MVBG Construct
ActiveMVBG Construct has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €26k. Its solvency ranks better than 77% of 27054 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.62), and 28% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72%
Return on assets
55.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€34k
Total assets
€47k
Net result
€26k
Working capital
€34k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €47k
Equity
€34k
Debt
€13k
Debt finances 28.0% of the balance-sheet total.
Key figures and ratios
Solvency
72.0%
Current ratio
3.62
Quick ratio
3.62
Debt / equity
0.39
ROE
77.6%
ROA
55.9%
Debt
€13k
Debt ≤ 1 year
€13k
Income taxes
€7k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€47k
Current assets29/58€47k
Amounts receivable within one year40/41€9k
Trade receivables40€7k
Other amounts receivable41€2k
Cash at bank and in hand54/58€37k
Equity and liabilities
Total equity and liabilities10/49€47k
Equity10/15€34k
Contributions10/11€8k
Reserves13€26k
Distributable reserves133€26k
Amounts payable17/49€13k
Amounts payable within one year42/48€13k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€9k
Taxes450/3€7k
Remuneration and social security454/9€2k
Other amounts payable47/48€2k
Accrued charges and deferred income492/3€200
Income statement
Code2025
Gross operating margin9900€33k
Operating profit (loss)9901€33k
Financial charges65/66B€47
Recurring financial charges65€47
Profit (loss) for the period before taxes9903€33k
Income taxes67/77€7k
Profit (loss) for the period9904€26k
Profit (loss) for the period to be appropriated9905€26k
Appropriation of the result
Profit (loss) to be appropriated9906€26k
Transfer to equity691/2€26k
To other reserves6921€26k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2025
Ground area
850 m²
Building footprint
171 m²
Volume, LiDAR
888 m³
Parcel 72024F0454/00E000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MVBG Construct
since 20252.372.932.180
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72024F0454/00E000 | Flanders | 850 m² | 1 · 171 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 19,944 companies in sector 43320 we hold annual accounts for 9,076. 6,887 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2025
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
23630Manufacture of other non-metallic mineral products
43350Other building finishing work
43429Specialised construction activities
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.