N. SMEERS
ActiveSummary
N. SMEERS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €376k and a net result of €479k. Equity is growing by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 36% of 2008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+19
Solvency59▼-33
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.63 against 1.26 in 2024; short-term debt: 64.7% and cash: 38.2% of total assets), and 65.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.3%
Return on assets
43.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
10 d early
2023
29 d late
2022
24 d late
2021
19 d late
2020
25 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€479k▲ 512%
2024 · €78k
2019: €37k
2020: €77k
2021: €52k
2022: €77k
2023: €17k
2024: €78k
2019 → 2025
Working capital
€-262k
2024 · €36k
2019: €44k
2020: €120k
2021: €182k
2022: €-7k
2023: €-46k
2024: €36k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€184k-€261k▲ 41.8%€218k▼ 16.3%€297k▲ 35.8%€376k▲ 26.6%
Operating result€70k-€105k▲ 49.9%€29k▼ 72.7%€114k▲ 297%€167k▲ 46.7%
Net result€52k-€77k▲ 48.2%€17k▼ 77.4%€78k▲ 351%€479k▲ 512%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 47% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€649k ▲ 143%
Current assets
€445k ▲ 150%
Equity and liabilities €1.09M
Equity
€376k ▲ 26.6%
Debt
€719k ▲ 385%
Debt's share of the balance-sheet total rises from 33.3% to 65.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€167k
Cash flow
€479k
Current ratio
0.63▼
2024 · 1.26
Debt to equity
1.91▲
2024 · 0.50
ROE
127.5%▲
2024 · 26.4%
ROA
43.8%▲
2024 · 17.6%
Interest coverage
13.01
Debt ≤ 1 year
€707k▲
2024 · €142k
Income taxes
€40k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€445k€1.09M▲
Fixed assets21/28€267k€649k▲
Tangible fixed assets22/27-€956
Furniture and vehicles24-€956
Financial fixed assets28€267k€648k▲
Current assets29/58€178k€445k▲
Amounts receivable within one year40/41€23k€23k▼
Trade receivables40€22k€22k=
Other amounts receivable41€1k€895▼
Cash at bank and in hand54/58€150k€418k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€445k€1.09M▲
Equity10/15€297k€376k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€276k€355k▲
Amounts payable17/49€148k€719k▲
Amounts payable within one year42/48€142k€707k▲
Financial debts43-€15k
Credit institutions430/8-€15k
Trade debts44€5k€692▼
Suppliers440/4€5k€692▼
Taxes, remuneration and social security45€11k€2k▼
Taxes450/3€10k€1k▼
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€125k€690k▲
Accrued charges and deferred income492/3€6k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€231
Other operating charges640/8€1k€2k▲
Gross operating margin9900€115k€169k▲
Operating profit (loss)9901€114k€167k▲
Financial income75/76B-€364k
Recurring financial income75-€250k
Non-recurring financial income76B-€114k
Financial charges65/66B€8k€13k▲
Recurring financial charges65€8k€13k▲
Profit (loss) for the period before taxes9903€106k€518k▲
Income taxes67/77€28k€40k▲
Profit (loss) for the period9904€78k€479k▲
Profit (loss) for the period to be appropriated9905€78k€479k▲
Appropriation of the result
Profit (loss) to be appropriated9906€276k€755k▲
Profit (loss) brought forward from the previous period14P€198k€276k▲
Profit to be distributed694/7-€400k
Return on contributions (dividend)694-€400k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €479k ▲512%
Operating result €167k, net result €479k, both a record.
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity doublescurrent ratio 1.26
Current ratio from 0.63 to 1.26.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €17k ▼77.4%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Equity above €200kEq €261k ▲41.8%
4 profitable years in a row build equity to €261k.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Equity above €150kEq €184k ▲50.2%
3 profitable years in a row build equity to €184k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
31-12
Financial
Equity above €100kEq €123k ▲168%
2 profitable years in a row build equity to €123k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Juprelle · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Vieille Voie de Tongres 654451 JuprelleGround area
398 m²
Building footprint
88 m²
Volume, LiDAR
544 m³
Parcel 62111A0136/00V000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
N. SMEERS
since 20182.272.690.895
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62111A0136/00V000 | Wallonia | 398 m² | 1 · 88 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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CUBEROOTS
BE 1022.628.240
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DIRENCO BENELUX
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INDUSTRIAL IMAGING APPLICATIONS
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Of 11,550 companies in sector 71121 we hold annual accounts for 6,563. 4,713 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2018
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.