NAMOCLEAN
ActiveSummary
NAMOCLEAN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €467. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 1046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-1
Solvency29=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.75 in 2024; short-term debt: 63.5% and cash: 8.1% of total assets), but 96.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.6%
Return on assets
0.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
29 d late
2023
29 d late
2022
21 d early
2021
31 d late
2020
40 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€467▼ 95.3%
2024 · €10k
2018: €4k
2019: €-117k
2020: €6k
2021: €-10k
2022: €51k
2023: €655
2024: €10k
2018 → 2025
Working capital
€111k▲ 0.4%
2024 · €111k
2018: €67k
2019: €-48k
2020: €52k
2021: €41k
2022: €96k
2023: €101k
2024: €111k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-51k-€6€662▲ 10,436%€11k▲ 1,507%€11k▲ 4.4%
Operating result€9k-€51k▲ 445%€2k▼ 96.8%€22k▲ 1,219%€4k▼ 83.7%
Net result€-10k-€51k€655▼ 98.7%€10k▲ 1,421%€467▼ 95.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €304k
Fixed assets
€50 =
Current assets
€304k ▲ 17.7%
Equity and liabilities €304k
Equity
€11k ▲ 4.4%
Debt
€293k ▲ 18.3%
Debt's share of the balance-sheet total rises from 95.9% to 96.4%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.57▼
2024 · 1.75
Debt to equity
26.42▲
2024 · 23.32
ROE
4.2%▼
2024 · 93.8%
ROA
0.2%▼
2024 · 3.9%
Debt ≤ 1 year
€193k▲
2024 · €148k
Debt > 1 year
€100k=
2024 · €100k
Staff costs
€1.00M▲
2024 · €983k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€259k€304k▲
Fixed assets21/28€50€50=
Financial fixed assets28€50€50=
Current assets29/58€259k€304k▲
Amounts receivable after more than one year29€110k€110k=
Trade receivables290€110k€110k=
Cash at bank and in hand54/58€11k€25k▲
Deferred charges and accrued income490/1€138k€170k▲
Equity and liabilities
Total equity and liabilities10/49€259k€304k▲
Equity10/15€11k€11k▲
Contributions10/11€25k€25k=
Reserves13€45k€45k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€-60k€-59k▲
Amounts payable17/49€248k€293k▲
Amounts payable after more than one year17€100k€100k=
Other amounts payable178/9€100k€100k=
Amounts payable within one year42/48€148k€193k▲
Trade debts44€21k€9k▼
Suppliers440/4€21k€9k▼
Taxes, remuneration and social security45€119k€178k▲
Taxes450/3€6k€2k▼
Remuneration and social security454/9€113k€176k▲
Other amounts payable47/48€9k€6k▼
Income statement
Code20242025
Non-recurring operating income76A-€8k
Remuneration, social security and pensions62€983k€1.00M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€109-
Other operating charges640/8€760€1k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€1.01M€1.01M▲
Operating profit (loss)9901€22k€4k▼
Financial income75/76B€101€13▼
Recurring financial income75€101€13▼
Financial charges65/66B€12k€3k▼
Recurring financial charges65€12k€3k▼
Profit (loss) for the period before taxes9903€10k€467▼
Profit (loss) for the period9904€10k€467▼
Profit (loss) for the period to be appropriated9905€10k€467▼
Appropriation of the result
Profit (loss) to be appropriated9906€-60k€-59k▲
Profit (loss) brought forward from the previous period14P€-70k€-60k▲
Social balance
Average headcount (FTE)908725.225.8▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €51k
Net result €51k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 40 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Weakest financial yearnet €-117k ▼2705%
Net result drops to €-117k, the lowest in the series; recovery starts the following year.
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 48 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Philippeville · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de France 225600 PhilippevilleGround area
380 m²
Building footprint
55 m²
Parcel 93056D0269/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
NAMOCLEAN SCRL FS EI
since 20092.210.340.582
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93056D0269/00G000 | Wallonia | 380 m² | 1 · 55 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 241 EUR awarded · 241 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 241 EUR | 241 EUR |
Schemes
Dienstencheques
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Of 810 companies in sector 96910 we hold annual accounts for 618. 306 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded27-07-2009
Fiscal year end31-12
Activities, NACEBEL 2025
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:direction@namoclean.be