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NALAGNE

Active
Private limited companyfounded 201610 yrs activeRy-Moria(BST) 11, 6531 Thuin, BelgiumKBO/BCE: BE 0658.774.015
Summary

NALAGNE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-50k) and a net result of €-5k. Equity is shrinking by ~18% per year across the filed fiscal years. Its solvency ranks better than 8% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
43 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▲+8
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04 against 0.02 in 2024; short-term debt: 113.4% and cash: 3.9% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-43.8%
Return on assets
-4.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €-50k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
on the day
2024
30 d late
2023
on the day
2022
5 d early
2021
30 d late
2020
31 d late
2019
31 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-50k▼ 10.8%
2024 · €-45k
2018: €-5k 2019: €-22k 2020: €-23k 2021: €-29k 2022: €-31k 2023: €-36k 2024: €-45k
2018 → 2025
Total assets
€113k▼ 7.8%
2024 · €123k
2018: €158k 2019: €167k 2020: €162k 2021: €151k 2022: €147k 2023: €136k 2024: €123k
2018 → 2025
Net result
€-5k▲ 48.1%
2024 · €-9k
2018: €-13k 2019: €-18k 2020: €-532 2021: €-6k 2022: €-2k 2023: €-5k 2024: €-9k
2018 → 2025
Working capital
€-123k▲ 1.0%
2024 · €-125k
2018: €-85k 2019: €-122k 2020: €-121k 2021: €-120k 2022: €-125k 2023: €-123k 2024: €-125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-29k-€-31k▼ 7.3%€-36k▼ 15.3%€-45k▼ 26.2%€-50k▼ 10.8%
Operating result€-5k-€-1k▲ 77.3%€-4k▼ 253%€-8k▼ 124%€-4k▲ 52.3%
Net result€-6k-€-2k▲ 64.1%€-5k▼ 126%€-9k▼ 97.0%€-5k▲ 48.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€-8k€-5k€-3k€0Operating result 2021: €-5k€-5kNet result 2021: €-6k€-6kOperating result 2022: €-1k€-1kNet result 2022: €-2k€-2kOperating result 2023: €-4k€-4kNet result 2023: €-5k€-5kOperating result 2024: €-8k€-8kNet result 2024: €-9k€-9kOperating result 2025: €-4k€-4kNet result 2025: €-5k€-5k20212022202320242025€-10k€-7.5k€-5k€-2.5k€0Operating result 2023: €-4k€-3.8kNet result 2023: €-5k€-4.7kOperating result 2024: €-8k€-8.4kNet result 2024: €-9k€-9.3kOperating result 2025: €-4k€-4kNet result 2025: €-5k€-4.8k202320242025
The operating result stays negative: a loss of €4k in 2025 against €8k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets €108k ▼ 9.8%
Current assets €5k ▲ 79.3%
Key figures and ratios
2025 value · change against 2024
EBITDA
€10k
2024 · €5k
Cash flow
€9k
2024 · €4k
Solvency
-43.8%
2024 · -36.5%
Current ratio
0.04
2024 · 0.02
Debt to equity
-3.28
2024 · -3.74
ROA
-4.3%
2024 · -7.6%
Interest coverage
11.94
2024 · 5.46
Debt
€163k
2024 · €168k
Debt ≤ 1 year
€128k
2024 · €128k
Debt > 1 year
€33k
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€123k€113k
Formation expenses20€0€0=
Fixed assets21/28€120k€108k
Tangible fixed assets22/27€120k€108k
Land and buildings22€14k€13k
Plant, machinery and equipment23€106k€93k
Furniture and vehicles24€329€2k
Current assets29/58€3k€5k
Amounts receivable within one year40/41-€200
Trade receivables40-€200
Cash at bank and in hand54/58€2k€4k
Deferred charges and accrued income490/1€289€343
Equity and liabilities
Total equity and liabilities10/49€123k€113k
Equity10/15€-45k€-50k
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-63k€-68k
Amounts payable17/49€168k€163k
Amounts payable after more than one year17€39k€33k
Financial debts170/4€39k€33k
Amounts payable within one year42/48€128k€128k
Current portion of amounts payable after more than one year42€6k€6k
Trade debts44€545€847
Suppliers440/4€545€847
Other amounts payable47/48€121k€122k
Accrued charges and deferred income492/3€990€1k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k
Other operating charges640/8€1k€1k
Gross operating margin9900€6k€11k
Operating profit (loss)9901€-8k€-4k
Financial charges65/66B€877€810
Recurring financial charges65€877€810
Profit (loss) for the period before taxes9903€-9k€-5k
Profit (loss) for the period9904€-9k€-5k
Profit (loss) for the period to be appropriated9905€-9k€-5k
Appropriation of the result
Profit (loss) to be appropriated9906€-63k€-68k
Profit (loss) brought forward from the previous period14P€-54k€-63k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
26-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
25-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 86 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ry-Moria(BST) 116531 Thuin
Ground area
220 m²
Building footprint
71 m²
Volume, LiDAR
672 m³
Parcel 52050A0230/00T002, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NALAGNE
Avenue Albert Ier 53, 6032 CharleroiReal estate activities
since 20162.255.494.379
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52050A0230/00T002 Wallonia 220 m² 1 · 71 m² 11.1 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 1,414 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-07-2016
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
55204Guest rooms (bed and breakfast)
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:nalagne@gmail.com
Establishment Charleroi 2.255.494.379
Phone:0479/35.35.04
Establishment Charleroi 2.255.494.379