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Generated 16-08-2026
Active BE 0724.838.537Private limited company (pre-2019)

MVE concept

Fabriekstraat 67 ·1601 Sint-Pieters-Leeuw, Belgium· 7 yrs active
Sector: Algemene reiniging van gebouwen (81210)
Conclusion Checked

The computed 12-month bankruptcy probability of MVE concept is 1.7% (moderate). The 2025 annual accounts show equity of €35k and a net result of €11k. Equity is growing by ~51.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 512 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €35k
Net result €11k
Better than sector 95%
Active 7 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health100Profitability62Solvency100Growth57Stability100
84 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 62
Solvency 100
Growth 57
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
100 / 100 Excellent
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview6 NBB filings
Annual accounts filed on 20-06-2026 with the NBB · fiscal year 2025 · volledig
€-100k€0€100k€200k€300kRevenue 2021: €270k€270kOperating result 2021: €14k€14kNet result 2021: €11k€11kRevenue 2022: €49k€49kOperating result 2022: €-589€-589Net result 2022: €-750€-750Revenue 2023: €112k€112kOperating result 2023: €8k€8kNet result 2023: €6k€6kRevenue 2024: €98k€98kOperating result 2024: €14k€14kNet result 2024: €8k€8kRevenue 2025: €219k€219kOperating result 2025: €15k€15kNet result 2025: €11k€11k20212022202320242025
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~51.3%/year over 6 fiscal years, indicative, assuming unchanged policy.
€0€50k€100k€150k2026: €54k (€51k - €57k)2027: €81k (€78k - €84k)2028: €123k (€120k - €126k)2020: €1662021: €11k2022: €10k2023: €16k2024: €24k2025: €35k202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 81, Cleaning & landscape services · compared across all schema types (micro, abbreviated and full combined)
Metric This company Sector median Position in the sector
Solvency 95.2% 38.5%
better than 95% of 512 sector peers
Net result €11k €13k
better than 46% of 507 sector peers
Equity €35k €42k
better than 45% of 512 sector peers
Gross operating margin €16k €55k
better than 20% of 505 sector peers
Total assets €37k €129k
better than 16% of 512 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€219k
+123.1% 20-25
EBITDA
€16k
+11.0% 20-25
Net profit
€11k
+52.6% 20-25
Cash flow
€12k
+50.8% 20-25
Total assets
€37k
+15.2% 20-25
Equity
€35k
+48.5% 20-25
Working capital
€35k
+50.7% 20-25
Income taxes
€4k
-38.3% 20-25
Show 11 other metrics
Debt
€2k
-78.7% 20-25
Debt ≤ 1y
€2k
-78.7% 20-25
Current ratio
20.53
+445.4% 20-25
Quick ratio
20.53
+445.4% 20-25
Solvency
95.2%
+28.8% 20-25
Debt / equity
0.05
-85.6% 20-25
ROE
32.6%
+2.8% 20-25
ROA
31.1%
+32.4% 20-25
Net margin
5.2%
-31.6% 20-25
EBITDA margin
7.1%
-50.2% 20-25
Interest coverage
163.30
+50.3% 20-25
Figures by fiscal year
Fiscal year2025
Depositvolledig
Revenue€219k
EBITDA€16k
Net profit€11k
Cash flow€12k
Staff costs-
Income taxes€4k
Dividends-
Total assets€37k
Equity€35k
Debt€2k
of which ≤ 1y€2k
of which > 1y-
Working capital€35k
Employees (FTE)-
Ratios (computed)
2025
Current ratio20.53
Quick ratio20.53
Working capital ratio94.4%
Solvency95.2%
Debt / equity0.05
Long-term debt ratio-
Interest coverage163.30
Gross margin7.1%
Net margin5.2%
ROA31.1%
ROE32.6%
EBITDA margin7.1%
Days sales outstanding41d
Days payable outstanding1d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€37k
Fixed assets 21/28€265
Tangible fixed assets 22/27€265
Current assets 29/58€37k
Amounts receivable within one year 40/41€28k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€37k
Equity 10/15€35k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€34k
Amounts payable 17/49€2k
Amounts payable within one year 42/48€2k
Trade debts payable within one year 44€378
Income statement
Turnover 70€219k
Gross operating margin 9900€16k
Operating result 9901€15k
Financial charges 65€96
Result before taxes 9903€15k
Income taxes 67/77€4k
Net result for the period 9904€11k
Result to be appropriated 9905€11k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Algemene reiniging van gebouwen(81210)
Legal form Private limited company (pre-2019)(015)
Incorporation12-04-2019
StatusActive
Postal code1601
Establishment units 1 location
MVE concept
Fabriekstraat 67, 1601 Sint-Pieters-LeeuwAlgemene bouw van residentiële gebouwen
since 20192.316.077.017
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23069A0354/00A005 Flanders 205 m² 1 · 83 m² 12.8 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
20-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
18-06-2026
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
27-11-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
03-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
23-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
09-11-2021
State Gazette act Capital & shares
29-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Capital history · 1
09-11-2021
Capital change
All acts · 1 updated 4 years ago
2021
09-11-2021 Transaction in capital or shares Capital & shares
Technical details 
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  "notary": {
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  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2021-11-09",
    "filing_date": "2021-10-01",
    "act_kind_objet": "Onderwerp akte:"
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  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2021-10-01",
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    "under_authorized_capital": false,
    "underlying_resolution_date": "2021-10-01"
  },
  "bedrijfsrevisor": null,
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    "kbo": "0724.838.537",
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  "co_filed_documents": [],
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Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390
Primary activity highlighted.
Names & trade names
Legal nameNL MVE concept
Registered office
Fabriekstraat 67
1601 Sint-Pieters-Leeuw, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative