Summary
MUSEUM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €32.86M and a net result of €1k. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 5527 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
24 d early
2023
14 d early
2022
21 d early
2021
2 d early
2020
2 d late
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€32.86M=
2024 · €32.86M
2019: €9.35M
2020: €12.57M
2021: €14.59M
2022: €18.59M
2023: €21.37M
2024: €32.86M
2019 → 2025
Net result
€1k▼ 100.0%
2024 · €11.48M
2019: €30k
2020: €3.22M
2021: €2.02M
2022: €3.99M
2023: €3.20M
2024: €11.48M
2019 → 2025
Total assets
€41.27M▲ 7.3%
2024 · €38.47M
2019: €27.23M
2020: €25.90M
2021: €26.97M
2022: €30.28M
2023: €34.24M
2024: €38.47M
2019 → 2025
Solvency
79.6%▼ 5.8pp
2024 · 85.4%
2019: 34.3%
2020: 48.5%
2021: 54.1%
2022: 61.4%
2023: 62.4%
2024: 85.4%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14.59M-€18.59M▲ 27.4%€21.37M▲ 15.0%€32.86M▲ 53.7%€32.86M=
Operating result€338k-€296k▼ 12.5%€149k▼ 49.5%€-312k€-188k▲ 39.8%
Net result€2.02M-€3.99M▲ 97.7%€3.20M▼ 19.9%€11.48M▲ 259%€1k▼ 100.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €188k in 2025 against €312k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41.27M
Fixed assets
€21.91M ▲ 14.3%
Current assets
€19.35M ▲ 0.3%
Equity and liabilities €41.27M
Equity
€32.86M =
Debt
€8.41M ▲ 49.7%
Debt's share of the balance-sheet total rises from 14.6% to 20.4%. Debt is higher.
Key figures and ratios
ROE
0.0%▼
2024 · 34.9%
ROA
0.0%▼
2024 · 29.8%
Debt ≤ 1 year
€1.91M▲
2024 · €1.12M
Debt > 1 year
€6.50M▲
2024 · €4.50M
Income taxes
€711▲
2024 · €685
Staff costs
€181k▼
2024 · €185k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet
Code20242025
Assets
Total assets20/58€38.47M€41.27M▲
Formation expenses20€0€0=
Fixed assets21/28€19.18M€21.91M▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€26k€25k▼
Land and buildings22€14k€14k▼
Plant, machinery and equipment23€8k€8k▲
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€19.15M€21.89M▲
Current assets29/58€19.30M€19.35M▲
Amounts receivable after more than one year29€6.58M€5.70M▼
Trade receivables290€6.58M€5.70M▼
Stocks and contracts in progress3€6.85M€7.68M▲
Stocks30/36€6.85M€7.68M▲
Amounts receivable within one year40/41€5.22M€5.35M▲
Trade receivables40€707€223k▲
Other amounts receivable41€5.22M€5.13M▼
Current investments50/53€600k€600k=
Cash at bank and in hand54/58€42k€22k▼
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€38.47M€41.27M▲
Equity10/15€32.86M€32.86M=
Contributions10/11€856k€856k=
Capital10€856k€856k=
Issued capital100€856k€856k=
Revaluation surpluses12€933k€933k=
Reserves13€31.07M€31.07M=
Non-distributable reserves130/1€86k€86k=
Legal reserve130€86k€86k=
Distributable reserves133€30.98M€30.98M=
Amounts payable17/49€5.62M€8.41M▲
Amounts payable after more than one year17€4.50M€6.50M▲
Financial debts170/4€4.50M€6.50M▲
Amounts payable within one year42/48€1.12M€1.91M▲
Financial debts43-€1.61M
Other loans439-€1.61M
Trade debts44€231k€258k▲
Suppliers440/4€231k€258k▲
Taxes, remuneration and social security45€33k€39k▲
Taxes450/3€11k€15k▲
Remuneration and social security454/9€23k€24k▲
Other amounts payable47/48€852k-
Income statement
Code20242025
Remuneration, social security and pensions62€185k€181k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€941€2k▲
Other operating charges640/8€31k€1k▼
Non-recurring operating charges66A€28k-
Gross operating margin9900€-68k€-4k▲
Operating profit (loss)9901€-312k€-188k▲
Financial income75/76B€12.24M€481k▼
Recurring financial income75€12.24M€481k▼
Financial charges65/66B€439k€291k▼
Recurring financial charges65€439k€291k▼
Profit (loss) for the period before taxes9903€11.48M€2k▼
Income taxes67/77€685€711▲
Profit (loss) for the period9904€11.48M€1k▼
Profit (loss) for the period to be appropriated9905€11.48M€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11.48M€1k▼
Transfer to equity691/2€11.48M€1k▼
To other reserves6921€11.48M€1k▼
Social balance
Average headcount (FTE)90871.92.0▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
State Gazette act
Incorporation · Founding capital
Corporate purpose · Director appointment
11-09
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital · Alvin Wittens
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Weakest financial yearnet €1k ▼100%
Net result drops to €1k, the lowest in the series.
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Highest result since 2019net €11.48M ▲259%
Net result €11.48M, the highest in the series.
31-03
Financial
Liquidity times 8current ratio 17.28
Current ratio from 2.19 to 17.28; short-term debt falls from €6.86M to €1.12M.
31-03
Financial
Equity above €25MEq €32.86M ▲53.7%
6 profitable years in a row build equity to €32.86M.
23-01
State Gazette act
General meeting · Registered-office move
Statutes amendment · Director resignation
2023
17-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Show earlier events
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
31-03
Financial
Equity above €10MEq €12.57M ▲34.5%
2 profitable years in a row build equity to €12.57M.
2019
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
03-12
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
23-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
24-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reebokdreef 32900 SchotenGround area
7,371 m²
Building footprint
285 m²
Volume, LiDAR
1,689 m³
Parcel 11040A0110/00X008, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Reebokdreef 3, 2900 Schoten
since 19922.059.208.248
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040A0110/00X008 | Flanders | 7,371 m² | 1 · 285 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesLinked via shared directors
Shared director
→
Shared director
→
Ownership & control
2 board mandatesBoard mandates of this companythis company sits on their board2
Similar companies · same sector, comparable size
Novus Holding
BE 0847.250.359
Brugge · Eq €32.90M
Quatra International
BE 0759.707.562
Lokeren · Eq €32.92M
CORTEZ NY
BE 0798.807.470
Brussel · Eq €32.79M
Société de Développement et de Participation du Bassin de Charleroi
BE 0427.908.867
Charleroi · Eq €32.74M
MANCA
BE 0450.999.421
Nieuwpoort · Eq €32.71M
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 3,349 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-04-1992
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.