My Next Home
ActiveMy Next Home has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-54k) and a net result of €-6k. Equity is shrinking by ~21% per year across the filed fiscal years. Its solvency ranks better than 10% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31=
Solvency1▼-3
Growth58=
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.87 against 0.89 in 2024; short-term debt: 114.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-23.7%
Return on assets
-2.7%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-54k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
91 d late
2023
92 d late
2022
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-54k▼ 13.0%
2024 · €-48k
2022: €-16k
2023: €-42k
2024: €-48k
2022 → 2025
Total assets
€227k▲ 0.4%
2024 · €226k
2022: €303k
2023: €238k
2024: €226k
2022 → 2025
Net result
€-6k▼ 10.8%
2024 · €-6k
2022: €-18k
2023: €-26k
2024: €-6k
2022 → 2025
Working capital
€-34k▼ 22.0%
2024 · €-28k
2022: €184k
2023: €-23k
2024: €-28k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-16k-€-42k▼ 164%€-48k▼ 13.3%€-54k▼ 13.0%
Operating result€-15k-€-18k▼ 20.1%€-2k▲ 89.8%€-6k▼ 246%
Net result€-18k-€-26k▼ 41.7%€-6k▲ 78.6%€-6k▼ 10.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227k
Fixed assets
€570=
Current assets
€227k▲ 0.4%
Key figures and ratios
Solvency
-23.7%▼
2024 · -21.1%
Current ratio
0.87▼
2024 · 0.89
Quick ratio
0.08▲
2024 · 0.08
Debt / equity
-5.22▲
2024 · -5.75
ROA
-2.7%▼
2024 · -2.5%
Debt
€281k▲
2024 · €274k
Debt ≤ 1 year
€261k▲
2024 · €254k
Debt > 1 year
€20k=
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€226k€227k▲
Fixed assets21/28€570€570=
Financial fixed assets28€570€570=
Current assets29/58€226k€227k▲
Stocks and contracts in progress3€206k€206k=
Stocks30/36€206k€206k=
Amounts receivable within one year40/41€19k€21k▲
Trade receivables40€18k€18k=
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€227-
Equity and liabilities
Total equity and liabilities10/49€226k€227k▲
Equity10/15€-48k€-54k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-50k€-56k▼
Amounts payable17/49€274k€281k▲
Amounts payable after more than one year17€20k€20k=
Other amounts payable178/9€20k€20k=
Amounts payable within one year42/48€254k€261k▲
Trade debts44€795€3k▲
Suppliers440/4€795€3k▲
Other amounts payable47/48€253k€258k▲
Income statement
Code20242025
Other operating charges640/8€62-
Gross operating margin9900€-2k€-6k▼
Operating profit (loss)9901€-2k€-6k▼
Financial charges65/66B€4k€23▼
Recurring financial charges65€4k€23▼
Profit (loss) for the period before taxes9903€-6k€-6k▼
Profit (loss) for the period9904€-6k€-6k▼
Profit (loss) for the period to be appropriated9905€-6k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-50k€-56k▼
Profit (loss) brought forward from the previous period14P€-45k€-50k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg 33540 Herk-de-StadGround area
5,956 m²
Building footprint
357 m²
Parcel 71003B0070/00Z004, Flanders. Linked by address, not a title deed.
1 establishment unit
My Next Home
since 20212.323.848.794
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71003B0070/00Z004 | Flanders | 5,956 m² | 1 · 357 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
AL-MGMT
BE 0746.801.317
Herk-de-Stad
ATREON
BE 0867.334.210
Herk-de-Stad
BERKS
BE 0776.398.985
Herk-de-Stad
BRIKKS
BE 0542.484.574
Herk-de-Stad
BUILDING INSIGHTS
BE 0767.987.503
Herk-de-Stad
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 9,695 companies in sector 68121 we hold annual accounts for 7,383.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2021
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.