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N.A.Î

Active
Private limited companyfounded 200818 yrs activeRue des Boulois(LEV) 188, 7134 Binche, BelgiumKBO/BCE: BE 0899.154.168
Summary

N.A.Î has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €229. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 94% of 13305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
74 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+69
Solvency100=
Growth48=
Track record100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 3.98 against 3.83 in 2024; short-term debt: 13.8% and cash: 20.1% of total assets), and 13.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
86.2%
Return on assets
0.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
18192021222425
2018 to 2025 · latest year €39k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
61 d late
2022
92 d late
2021
54 d early
2020
130 d late
2019
495 d late
2018
72 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€208k▲ 4.9%
2022 · €198k
2018: €193k 2019: €191k 2020: €169k 2021: €190k 2022: €198k
2018 → 2024
EBIT margin
-4.1%▼ 11.9pp
2022 · 7.8%
2018: 22.0% 2019: 12.6% 2020: 17.2% 2021: 9.1% 2022: 7.8%
2018 → 2024
Net result
€229
2024 · €-8k
2018: €41k 2019: €13k 2020: €23k 2021: €12k 2022: €12k 2024: €-8k
2018 → 2025
Working capital
€19k▲ 2.1%
2024 · €18k
2018: €-3k 2019: €-19k 2020: €814 2021: €6k 2022: €16k 2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220242025Trend
Turnover€169k-€190k▲ 12.5%€198k▲ 4.5%€208k▲ 4.9%
Equity€10k-€22k▲ 119%€34k▲ 56.0%€39k▲ 14.2%€39k▲ 0.6%
Operating result€29k-€17k▼ 40.1%€15k▼ 11.0%€-8k€346
Net result€23k-€12k▼ 49.2%€12k▲ 3.1%€-8k€229
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20k€30kOperating result 2020: €29k€29kNet result 2020: €23k€23kOperating result 2021: €17k€17kNet result 2021: €12k€12kOperating result 2022: €15k€15kNet result 2022: €12k€12kOperating result 2024: €-8k€-8kNet result 2024: €-8k€-8kOperating result 2025: €346€346Net result 2025: €229€22920202021202220242025€-10k€0€10k€20kOperating result 2022: €15k€15kNet result 2022: €12k€12kOperating result 2024: €-8k€-8.5kNet result 2024: €-8k€-8.3kOperating result 2025: €346€346Net result 2025: €229€229202220242025
The operating result returns to profit in 2025: €346 after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets €20k ▼ 0.8%
Current assets €25k ▲ 0.8%
Equity and liabilities €45k
Equity €39k ▲ 0.6%
Debt €6k ▼ 3.0%
Debt's share of the balance-sheet total falls from 14.2% to 13.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1k
Cash flow
€1k
Current ratio
3.98
2024 · 3.83
Debt to equity
0.16
2024 · 0.17
ROE
0.6%
2024 · -21.3%
ROA
0.5%
2024 · -18.3%
Interest coverage
11.38
Debt ≤ 1 year
€6k
2024 · €6k
Staff costs
€50k
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€45k€45k
Fixed assets21/28€21k€20k
Tangible fixed assets22/27€3k€2k
Furniture and vehicles24€3k€2k
Financial fixed assets28€18k€18k=
Current assets29/58€25k€25k
Amounts receivable within one year40/41€19k€16k
Trade receivables40€749€1k
Other amounts receivable41€18k€15k
Cash at bank and in hand54/58€6k€9k
Equity and liabilities
Total equity and liabilities10/49€45k€45k
Equity10/15€39k€39k
Contributions10/11€12k€12k=
Reserves13€591€591=
Non-distributable reserves130/1€591€591=
Reserves not available under the articles1311-€591
Other1319€591-
Profit (loss) carried forward14€26k€26k
Amounts payable17/49€6k€6k
Amounts payable within one year42/48€6k€6k
Trade debts44€4k€1k
Suppliers440/4€4k€1k
Taxes, remuneration and social security45€3k€5k
Taxes450/3€2k€3k
Remuneration and social security454/9€505€2k
Income statement Code20242025
Turnover70€208k-
Goods, raw materials, services and sundry goods60/61€175k-
Remuneration, social security and pensions62€40k€50k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€987
Other operating charges640/8€1k€1k
Non-recurring operating charges66A-€1
Gross operating margin9900€33k€53k
Operating profit (loss)9901€-8k€346
Financial income75/76B€216-
Recurring financial income75€216-
Financial charges65/66B€0€117
Recurring financial charges65€0€117
Profit (loss) for the period before taxes9903€-8k€229
Profit (loss) for the period9904€-8k€229
Profit (loss) for the period to be appropriated9905€-8k€229
Appropriation of the result
Profit (loss) to be appropriated9906€26k€26k
Profit (loss) brought forward from the previous period14P€34k€26k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Back to profitnet €229
Net result €229 after one loss-making year.
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial Weakest financial yearnet €-8k ▼168%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity doublescurrent ratio 3.83
Current ratio from 1.58 to 3.83; short-term debt falls from €28k to €6k.
2023
31-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
07-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
08-12
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 130 days late
08-12
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 495 days late
2020
31-12
Financial Liquidity triplescurrent ratio 1.03
Current ratio from 0.32 to 1.03; short-term debt falls from €28k to €27k.
2019
11-10
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 72 days late
2018
28-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
28-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 59 days late
22-03
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 234 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Boulois(LEV) 1887134 Binche
Ground area
1,829 m²
Building footprint
661 m²
Volume, LiDAR
3,430 m³
2 parcels, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TITANIC
Chaussée de Redemont(PAU) 21, 7100 La LouvièreFood and beverage service activities
since 20082.172.370.725
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56043B0764/00P000 Wallonia 1,153 m² 1 · 183 m² 8.3 m · 2 fl.
56033A0113/00R003 Wallonia 677 m² 1 · 478 m² 7.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
La Louvière2.172.370.725
1 permission
Toelating · Eetgelegenheid · since 01-09-2008

Similar companies · same sector, comparable size

Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 8,458 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded09-07-2008
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56210Event catering
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:0477/35.76.07
Establishment La Louvière 2.172.370.725