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MSSJ

Active
Edouard Bénèslaan 176 ·1080 Sint-Jans-Molenbeek, Belgium
KBO/BCE: BE 1009.925.002
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs
Board4
Real estate1 parcel · 584 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MSSJ is 6.4% (elevated). The 2025 annual accounts show equity of €518 and a net result of €518. Its solvency ranks better than 15% of 425 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
6.4% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 425 sector peers (2025).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 30-06. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 30-01-2026 1 d early 2026-00021498

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€518
Working capital€-13k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 49, Land transport · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 1.4% 30.5%
better than 15% of 425 sector peers
Net result €518 €9k
better than 29% of 421 sector peers
Equity €518 €25k
better than 15% of 425 sector peers
Gross operating margin €4k €48k
better than 12% of 421 sector peers
Total assets €37k €110k
better than 19% of 425 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€4k
Net profit€518
Cash flow€4k
Staff costs-
Income taxes€173
Dividends-
Total assets€37k
Equity€518
Debt€36k
of which ≤ 1y€36k
of which > 1y-
Working capital€-13k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.65
Quick ratio0.65
Working capital ratio-34.3%
Solvency1.4%
Debt / equity69.98
Long-term debt ratio-
Interest coverage729.44
Gross margin-
Net margin-
ROA1.4%
ROE100.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€37k
Fixed assets 21/28€13k
Tangible fixed assets 22/27€13k
Current assets 29/58€24k
Amounts receivable within one year 40/41€23k
Cash & bank 54/58€399
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€37k
Equity 10/15€518
Accumulated profits (losses) 14€518
Amounts payable 17/49€36k
Amounts payable within one year 42/48€36k
Trade debts payable within one year 44€21k
Income statement
Gross operating margin 9900€4k
Operating result 9901€695
Financial charges 65€5
Result before taxes 9903€690
Income taxes 67/77€173
Net result for the period 9904€518
Result to be appropriated 9905€518
Ratios computed by Checked.

Health barometer

FY 2025 · computed
48 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

4 directors
Current directors & mandates
  • Balhaj Younasse
    Director
    State Gazette act 25128545 (10-10-2025)
    Current
    10-10-2025 → present
  • Yassine El Hodifi
    Director
    State Gazette act 25097752 (31-07-2025)
    Current
    21-07-2025 → present
  • Yassine Slioui
    Director
    State Gazette act 25054619 (28-04-2025)
    Current
    17-04-2025 → present
  • Andaloussi-Hassani Hatim
    Director
    State Gazette act 24120948 (13-08-2024)
    Current
    13-08-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Diensten voor personenvervoer op aanvraag per voertuig met chauffeur(49330)
Legal form Private limited company(610)
Incorporation31-05-2024
StatusActive
Postal code1080

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
MSSJ
Edouard Bénèslaan 176, 1080 Sint-Jans-MolenbeekPersonenvervoer over de weg volgens dienstregeling
since 20242.359.989.115
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area584 m²
Buildings1
Building footprint206 m²
Volume (LiDAR)2,832 m³
Tallest building19.0 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21526D0060/00E000 Brussels 584 m² 1 · 206 m² 19.0 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

4 acts
All acts · 4 updated 10 months ago
2025
10-10-2025 Balhaj Younasse appointed as director Director changes
  • Balhaj Younasse, Bestuurder
31-07-2025 Yassine El Hodifi appointed as director Director changes
  • Yassine El Hodifi, Bestuurder
28-04-2025 Yassine Slioui appointed as director Director changes
  • Yassine Slioui, Bestuurder
2024
13-08-2024 Andaloussi-Hassani Hatim appointed as director Director changes
  • Andaloussi-Hassani Hatim, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health48Profitability100Solvency4Growth-Stability67
55 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 48
Profitability 100
Solvency 4
Growth -
Stability 67

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 765 of the 6,613 companies in this sector. 174 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Exploitatie van taxi's49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Algemene bouw van residentiële gebouwen41001Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van residentiële gebouwen41201Algemene bouw van andere niet-residentiële gebouwen41203Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Personenvervoer te land binnen steden of voorsteden49310Personenvervoer over de weg volgens dienstregeling49310Logistieke diensten52250Overige vervoerondersteunende activiteiten52290Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220
Primary activity highlighted.
Names & trade names
Legal nameFR MSSJ
Registered office
Edouard Bénèslaan 176 bus 1
1080 Sint-Jans-Molenbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.