MZOUGUI
ActiveSummary
MZOUGUI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €6k. Equity is shrinking by ~21% per year across the filed fiscal years. Its solvency ranks better than 30% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+7
Solvency36▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.03 in 2024; short-term debt: 70% and cash: 2.6% of total assets), and 88.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.1%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-01-2026, 185 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
185 d early
2024
174 d early
2023
33 d early
2022
143 d early
2021
138 d early
2019
38 d early
2018
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k
2024 · €-775
2018: €-8k
2019: €758
2021: €8k
2022: €3k
2023: €2k
2024: €-775
2018 → 2025
Working capital
€-469k▼ 0.8%
2024 · €-465k
2018: €-146k
2019: €-163k
2021: €-158k
2022: €-448k
2023: €-455k
2024: €-465k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€346k-€70k▼ 79.7%€73k▲ 3.5%€72k▼ 1.1%€78k▲ 8.5%
Operating result€19k-€22k▲ 16.4%€25k▲ 12.1%€20k▼ 20.7%€28k▲ 44.5%
Net result€8k-€3k▼ 62.6%€2k▼ 12.1%€-775€6k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 44% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €699k
Fixed assets
€679k ▼ 4.6%
Current assets
€20k ▲ 55.9%
Equity and liabilities €699k
Equity
€78k ▲ 8.5%
Debt
€621k ▼ 4.9%
Debt's share of the balance-sheet total falls from 90.1% to 88.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▲
2024 · €52k
Cash flow
€39k▲
2024 · €32k
Current ratio
0.04▲
2024 · 0.03
Debt to equity
7.97▼
2024 · 9.09
ROE
7.8%▲
2024 · -1.1%
ROA
0.9%▲
2024 · -0.1%
Interest coverage
3.71▲
2024 · 3.09
Debt ≤ 1 year
€489k▲
2024 · €478k
Debt > 1 year
€131k▼
2024 · €174k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€724k€699k▼
Fixed assets21/28€711k€679k▼
Tangible fixed assets22/27€711k€679k▼
Land and buildings22€711k€678k▼
Plant, machinery and equipment23€378€108▼
Furniture and vehicles24€610€504▼
Current assets29/58€13k€20k▲
Cash at bank and in hand54/58€11k€18k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€724k€699k▼
Equity10/15€72k€78k▲
Contributions10/11€20k€20k=
Reserves13€52k€58k▲
Distributable reserves133€52k€58k▲
Amounts payable17/49€653k€621k▼
Amounts payable after more than one year17€174k€131k▼
Financial debts170/4€170k€127k▼
Other amounts payable178/9€4k€4k=
Amounts payable within one year42/48€478k€489k▲
Current portion of amounts payable after more than one year42€43k€43k▲
Taxes, remuneration and social security45€350€3k▲
Taxes450/3€350€3k▲
Other amounts payable47/48€435k€442k▲
Accrued charges and deferred income492/3-€950
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€33k=
Other operating charges640/8€4k€5k▲
Gross operating margin9900€57k€66k▲
Operating profit (loss)9901€20k€28k▲
Financial income75/76B-€13
Recurring financial income75-€13
Financial charges65/66B€17k€16k▼
Recurring financial charges65€17k€16k▼
Profit (loss) for the period before taxes9903€3k€12k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€-775€6k▲
Profit (loss) for the period to be appropriated9905€-775€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-775€6k▲
Transfer from equity791/2€775€0▼
Transfer to equity691/2€0€6k▲
To other reserves6921€0€6k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
07-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-09
Financial
Highest result since 2018net €8k ▲898%
Net result €8k, the highest in the series.
2020
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €758
Net result €758 after one loss-making year.
18-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
01-04
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fosses-la-Ville · 1 establishment unit since 2008
Ground area
2,346 m²
Building footprint
104 m²
Parcel 92110A0303/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Mzougui
since 20082.172.350.632
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92110A0303/00N000 | Wallonia | 2,345 m² | 1 · 104 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RINGFARMA
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APOTHEEK PIERLET
BE 0681.994.825
Riemst · Eq €77,994
APOTHEEK HUSTINGS
BE 0434.586.031
Wellen · Eq €77,740
DE VULDER
BE 0811.979.773
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PHARMACIE DE CAMPINE
BE 0782.313.215
Liège · Eq €77,410
Of 5,220 companies in sector 47730 we hold annual accounts for 3,861. 3,223 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-08-2008
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
01280Crop and animal production, hunting and related service activities
47750Retail sale of cosmetics and toilet articles
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.