N+ TECHNICS
ActiveThe computed 12-month bankruptcy probability of N+ TECHNICS is 1.7% (moderate). The 2025 annual accounts show equity of €148k and a net result of €81k. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 27319 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
98
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 19.27 against 9.38 in 2024), and 5.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.4%
Return on assets
51.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
2022
25 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€148k▼ 11.1%
2024 · €167k
2021: €53k
2022: €74k
2023: €90k
2024: €167k
2021 → 2025
Total assets
€157k▼ 15.2%
2024 · €185k
2021: €73k
2022: €92k
2023: €97k
2024: €185k
2021 → 2025
Net result
€81k▲ 6.2%
2024 · €77k
2021: €50k
2022: €22k
2023: €16k
2024: €77k
2021 → 2025
Working capital
€144k▼ 6.0%
2024 · €153k
2021: €49k
2022: €71k
2023: €87k
2024: €153k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€74k▲ 40.9%€90k▲ 21.5%€167k▲ 85.0%€148k▼ 11.1%
Operating result€72k-€29k▼ 59.9%€23k▼ 20.2%€100k▲ 333%€109k▲ 8.6%
Net result€50k-€22k▼ 57.0%€16k▼ 26.0%€77k▲ 381%€81k▲ 6.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€5k▼ 62.3%
Current assets
€152k▼ 11.4%
Equity and liabilities €157k
Equity
€148k▼ 11.1%
Debt
€9k▼ 51.9%
The debt ratio falls from 9.9% to 5.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€111k▲
2024 · €104k
Cash flow
€84k▲
2024 · €81k
Solvency
94.4%▲
2024 · 90.1%
Current ratio
19.27▲
2024 · 9.38
Quick ratio
19.27▲
2024 · 9.38
Debt / equity
0.06▼
2024 · 0.11
ROE
54.9%▲
2024 · 46.0%
ROA
51.8%▲
2024 · 41.4%
Interest coverage
25.62▼
2024 · 41.53
Debt
€9k▼
2024 · €18k
Debt ≤ 1 year
€8k▼
2024 · €18k
Income taxes
€23k▲
2024 · €21k
Staff costs
€52k▲
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€185k€157k▼
Fixed assets21/28€14k€5k▼
Tangible fixed assets22/27€14k€5k▼
Plant, machinery and equipment23€987€497▼
Furniture and vehicles24€13k€5k▼
Current assets29/58€172k€152k▼
Amounts receivable within one year40/41€47k€53k▲
Trade receivables40€36k€44k▲
Other amounts receivable41€11k€9k▼
Cash at bank and in hand54/58€108k€65k▼
Deferred charges and accrued income490/1€16k€35k▲
Equity and liabilities
Total equity and liabilities10/49€185k€157k▼
Equity10/15€167k€148k▼
Contributions10/11€3k€3k=
Reserves13€50k€50k=
Distributable reserves133€50k€50k=
Profit (loss) carried forward14€114k€96k▼
Amounts payable17/49€18k€9k▼
Amounts payable within one year42/48€18k€8k▼
Trade debts44€10k€1k▼
Suppliers440/4€10k€1k▼
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€6k€4k▼
Remuneration and social security454/9€3k€3k▲
Accrued charges and deferred income492/3-€909
Income statement
Code20242025
Non-recurring operating income76A-€869
Remuneration, social security and pensions62€46k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€151k€165k▲
Operating profit (loss)9901€100k€109k▲
Financial income75/76B€462€477▲
Recurring financial income75€462€477▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€98k€105k▲
Income taxes67/77€21k€23k▲
Profit (loss) for the period9904€77k€81k▲
Profit (loss) for the period to be appropriated9905€77k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€114k€196k▲
Profit (loss) brought forward from the previous period14P€38k€114k▲
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2021net €81k ▲6.2%
Operating result €109k, net result €81k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 19.27
Current ratio from 9.38 to 19.27; short-term debt falls from €18k to €8k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €150kEq €167k ▲85%
4 profitable years in a row build equity to €167k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €16k ▼26%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 14.27
Current ratio from 4.88 to 14.27; short-term debt falls from €18k to €7k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2020
Ground area
446 m²
Building footprint
76 m²
Volume, LiDAR
388 m³
Parcel 71308A0818/00V116, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
N+ TECHNICS
since 20202.302.185.924
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71308A0818/00V116 | Flanders | 446 m² | 1 · 76 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BESTRATINGEN HABRAKEN
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Of 8,399 companies in sector 43120 we hold annual accounts for 3,204. 2,617 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-2020
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.