Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of MVM SOLUTIONS is 3.5% (moderate). The 2023 annual accounts show equity of €54k and a net result of €30k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 5 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | 13-01-2026 | 18 d early | 2026-00006840 |
| 30-06-2024 | 31-01-2025 | 29-01-2025 | 2 d early | 2025-00016851 |
| 30-06-2023 | 31-01-2024 | 09-01-2024 | 22 d early | 2024-00546705 |
| 30-06-2022 | 31-01-2023 | 19-01-2023 | 12 d early | 2023-00001173 |
| 30-06-2021 | 31-01-2022 | 05-01-2022 | 26 d early | 2022-00200578 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone3.5%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€30k
Working capital€34k
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 13-01-2026 with the NBB · fiscal year 2025 · micro
| Fiscal year | 2023 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €48k |
| Net profit | €30k |
| Cash flow | €38k |
| Staff costs | €30k |
| Income taxes | €8k |
| Dividends | - |
| Total assets | €129k |
| Equity | €54k |
| Debt | €75k |
| of which ≤ 1y | €52k |
| of which > 1y | €23k |
| Working capital | €34k |
| Employees (FTE) | 1.0 |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 1.66 |
| Quick ratio | 1.66 |
| Working capital ratio | 26.5% |
| Solvency | 42.1% |
| Debt / equity | 1.38 |
| Long-term debt ratio | 0.43 |
| Interest coverage | 19.19 |
| Gross margin | - |
| Net margin | - |
| ROA | 23.0% |
| ROE | 54.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €129k |
| Fixed assets | 21/28 | €44k |
| Tangible fixed assets | 22/27 | €44k |
| Current assets | 29/58 | €86k |
| Amounts receivable within one year | 40/41 | €83k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €129k |
| Equity | 10/15 | €54k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €200 |
| Accumulated profits (losses) | 14 | €52k |
| Amounts payable | 17/49 | €75k |
| Amounts payable after one year | 17 | €23k |
| Amounts payable within one year | 42/48 | €52k |
| Trade debts payable within one year | 44 | €19k |
| Income statement | ||
| Gross operating margin | 9900 | €80k |
| Operating result | 9901 | €41k |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €38k |
| Income taxes | 67/77 | €8k |
| Net result for the period | 9904 | €30k |
| Result to be appropriated | 9905 | €30k |
Ratios computed by Checked.
Health barometer
FY 2023 · computed86
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leegstraat 888780 OostrozebekeEstablishment units
1 locationMVM SOLUTIONS
since 20202.305.907.655
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area932 m²
Buildings2
Building footprint256 m²
Volume (LiDAR)1,406 m³
Tallest building10.8 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010E0685/00P006 | Flanders | 727 m² | 1 · 202 m² | 7.1 m · 2 fl. |
| 34006A0116/00M002 | Flanders | 204 m² | 1 · 54 m² | 10.8 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Address history · 1
27-05-2025
Registered-office move
All acts · 1
updated 1 year ago
2025
27-05-2025 Registered office moved from Waregem to Oostrozebeke
- Sint-Jansstraat 83, 8791 Waregem → Leegstraat 88, 8780 Oostrozebeke
Analysis
Snowflake analysis
financial profile on 5 axes88
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
86
Profitability
100
Solvency
79
Growth
-
Stability
85
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Company registry
Company registry (CBE)
Crossroads BankActivities
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Primary activity highlighted.
Names & trade names
| Legal nameNL | MVM SOLUTIONS |
Registered office
Leegstraat 88
8780 Oostrozebeke, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.