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NAOL

Active
Limited partnership·Activiteiten van verzekeringsagenten en -makelaars· 7 yrs active
Pannenhuisstraat 22 ·1020 Brussel, Belgium
KBO/BCE: BE 0715.714.401
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Belgian State Gazette acts: 0 of 2 read
Age7 yrs
Real estate1 parcel · 1,006 m²

Summary

Conclusion

the dossier summarised in one paragraph

NAOL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-03-2026, 140 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 13-03-2026 140 d early 2026-00053723
31-12-2024 31-07-2025 26-08-2025 26 d late 2025-00403037

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 2 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 micro 13-03-2026 2026-00053723
31-12-2024 micro 26-08-2025 2025-00403037

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
17 companies at this address See who is registered here

Establishment units

1 location
Pannenhuisstraat 22, 1020 Brussel
Holdings
since 20182.283.421.669
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,006 m²
Buildings1
Building footprint849 m²
Volume (LiDAR)8,888 m³
Tallest building15.3 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21815D0004/00Z005 Brussels 1,006 m² 1 · 849 m² 15.3 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2024
10-09-2024 Articles of association amended, alignment with the new Companies Code and full restatement of the articles Statutes amendment
Summary: L'assemblée générale a délibéré sur l'ordre du jour incluant la soumission au Code des sociétés et des associations, l'adaptation du capital, l'adoption de statuts entièrement nouveaux, et la modifica…

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 482 of the 4,659 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameFR NAOL
Registered office
Pannenhuisstraat 22 bus 10
1020 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.