Summary
Conclusion
the dossier summarised in one paragraphMyracle is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-13k) and a net result of €-6k. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 33 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-01-2026, 165 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 6 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | 12-01-2026 | 165 d late | 2026-00007229 |
| 31-12-2023 | 31-07-2024 | 27-06-2024 | 34 d early | 2024-00170327 |
| 31-12-2022 | 31-07-2023 | 31-07-2023 | on the day | 2023-00294849 |
| 31-12-2021 | 31-07-2022 | 26-01-2023 | 179 d late | 2023-00008302 |
| 31-12-2020 | 31-07-2021 | 26-07-2021 | 5 d early | 2021-39300425 |
| 31-12-2019 | 31-07-2020 | 24-06-2020 | 37 d early | 2020-19600427 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
Equity€-13k
Net result€-6k
Total assets€258k
Solvency-5.0%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 12-01-2026 with the NBB · fiscal year 2024 · volledig
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-6k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €258k |
| Equity | €-13k |
| Debt | €271k |
| of which ≤ 1y | €271k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | -5.0% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -2.2% |
| ROE | 44.0% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Balance-sheet composition 2024
Full annual accounts (18 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €258k |
| Fixed assets | 21/28 | €258k |
| Financial fixed assets | 28 | €258k |
| Current assets | 29/58 | €57 |
| Cash & bank | 54/58 | €57 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €258k |
| Equity | 10/15 | €-13k |
| Contributions / capital | 10/11 | €40k |
| Accumulated profits (losses) | 14 | €-53k |
| Amounts payable | 17/49 | €271k |
| Amounts payable within one year | 42/48 | €271k |
| Trade debts payable within one year | 44 | €6k |
| Income statement | ||
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-3k |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €-6k |
| Net result for the period | 9904 | €-6k |
| Result to be appropriated | 9905 | €-6k |
Ratios computed by Checked.
Health barometer
FY 2024 · computedModel not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationMyracle
since 20182.280.374.978
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,113 m²
Buildings2
Building footprint200 m²
Volume (LiDAR)1,201 m³
Tallest building10.2 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091B0213/00B000 | Wallonia | 1,431 m² | 1 · 72 m² | 5.2 m · 2 fl. |
| 23033A0035/00W011 | Flanders | 683 m² | 1 · 128 m² | 10.2 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
5 acts Address history · 2
24-09-2025
v3.2
04-04-2023
v3.2
All acts · 5
updated 9 months ago
2025
13-11-2025 Articles of association amended
Summary:
v3.2
24-09-2025 Registered office moved from Rixensart to Hoeilaart
- Rue de Nivelles 52, 1330 Rixensart → Blijde Inkomstlaan 15, 1560 Hoeilaart
Summary:
v3.2
2024
15-01-2024 Change in the board of directors
Summary:
v3.2
2023
04-04-2023 Registered office moved from Orp-Jauche to Rixensart
- rue Dielhère 29, 1350 Orp-Jauche → rue de Nivelles 52, 1330 Rixensart
Summary:
v3.2
2018
07-08-2018 Incorporation of a new SRL
Summary:
oprichting
Analysis
Financial profile
3 of 5 axes measured73
/ 100
This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.
Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.
Health
-
Profitability
100
Solvency
33
Growth
-
Stability
85
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 1006.942.152 · Hoeilaart
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BE 0793.760.304 · Hoeilaart
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,578 of the 24,685 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van holdings64210Ontwikkeling van residentiële bouwprojecten68121Ontwikkeling van niet-residentiële bouwprojecten68122Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Activiteiten van interieurarchitecten71112
Primary activity highlighted.
Names & trade names
| Legal nameNL | Myracle |
Registered office
Blijde Inkomstlaan 15
1560 Hoeilaart, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.