MURIELLE LEBRUN
ActiveSummary
The computed 12-month bankruptcy probability of MURIELLE LEBRUN is 2.8% (moderate). The 2025 annual accounts show equity of €36k and a net result of €24k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 51% of 18280 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+35
Solvency61▼-20
Growth79▲+23
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 2.05 in 2024; short-term debt: 64.2% and cash: 19.5% of total assets), and 64.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.8%
Return on assets
23.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
71 d early
2024
38 d early
2023
26 d late
2022
4 d early
2021
10 d late
2020
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€352k▲ 40.6%
2024 · €250k
2020: €179k
2021: €128k
2023: €228k
2024: €250k
2020 → 2025
EBIT margin
7.4%▲ 6.0pp
2024 · 1.4%
2020: 12.3%
2021: 2.8%
2023: 3.0%
2024: 1.4%
2020 → 2025
Net result
€24k▲ 855%
2024 · €3k
2020: €17k
2021: €1k
2022: €2k
2023: €5k
2024: €3k
2020 → 2025
Working capital
€33k▲ 22.0%
2024 · €27k
2020: €19k
2021: €20k
2022: €15k
2023: €21k
2024: €27k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€128k-€228k€250k▲ 9.7%€352k▲ 40.6%
Equity€23k-€25k▲ 9.1%€30k▲ 19.2%€33k▲ 8.4%€36k▲ 11.1%
Operating result€4k-€5k▲ 41.4%€7k▲ 33.2%€4k▼ 47.9%€26k▲ 643%
Net result€1k-€2k▲ 62.7%€5k▲ 131%€3k▼ 47.7%€24k▲ 855%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 643% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€4k ▼ 36.5%
Current assets
€98k ▲ 88.3%
Equity and liabilities €102k
Equity
€36k ▲ 11.1%
Debt
€65k ▲ 158%
Debt's share of the balance-sheet total rises from 43.6% to 64.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▲
2024 · €8k
Cash flow
€27k▲
2024 · €7k
Current ratio
1.50▼
2024 · 2.05
Debt to equity
1.80▲
2024 · 0.77
ROE
66.8%▲
2024 · 7.8%
ROA
23.9%▲
2024 · 4.4%
Interest coverage
18.13▲
2024 · 3.82
Debt ≤ 1 year
€65k▲
2024 · €25k
Income taxes
€161▲
2024 · €-892
Staff costs
€223k▲
2024 · €165k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€58k€102k▲
Formation expenses20€0€0=
Fixed assets21/28€6k€4k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€6k€4k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€52k€98k▲
Amounts receivable within one year40/41€38k€78k▲
Trade receivables40€37k€78k▲
Other amounts receivable41€1k€39▼
Cash at bank and in hand54/58€13k€20k▲
Deferred charges and accrued income490/1€158€158=
Equity and liabilities
Total equity and liabilities10/49€58k€102k▲
Equity10/15€33k€36k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€28k€31k▲
Amounts payable17/49€25k€65k▲
Amounts payable within one year42/48€25k€65k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€8k€12k▲
Suppliers440/4€8k€12k▲
Taxes, remuneration and social security45€14k€28k▲
Taxes450/3€7k€9k▲
Remuneration and social security454/9€8k€19k▲
Other amounts payable47/48€3k€25k▲
Income statement
Code20242025
Turnover70€250k€352k▲
Goods, raw materials, services and sundry goods60/61€134k€151k▲
Remuneration, social security and pensions62€165k€223k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Gross operating margin9900€173k€252k▲
Operating profit (loss)9901€4k€26k▲
Financial income75/76B€260€2▼
Recurring financial income75€260€2▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€2k€25k▲
Income taxes67/77€-892€161▲
Profit (loss) for the period9904€3k€24k▲
Profit (loss) for the period to be appropriated9905€3k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€52k▲
Profit (loss) brought forward from the previous period14P€25k€28k▲
Profit to be distributed694/7-€21k
Return on contributions (dividend)694-€21k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €24k ▲855%
Operating result €26k, net result €24k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial
Weakest financial yearnet €1k ▼92.3%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 3 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tienne des Mésanges 105300 AndenneGround area
1.8 ha
Building footprint
1,340 m²
Volume, LiDAR
1,245 m³
4 parcels, Wallonia · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
Rue du Commerce 45, 5590 Ciney
since 20192.293.992.590
Murielle Lebrun
since 20232.347.008.139
LEBRUN Murielle
since 20252.386.433.590
4 parcels
Wallonia
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61007A0011/00F002 | Wallonia | 1.6 ha | 1 · 1,022 m² | - |
| 91030D0008/00W008 | Wallonia | 1,158 m² | 1 · 121 m² | - |
| 92113E0424/00C002 | Wallonia | 1,000 m² | 1 · 114 m² | - |
| 64074C0402/00T006 | Wallonia | 162 m² | 1 · 83 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LIFE CARE CENTRE
BE 0473.696.431
Sint-Gillis (bij-Brussel) · Eq €36,990
SOCAL BEAUTY
BE 0765.510.538
Brussel · Eq €36,999
THELAST
BE 0425.523.261
Mons · Eq €37,386
BEOR
BE 0715.649.073
Liège · Eq €35,078
H & MM
BE 0722.751.057
Brussel · Eq €37,906
Of 2,070 companies in sector 47750 we hold annual accounts for 517. 406 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:muriellebrun7@gmail.com
Phone:+32496461331