NABAD
ActiveNABAD has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 70% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-29
Solvency99▲+30
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.31 against 1.47 in 2024; short-term debt: 25.6% and cash: 2.8% of total assets), and 25.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.4%
Return on assets
35.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €53k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
61 d late
2023
1 d early
2022
1 d late
2021
30 d late
2020
17 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 91.2%
2024 · €28k
2018: €47k
2019: €51k
2020: €64k
2021: €16k
2022: €6k
2023: €2k
2024: €28k
2018 → 2025
Total assets
€72k▲ 12.0%
2024 · €64k
2018: €97k
2019: €88k
2020: €108k
2021: €48k
2022: €38k
2023: €46k
2024: €64k
2018 → 2025
Net result
€26k▼ 3.1%
2024 · €26k
2018: €17k
2019: €4k
2020: €14k
2021: €12k
2022: €7k
2023: €-5k
2024: €26k
2018 → 2025
Working capital
€42k▲ 147%
2024 · €17k
2018: €30k
2019: €36k
2020: €50k
2021: €77
2022: €-11k
2023: €-10k
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€6k▼ 61.9%€2k▼ 73.7%€28k▲ 1,613%€53k▲ 91.2%
Operating result€17k-€10k▼ 39.2%€-4k€40k€60k▲ 50.6%
Net result€12k-€7k▼ 41.9%€-5k€26k€26k▼ 3.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 51% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€11k▲ 2.2%
Current assets
€61k▲ 13.9%
Equity and liabilities €72k
Equity
€53k▲ 91.2%
Debt
€18k▼ 49.2%
The debt ratio falls from 56.5% to 25.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▲
2024 · €45k
Cash flow
€30k▼
2024 · €31k
Solvency
74.4%▲
2024 · 43.5%
Current ratio
3.31▲
2024 · 1.47
Quick ratio
3.31▲
2024 · 1.47
Debt / equity
0.34▼
2024 · 1.30
ROE
47.7%▼
2024 · 94.2%
ROA
35.5%▼
2024 · 41.0%
Interest coverage
2.51▼
2024 · 29.08
Debt
€18k▼
2024 · €36k
Debt ≤ 1 year
€18k▼
2024 · €36k
Income taxes
€9k▼
2024 · €12k
Staff costs
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€72k▲
Fixed assets21/28€11k€11k▲
Tangible fixed assets22/27€11k€11k▲
Furniture and vehicles24€4k€7k▲
Other tangible fixed assets26€7k€4k▼
Current assets29/58€53k€61k▲
Amounts receivable within one year40/41€51k€59k▲
Trade receivables40€9k€11k▲
Other amounts receivable41€42k€48k▲
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1€919€0▼
Equity and liabilities
Total equity and liabilities10/49€64k€72k▲
Equity10/15€28k€53k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€22k€47k▲
Amounts payable17/49€36k€18k▼
Amounts payable within one year42/48€36k€18k▼
Trade debts44€21k€246▼
Suppliers440/4€4k€246▼
Bills of exchange payable441€16k€0▼
Taxes, remuneration and social security45€16k€18k▲
Taxes450/3€15k€17k▲
Remuneration and social security454/9€268€1k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€5k€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€54k€72k▲
Operating profit (loss)9901€40k€60k▲
Financial income75/76B€677€0▼
Recurring financial income75€677€0▼
Financial charges65/66B€2k€25k▲
Recurring financial charges65€2k€25k▲
Profit (loss) for the period before taxes9903€39k€34k▼
Income taxes67/77€12k€9k▼
Profit (loss) for the period9904€26k€26k▼
Profit (loss) for the period to be appropriated9905€26k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€47k▲
Profit (loss) brought forward from the previous period14P€-5k€22k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 3.31
Current ratio from 1.47 to 3.31; short-term debt falls from €36k to €18k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼168%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emile de Becolaan 281050 ElseneGround area
144 m²
Building footprint
89 m²
Volume, LiDAR
1,000 m³
Parcel 21443C0219/00Y003, Brussels · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NABAD
since 20162.249.635.282
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0219/00Y003 | Brussels | 144 m² | 1 · 89 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500A0711ACCA83C86
Similar companies · same sector, comparable size
J.P. EVENTS
BE 0465.532.197
Ittre · Eq €53k
MO-GEST
BE 0768.605.927
Ukkel · Eq €53k
SIGNOSIS
BE 0823.610.568
Brussel · Eq €53k
JOSFER CONSULTING
BE 1009.660.528
Ans · Eq €53k
H-OPS
BE 0802.271.459
Mechelen · Eq €53k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 38,423 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.