N.O.G. PLOMBERIE
ActiveSummary
N.O.G. PLOMBERIE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €343k and a net result of €96k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+13
Solvency97▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.73 against 5.14 in 2024; short-term debt: 22.8% and cash: 24.5% of total assets), and 28.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.6%
Return on assets
19.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
60 d late
2023
233 d late
2022
117 d late
2021
125 d late
2020
152 d late
2019
144 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€343k▲ 38.6%
2024 · €248k
2018: €99k
2019: €62k
2020: €121k
2021: €140k
2022: €181k
2023: €217k
2024: €248k
2018 → 2025
Total assets
€479k▲ 45.9%
2024 · €328k
2018: €234k
2019: €233k
2020: €281k
2021: €285k
2022: €289k
2023: €311k
2024: €328k
2018 → 2025
Net result
€96k▲ 209%
2024 · €31k
2018: €3k
2019: €-37k
2020: €59k
2021: €19k
2022: €41k
2023: €36k
2024: €31k
2018 → 2025
Working capital
€298k▲ 44.4%
2024 · €206k
2018: €99k
2019: €73k
2020: €136k
2021: €131k
2022: €155k
2023: €182k
2024: €206k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€140k-€181k▲ 28.9%€217k▲ 19.8%€248k▲ 14.3%€343k▲ 38.6%
Operating result€42k-€65k▲ 55.9%€61k▼ 5.1%€49k▼ 20.2%€131k▲ 168%
Net result€19k-€41k▲ 113%€36k▼ 11.7%€31k▼ 13.5%€96k▲ 209%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 168% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €479k
Fixed assets
€73k ▲ 0.2%
Current assets
€407k ▲ 58.9%
Equity and liabilities €479k
Equity
€343k ▲ 38.6%
Debt
€136k ▲ 68.5%
Debt's share of the balance-sheet total rises from 24.6% to 28.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€165k▲
2024 · €75k
Cash flow
€129k▲
2024 · €57k
Current ratio
3.73▼
2024 · 5.14
Debt to equity
0.40▲
2024 · 0.33
ROE
27.8%▲
2024 · 12.5%
ROA
19.9%▲
2024 · 9.4%
Interest coverage
39.27▲
2024 · 16.28
Debt ≤ 1 year
€109k▲
2024 · €50k
Debt > 1 year
€24k▼
2024 · €31k
Income taxes
€32k▲
2024 · €14k
Staff costs
€151k▲
2024 · €107k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€328k€479k▲
Fixed assets21/28€73k€73k▲
Tangible fixed assets22/27€72k€72k▲
Plant, machinery and equipment23€25k€25k▼
Furniture and vehicles24€11k€19k▲
Leasing and similar rights25€35k€29k▼
Financial fixed assets28€390€390=
Current assets29/58€256k€407k▲
Amounts receivable within one year40/41€150k€280k▲
Trade receivables40€138k€266k▲
Other amounts receivable41€12k€14k▲
Cash at bank and in hand54/58€106k€117k▲
Deferred charges and accrued income490/1€324€10k▲
Equity and liabilities
Total equity and liabilities10/49€328k€479k▲
Equity10/15€248k€343k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€229k€325k▲
Amounts payable17/49€81k€136k▲
Amounts payable after more than one year17€31k€24k▼
Financial debts170/4€31k€24k▼
Amounts payable within one year42/48€50k€109k▲
Current portion of amounts payable after more than one year42€16k€8k▼
Trade debts44€10k€49k▲
Suppliers440/4€10k€49k▲
Taxes, remuneration and social security45€14k€41k▲
Taxes450/3€11k€30k▲
Remuneration and social security454/9€3k€11k▲
Other amounts payable47/48€9k€11k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Remuneration, social security and pensions62€107k€151k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€33k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€185k€319k▲
Operating profit (loss)9901€49k€131k▲
Financial income75/76B€4€107▲
Recurring financial income75€4€107▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€44k€127k▲
Income taxes67/77€14k€32k▲
Profit (loss) for the period9904€31k€96k▲
Profit (loss) for the period to be appropriated9905€31k€96k▲
Appropriation of the result
Profit (loss) to be appropriated9906€229k€325k▲
Profit (loss) brought forward from the previous period14P€198k€229k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Highest result since 2018net €96k ▲209%
Operating result €131k, net result €96k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 233 days late
2023
31-12
Financial
Equity above €200kEq €217k ▲19.8%
4 profitable years in a row build equity to €217k.
25-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 117 days late
2022
31-12
Financial
Equity above €150kEq €181k ▲28.9%
3 profitable years in a row build equity to €181k.
03-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 125 days late
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 152 days late
2020
31-12
Financial
Back to profitnet €59k
Net result €59k after one loss-making year.
31-12
Financial
Equity above €100kEq €121k ▲95.1%
Equity rises from €62k to €121k.
22-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 144 days late
Show earlier events
21-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 205 days late
2019
31-12
Financial
Weakest financial yearnet €-37k ▼1560%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
2018
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 129 days late
2017
08-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergopstraat 331210 Sint-Joost-ten-NodeGround area
130 m²
Building footprint
94 m²
Volume, LiDAR
1,190 m³
Parcel 21014A0243/00Y010, Brussels · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
N.O.G. plomberie
since 20092.178.093.824
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0243/00Y010 | Brussels | 129 m² | 1 · 94 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesN.O.G. PLOMBERIE SRL41836
Similar companies · same sector, comparable size
DAMATHERM
BE 0874.380.764
Gesves · Eq €343k
Arnold CV Devriendt Dirk
BE 0841.230.619
Oostende · Eq €344k
SANIMIK
BE 0465.849.923
Oudergem · Eq €342k
PEYTIER
BE 0463.482.331
Grimbergen · Eq €341k
SW PLOMBERIE
BE 0827.983.882
Oudergem · Eq €346k
Of 7,041 companies in sector 43221 we hold annual accounts for 3,471. 2,613 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-04-2009
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.