1,556 m³
Parcel 21808H0003/00E000, Brussels · tallest building 19.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Waterloolaan 133, 1000 Brussel
since 20022.094.760.035
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H0003/00E000 | Brussels | 142 m² | 1 · 111 m² | 19.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PANORAMA
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Den Doktoor
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PLANCHETTE
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,895 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2001
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.