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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Age2 yrs
Real estate2 parcels · 804 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of MT Construct is 2.3% (moderate). The 2025 annual accounts show equity of €32k and a net result of €29k. Its solvency ranks better than 77% of 2873 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Signals
1 signal · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 77% of 2873 peers (2025). A comfortable equity buffer.
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 30-06. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | 31-01-2026 | on the day | 2026-00024262 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsYoung company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone2.3%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€29k
Working capital€32k
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 31-01-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 67.4% | 43.4% | |
| Net result | €29k | €13k | |
| Equity | €32k | €44k | |
| Gross operating margin | €30k | €39k | |
| Total assets | €48k | €115k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €29k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €48k |
| Equity | €32k |
| Debt | €16k |
| of which ≤ 1y | €16k |
| of which > 1y | - |
| Working capital | €32k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 3.07 |
| Quick ratio | 3.07 |
| Working capital ratio | 67.4% |
| Solvency | 67.4% |
| Debt / equity | 0.48 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 61.2% |
| ROE | 90.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | 24d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €48k |
| Current assets | 29/58 | €48k |
| Amounts receivable within one year | 40/41 | €33k |
| Cash & bank | 54/58 | €15k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €48k |
| Equity | 10/15 | €32k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €29k |
| Amounts payable | 17/49 | €16k |
| Amounts payable within one year | 42/48 | €16k |
| Trade debts payable within one year | 44 | €10k |
| Income statement | ||
| Gross operating margin | 9900 | €30k |
| Operating result | 9901 | €29k |
| Financial income | 75 | €46 |
| Financial charges | 65 | €67 |
| Result before taxes | 9903 | €29k |
| Net result for the period | 9904 | €29k |
| Result to be appropriated | 9905 | €29k |
Ratios computed by Checked.
Health barometer
FY 2025 · computed85
/ 100
Excellent
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
1 directorFormer directors (1)
-
Tobal KinanDirectorState Gazette act 24080620 (28-05-2024)Former- → 15-03-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Schrijnwerk(43320) |
| Legal form | Private limited company(610) |
| Incorporation | 12-02-2024 |
| Status | Active |
| Postal code | 2560 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationMT Construct
since 20242.355.738.832
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area804 m²
Buildings2
Building footprint319 m²
Volume (LiDAR)1,264 m³
Tallest building7.8 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026C0012/00Y003 | Flanders | 411 m² | 1 · 216 m² | 7.6 m · 1 fl. |
| 13012E0493/00X004 | Flanders | 393 m² | 1 · 103 m² | 7.8 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts Capital history · 2
28-05-2024
Capital change
21-05-2024
Capital change
Address history · 1
26-02-2025
Registered-office move
All acts · 3
updated 1 year ago
2025
26-02-2025 Registered office moved from Zwevegem to Nijlen
- Theophiel Toyeplein(Z) 5,8550 Zwevegem → Boshoek 40, 2560 Nijlen
2024
28-05-2024 Transaction in capital or shares
21-05-2024 Transaction in capital or shares
Analysis
Snowflake analysis
financial profile on 5 axes88
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
85
Profitability
100
Solvency
100
Growth
-
Stability
67
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Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 2,271 of the 20,017 companies in this sector. 2,026 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Schrijnwerk43320Schrijnwerk43320
Primary activity highlighted.
Names & trade names
| Legal nameNL | MT Construct |
Registered office
Boshoek 40
2560 Nijlen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.