Summary
NACKVET is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.08M and a net result of €59k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 46% of 8023 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
13 d late
2023
1 d early
2022
24 d late
2021
3 d early
2020
27 d early
2019
107 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.08M▼ 0.8%
2024 · €1.09M
2018: €578k
2019: €646k
2020: €1.66M
2021: €1.40M
2022: €1.25M
2023: €1.16M
2024: €1.09M
2018 → 2025
Net result
€59k▲ 243%
2024 · €17k
2018: €83k
2019: €68k
2020: €1.01M
2021: €-37k
2022: €-69k
2023: €-5k
2024: €17k
2018 → 2025
Total assets
€2.29M▼ 2.8%
2024 · €2.36M
2018: €830k
2019: €830k
2020: €1.77M
2021: €2.48M
2022: €2.73M
2023: €2.49M
2024: €2.36M
2018 → 2025
Solvency
47.1%▲ 0.9pp
2024 · 46.2%
2018: 69.6%
2019: 77.8%
2020: 93.8%
2021: 56.5%
2022: 45.9%
2023: 46.5%
2024: 46.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.40M-€1.25M▼ 10.8%€1.16M▼ 7.7%€1.09M▼ 5.7%€1.08M▼ 0.8%
Operating result€-36k-€-76k▼ 111%€5k€26k▲ 437%€60k▲ 130%
Net result€-37k-€-69k▼ 86.2%€-5k▲ 92.4%€17k€59k▲ 243%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 130% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.29M
Fixed assets
€1.86M ▼ 3.0%
Current assets
€435k ▼ 2.0%
Equity and liabilities €2.29M
Equity
€1.08M ▼ 0.8%
Debt
€1.21M ▼ 4.5%
Debt's share of the balance-sheet total falls from 53.8% to 52.9%. Equity and debt are lower.
Key figures and ratios
ROE
5.4%▲
2024 · 1.6%
ROA
2.6%▲
2024 · 0.7%
Debt ≤ 1 year
€75k▲
2024 · €67k
Debt > 1 year
€1.14M▼
2024 · €1.20M
Income taxes
€6k▲
2024 · €-2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.36M€2.29M▼
Fixed assets21/28€1.92M€1.86M▼
Tangible fixed assets22/27€1.92M€1.86M▼
Land and buildings22€1.89M€1.84M▼
Plant, machinery and equipment23€498€2k▲
Furniture and vehicles24€28k€15k▼
Current assets29/58€444k€435k▼
Amounts receivable within one year40/41€6k€10k▲
Trade receivables40€6k€5k▼
Other amounts receivable41€800€6k▲
Current investments50/53€350k€363k▲
Cash at bank and in hand54/58€86k€60k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€2.36M€2.29M▼
Equity10/15€1.09M€1.08M▼
Contributions10/11€5k€5k=
Reserves13€1.20M€1.19M▼
Distributable reserves133€1.20M€1.19M▼
Profit (loss) carried forward14€-112k€-112k=
Amounts payable17/49€1.27M€1.21M▼
Amounts payable after more than one year17€1.20M€1.14M▼
Financial debts170/4€1.20M€1.14M▼
Amounts payable within one year42/48€67k€75k▲
Current portion of amounts payable after more than one year42€65k€65k▲
Trade debts44€9€8▼
Suppliers440/4€9€8▼
Taxes, remuneration and social security45€2k€9k▲
Taxes450/3€2k€9k▲
Other amounts payable47/48€617€598▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€71k▼
Other operating charges640/8€15k€15k▼
Gross operating margin9900€113k€146k▲
Operating profit (loss)9901€26k€60k▲
Financial income75/76B€3k€19k▲
Recurring financial income75€3k€19k▲
Financial charges65/66B€14k€14k▲
Recurring financial charges65€14k€14k▲
Profit (loss) for the period before taxes9903€16k€65k▲
Income taxes67/77€-2k€6k▲
Profit (loss) for the period9904€17k€59k▲
Profit (loss) for the period to be appropriated9905€17k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-94k€-53k▲
Profit (loss) brought forward from the previous period14P€-112k€-112k=
Transfer from equity791/2€83k€68k▼
Transfer to equity691/2€17k€59k▲
To other reserves6921€17k€59k▲
Profit to be distributed694/7€83k€68k▼
Return on contributions (dividend)694€83k€68k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after 3 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 7.81
Current ratio from 2.10 to 7.81; short-term debt falls from €385k to €65k.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Weakest financial yearnet €-69k
Net result drops to €-69k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €1.01M ▲1399%
Net result €1.01M, the highest in the series.
31-12
Financial
Liquidity times 10current ratio 14.00
Current ratio from 1.45 to 14.00; short-term debt falls from €151k to €109k.
31-12
Financial
Equity above €1MEq €1.66M ▲157%
3 profitable years in a row build equity to €1.66M.
Show earlier events
15-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisboogstraat 643110 RotselaarGround area
3,175 m²
Building footprint
202 m²
Volume, LiDAR
1,027 m³
Parcel 24094E0151/00K000, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NACKVET
since 20142.231.502.321
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094E0151/00K000 | Flanders | 3,175 m² | 1 · 202 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500YWIWL3ZVCE6A33
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 12,498 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2014
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.