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Generated 13-08-2026
Active BE 0679.893.586Private limited company

MS ISOLATION FACADE

Rue du Château(TR) 85 ·6183 Courcelles, Belgium· 8 yrs active
Sector: Installatie van isolatie (43230)
Conclusion Checked

The KBO register records legal situation 050 for MS ISOLATION FACADE (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2023 annual accounts show equity of €59k and a net result of €24k.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €59k
Net result €24k
Better than sector 20%
Active 8 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health8Profitability100Solvency21Growth78Stability0
41 / 100

Fragile profile, watch stability in particular.

All 5 axes are computed from data Checked has read.

Health 8
Profitability 100
Solvency 21
Growth 78
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
0 / 100
Low riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Trust signals 1 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
8 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023 and the legal situation the KBO register itself records. Indicative, not credit advice.
Financial overview6 NBB filings
Annual accounts filed on 05-01-2024 with the NBB · fiscal year 2023 · micro
€0€25k€50k€75k€100kOperating result 2019: €13k€13kNet result 2019: €8k€8kOperating result 2020: €8k€8kNet result 2020: €3k€3kOperating result 2021: €11k€11kNet result 2021: €4k€4kOperating result 2022: €95k€95kNet result 2022: €66k€66kOperating result 2023: €38k€38kNet result 2023: €24k€24k20192020202120222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 14.1% 38.7%
better than 20% of 9100 sector peers
Net result €24k €12k
better than 68% of 9085 sector peers
Equity €59k €30k
better than 72% of 9106 sector peers
Gross operating margin €53k €33k
better than 64% of 9074 sector peers
Staff costs €438 €26k
higher than 12% of 3340 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€43k
-56.3% 19-23
Net profit
€24k
-63.8% 19-23
Cash flow
€29k
-58.4% 19-23
Total assets
€422k
+64.1% 19-23
Equity
€59k
+155.9% 19-23
Working capital
€14k
-51.3% 19-23
Employees (FTE)
2
- 19-23
Staff costs
€438
+9.5% 19-23
Income taxes
€11k
-56.2% 19-23
Dividends
€66k
- 19-23
Debt
€363k
+55.0% 19-23
Debt ≤ 1y
€354k
+65.5% 19-23
Debt > 1y
€9k
-55.5% 19-23
Current ratio
1.04
-8.6% 19-23
Quick ratio
1.04
-8.6% 19-23
Solvency
14.1%
+55.9% 19-23
Debt / equity
6.11
-39.4% 19-23
ROE
40.0%
-85.8% 19-23
ROA
5.6%
-77.9% 19-23
Interest coverage
18.55
-61.1% 19-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€43k
Net profit€24k
Cash flow€29k
Staff costs€438
Income taxes€11k
Dividends-
Total assets€422k
Equity€59k
Debt€363k
of which ≤ 1y€354k
of which > 1y€9k
Working capital€14k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.04
Quick ratio1.04
Working capital ratio3.4%
Solvency14.1%
Debt / equity6.11
Long-term debt ratio0.15
Interest coverage18.55
Gross margin-
Net margin-
ROA5.6%
ROE40.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding102d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€422k
Fixed assets 21/28€54k
Tangible fixed assets 22/27€53k
Financial fixed assets 28€1k
Current assets 29/58€368k
Amounts receivable within one year 40/41€362k
Cash & bank 54/58€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€422k
Equity 10/15€59k
Contributions / capital 10/11€20k
Reserves 13€39k
Amounts payable 17/49€363k
Amounts payable after one year 17€9k
Amounts payable within one year 42/48€354k
Trade debts payable within one year 44€233k
Income statement
Gross operating margin 9900€53k
Operating result 9901€38k
Financial charges 65€2k
Result before taxes 9903€35k
Income taxes 67/77€11k
Net result for the period 9904€24k
Result to be appropriated 9905€24k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Former directors (2)
  • DESSIMEON Laetitia
    Director
    State Gazette act 24078697 (23-05-2024)
    Former
    - → 31-03-2024
  • DI VANNI Salvatore
    Director
    State Gazette act 24078697 (23-05-2024)
    Former
    - → 31-03-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Installatie van isolatie(43230)
Legal form Private limited company(610)
Incorporation18-08-2017
StatusActive
Postal code6183
Establishment units 1 location
MS ISOLATION FACADE
Avenue Fernand Brunfaut 24, 7160 Chapelle-lez-HerlaimontOptrekken van de ruwbouw van individuele huizen
since 20172.267.087.760
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52066B0899/00D015 Wallonia 1.6 ha 1 · 1,722 m² 7.8 m · 2 fl.
52010C0013/00H022 Wallonia 206 m² 1 · 55 m² 7.3 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
23-05-2024
State Gazette act Registered-office change
05-01-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
31-01-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
04-02-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
02-02-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
18-01-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
31-01-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
Belgisch Staatsblad, acts 1 acts
Address history · 1
23-05-2024
Registered-office move
All acts · 1 updated 2 years ago
2024
23-05-2024 Registered office moved from Chapelle-lez-Herlaimont to TRAZEGNIES Registered-office change
  • Avenue Fernand Brunfaut, 24-7160 Chapelle-lez-Herlaimont → à la rue du Château, 85 à 6183 TRAZEGNIES
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "\u00E0 la rue du Ch\u00E2teau, 85 \u00E0 6183 TRAZEGNIES",
        "city": "TRAZEGNIES",
        "region": "waals_gewest",
        "street": "rue du Ch\u00E2teau",
        "country": "BE",
        "postcode": "6183",
        "box_number": null,
        "street_number": "85",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Avenue Fernand Brunfaut, 24-7160 Chapelle-lez-Herlaimont",
        "city": "Chapelle-lez-Herlaimont",
        "region": "waals_gewest",
        "street": "Avenue Fernand Brunfaut",
        "country": "BE",
        "postcode": "7160",
        "box_number": null,
        "street_number": "24",
        "locality_suffix": null
      },
      "effective_date": "2024-03-31",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "2024-05-13",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "assembl\u00E9e g\u00E9n\u00E9rale extraordinaire",
    "date": "2024-03-30",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0679.893.586",
    "name_full": "MS ISOLATION FACADE",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch-Staatsblad",
    "Annexes-du-Moniteur belge"
  ]
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Installatie van isolatie43230Isolatiewerkzaamheden43291Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Stukadoorswerk43310Stukadoorswerk43310Dakwerkzaamheden43410Waterdichtingswerken van muren43421Chapewerken43422Dakwerkzaamheden43910Waterdichtingswerken van muren43991Chapewerken43996
Primary activity highlighted.
Names & trade names
Legal nameFR MS ISOLATION FACADE
Registered office
Rue du Château(TR) 85
6183 Courcelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative