NAMILEM
ActiveSummary
NAMILEM has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-19k) and a net result of €15k. Equity is shrinking by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 11% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+45
Solvency0=
Growth62=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.46 against 0.4 in 2024; short-term debt: 153.3% and cash: 27.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-53.3%
Return on assets
43.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 11322 sector peers (2025).
NBB · sector comparisonPosition among 11322 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
88 d early
2024
92 d early
2023
97 d early
2022
69 d early
2021
39 d late
2020
67 d late
2019
56 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€87k▲ 20.9%
2020 · €72k
2018: €63k
2019: €57k
2020: €72k
2018 → 2021
EBIT margin
-5.1%▲ 2.6pp
2020 · -7.7%
2018: -11.0%
2019: -21.0%
2020: -7.7%
2018 → 2021
Net result
€15k
2024 · €-4k
2018: €-7k
2019: €-12k
2020: €-5k
2021: €-5k
2022: €-6k
2023: €1k
2024: €-4k
2018 → 2025
Working capital
€-29k▲ 35.3%
2024 · €-44k
2018: €-36k
2019: €-40k
2020: €-54k
2021: €-50k
2022: €-52k
2023: €-45k
2024: €-44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€87k-
Equity€-24k-€-31k▼ 25.9%€-30k▲ 4.2%€-34k▼ 14.6%€-19k▲ 44.8%
Operating result€-4k-€-6k▼ 44.6%€1k€-4k€15k
Net result€-5k-€-6k▼ 38.7%€1k€-4k€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€10k ▼ 4.7%
Current assets
€25k ▼ 15.9%
Key figures and ratios
EBITDA
€18k▲
2024 · €668
Cash flow
€19k▲
2024 · €813
Solvency
-53.3%▲
2024 · -84.1%
Current ratio
0.46▲
2024 · 0.40
Quick ratio
0.23▼
2024 · 0.23
Debt to equity
-2.88▼
2024 · -2.19
ROA
43.3%▲
2024 · -10.7%
Interest coverage
222.47▲
2024 · 10.94
Debt
€54k▼
2024 · €74k
Debt ≤ 1 year
€54k▼
2024 · €74k
Staff costs
€0▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€40k€35k▼
Fixed assets21/28€11k€10k▼
Intangible fixed assets21-€2k
Tangible fixed assets22/27€11k€8k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€3k€3k▲
Leasing and similar rights25€3k€724▼
Current assets29/58€30k€25k▼
Stocks and contracts in progress3€12k€13k▲
Stocks30/36€12k€13k▲
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€3k€2k▼
Cash at bank and in hand54/58€14k€10k▼
Equity and liabilities
Total equity and liabilities10/49€40k€35k▼
Equity10/15€-34k€-19k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-52k€-37k▲
Amounts payable17/49€74k€54k▼
Amounts payable within one year42/48€74k€54k▼
Trade debts44€241€414▲
Suppliers440/4€241€414▲
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Other amounts payable47/48€71k€52k▼
Income statement
Code20242025
Remuneration, social security and pensions62€12k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€6€70▲
Operating charges capitalised as restructuring costs649€-63-
Gross operating margin9900€13k€19k▲
Operating profit (loss)9901€-4k€15k▲
Financial income75/76B€207€240▲
Recurring financial income75€207€240▲
Financial charges65/66B€61€83▲
Recurring financial charges65€61€83▲
Profit (loss) for the period before taxes9903€-4k€15k▲
Profit (loss) for the period9904€-4k€15k▲
Profit (loss) for the period to be appropriated9905€-4k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€-37k▲
Profit (loss) brought forward from the previous period14P€-48k€-52k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after 5 loss-making years.
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 39 days late
2021
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 67 days late
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 22 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Rue(SART) 1244845 JalhayGround area
1,421 m²
Building footprint
198 m²
Volume, LiDAR
1,391 m³
Parcel 63068B0456/00A002, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SPRL NAMILEM
since 20112.195.959.244
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63068B0456/00A002 | Wallonia | 1,421 m² | 1 · 198 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJalhay2.195.959.244
Similar companies · same sector, comparable size
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LE GOÛT
BE 0632.875.906
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HOES TEAM
BE 0678.785.313
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The BAHOU Farm
BE 1010.346.555
Héron · Eq €10,990
Of 392 companies in sector 46331 we hold annual accounts for 228. 30 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2011
Fiscal year end31-12
Activities, NACEBEL 2025
46331Wholesale trade
10510Manufacture of food products
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476/25.55.09