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Generated 10-08-2026
Active BE 0712.779.358Private limited company

Narwal

Heidestraat 133 ·3550 Heusden-Zolder, Belgium· 7 yrs active
Sector: Financial services (64210)
Conclusion Checked

Narwal is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 7 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Financial overview6 NBB filings
Financials being processed
NBB has 6 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 19-06-2025 2025-00152343
31-12-2023 micro 28-06-2024 2024-00176686
31-12-2022 micro 30-06-2023 2023-00179716
31-12-2021 micro 29-06-2022 2022-20129880
31-12-2020 micro 30-06-2021 2021-28000029
31-12-2019 micro 30-06-2020 2020-23400042
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation31-10-2018
StatusActive
Postal code3550
Connections & network 1 connected companies
Group structure
GROUP A
Subsidiary · 3 subsidiaries · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
Narwal
Heidestraat 133, 3550 Heusden-ZolderManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20182.281.925.097
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71462C0067/00L023 Flanders 2,525 m² 1 · 238 m² 8.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
19-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
28-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
30-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
22-12-2022
State Gazette act Director changes
Philippe COLSON
29-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
30-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2022
22-12-2022 2 directors appointed, 2 resigning Director changes·Philippe COLSON
  • ALEN Patricia, Statutaire bestuurder
  • THIEL Niclas, Statutaire bestuurder
  • ALEN Patricia, Statutaire bestuurder
  • THIEL Niclas, Statutaire bestuurder
Notary: Philippe COLSON · GeelFirm: Atlas Notarissen
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "statutaire bestuurder",
      "person": {
        "rrn": null,
        "name": "ALEN Patricia",
        "address": "3550 Heusden-Zolder, Heidestraat 133",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "eervol",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering besluit om de huidige statutaire bestuurders (destijds zaakvoerders), met name \u2022 Mevruw ALEN Patricia, voornoemd; en \u2022 De heer THIEL Niclas, voornoemd; eervol ontslag te verlenen uit hun functie als statutaire bestuurder.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "statutaire bestuurder",
      "person": {
        "rrn": null,
        "name": "THIEL Niclas",
        "address": "3550 Heusden-Zolder, Heidestraat 133",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "eervol",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering besluit om de huidige statutaire bestuurders (destijds zaakvoerders), met name \u2022 Mevruw ALEN Patricia, voornoemd; en \u2022 De heer THIEL Niclas, voornoemd; eervol ontslag te verlenen uit hun functie als statutaire bestuurder.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "statutaire bestuurder",
      "person": {
        "rrn": null,
        "name": "ALEN Patricia",
        "address": "3550 Heusden-Zolder, Heidestraat 133",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering besluit om twee nieuwe statutaire bestuurders te benoemen, te weten: \u2022 Mevruw ALEN Patricia, wonende te 3550 Heusden-Zolder, Heidestraat 133; en \u2022 De heer THIEL Niclas, wonende te 3550 Heusden-Zolder, Heidestraat 133",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "statutaire bestuurder",
      "person": {
        "rrn": null,
        "name": "THIEL Niclas",
        "address": "3550 Heusden-Zolder, Heidestraat 133",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering besluit om twee nieuwe statutaire bestuurders te benoemen, te weten: \u2022 Mevruw ALEN Patricia, wonende te 3550 Heusden-Zolder, Heidestraat 133; en \u2022 De heer THIEL Niclas, wonende te 3550 Heusden-Zolder, Heidestraat 133",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "dagelijks_bestuur",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0849.004.475",
        "name": "ACCFIDES",
        "address": "3550 Heusden-Zolder, Kapelstraat 18 bus 0.1",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "\u201CACCFIDES\u201D BV, met zetel te 3550 Heusden-Zolder, Kapelstraat 18 bus 0.1, met ondernemingsnummer BTW BE0849.004.475; evenals aan haar bedienden, aangestelden en lasthebbers wordt aangewezen als lasthebber ad hoc om, met de mogelijkheid tot indeplaatsstelling, alle formaliteiten inzake inschrijving, w",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Philippe COLSON",
    "firm_city": null,
    "firm_name": "Atlas Notarissen",
    "office_city": "Geel",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-12-22",
    "filing_date": "2022-12-20",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2022-12-07",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0712.779.358",
    "name_full": "NARWAL",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Philippe Colson",
    "org_rep_person_name": null,
    "person_role_at_subject": "Notaris"
  },
  "co_filed_documents": [
    "expeditie van de akte",
    "geco\u00F6rdineerde statuten"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

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Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL Narwal
Registered office
Heidestraat 133
3550 Heusden-Zolder, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative